The top-rated condo insurance agent in Durham, North Carolina is Salazar Insurance Agency & Latino Tax Corporation, rated 4.8 stars across 497 reviews. Other highly rated options include Superior Insurance of Durham, Leslie Robinson - State Farm Insurance Agent, Charlotte Weaver - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Durham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Salazar Insurance Agency & Latino Tax Corporation | 1231 University Dr | (919) 797-0135 |
| 2 | Superior Insurance of Durham | 1314 Broad St | (919) 224-8034 |
| 3 | Leslie Robinson - State Farm Insurance Agent | 5315 Highgate Dr Suite 101 | (919) 206-5096 |
| 4 | Charlotte Weaver - State Farm Insurance Agent | 2501 NC-54 | (919) 544-4444 |
| 5 | Mike Embree Insurance Agency | 3813 University Dr | (919) 489-7336 |
| 6 | The Insurance Pros | 1210 Cole Mill Rd STE 101 | (919) 294-6613 |
| 7 | All About Insurance - Durham | 2605 Guess Rd | (919) 479-8200 |
| 8 | Bowen Agency, Inc. | 2530 Meridian Pkwy Suite 300 | (919) 929-4222 |
| 9 | Herring & Bickers Insurance | 2344 Operations Dr #101 | (919) 479-9900 |
| 10 | All About Insurance - Durham (University Dr) | 3604 University Dr | (919) 493-2911 |
Salazar Insurance Agency & Latino Tax Corporation serves the Durham, North Carolina metro area as a local condo insurance agent. It provides protection plans designed specifically for condominium owners. Condo insurance in this region typically covers interior structures as well as personal belongings and liability protection. The agency also helps clients in Durham understand the differences between their association’s master policy and their individual unit requirements. Specific services offered include tailored condo policies and assistance with loss assessment coverage for shared building elements.
Superior Insurance of Durham offers specialized condo insurance policies tailored to protect unit owners against common risks such as structural damage, liability, and personal property loss. Its service plans include personalized policy reviews to ensure adequate coverage limits and deductibles align with individual needs, plus assistance navigating master policy gaps. Maintenance support involves claims filing guidance and coverage adjustments for renovations. The agency serves property owners in Durham, covering single-family homes, apartments, retail spaces, and restaurants.
In Durham, North Carolina, condo insurance agent Leslie Robinson - State Farm Insurance Agent serves homeowners, business owners, and property managers who need coverage for condominium units. The agency helps clients protect their personal belongings and interior structures against common risks like theft, fire, and water damage. Policy options can be tailored to fit individual needs and budgets. It also provides liability coverage for accidents occurring inside a unit. This agent additionally covers the neighboring community of Chapel Hill.
Serving condo owners in Durham, North Carolina, and the surrounding communities, Charlotte Weaver’s agency handles a range of condo insurance needs. This includes protecting individual units, personal belongings, and liability coverage required by many homeowners’ associations. The agency tailors each policy to the specific risks of local condominium living. To handle a typical job, it begins by reviewing the master policy held by the association, then fills coverage gaps with a personalized plan.
Mike Embree Insurance Agency in Durham, NC, helps clients distinguish between a single-policy purchase and renewal service plans for ongoing protection. Condo insurance coverage typically includes interior structural elements, personal belongings, and liability against accidents occurring within the unit. The agency supports both newly acquired condos and existing policies that require updating for asset protection. Property owners can contact this agent for a one-time policy setup or schedule recurring annual reviews to adjust coverage as needed. The appointments run on either a one-time consultation or an as‑needed basis throughout the year.
The Insurance Pros specializes in locating tailored condo insurance policies for Durham residents, covering interior fixtures, personal liability, and loss assessment coverage. It works closely with local homeowners associations to ensure compliance with master policy requirements. The agency also assists with general renters and homeowners insurance needs. As North Carolina’s storm season approaches, it helps clients review their policies to confirm adequate protection against wind and hail damage common in the Piedmont region.
As winter storms approach Durham, having proper condo coverage becomes essential for protecting against sudden burst pipes or roof leaks. All About Insurance - Durham specializes in helping local condo owners navigate the specific coverage needs of shared-building policies, including loss assessment and interior structural protections. They review individual master policy gaps that can leave unit owners vulnerable to expensive deductibles and common-area repairs. An initial consultation begins with a walkthrough assessment of your unit’s physical layout and your existing association documents to identify any coverage shortfalls.
Bowen Agency, Inc. provides condo insurance services for property owners in Durham, North Carolina. The agency specializes in adding tailored coverage endorsements for interior improvements and loss assessment protection within common areas. It assists clients in securing policies that address liabilities from shared building structures. Bowen Agency can serve commercial sectors including office buildings, warehouses, and food service establishments requiring specialized property protection for rental or ownership arrangements.
Herring & Bickers Insurance provides residential condo insurance services for property owners in Durham, North Carolina. The company also offers commercial coverage options tailored to local business needs throughout the surrounding area. As a dedicated condo insurance agent, the firm helps clients navigate policy options for protecting individual units and shared building structures. After an initial consultation, Herring & Bickers Insurance follows up to review coverage needs and assists with adjustments before each regular policy renewal visit.
All About Insurance - Durham (University Dr) serves local policyholders in Durham, NC, specializing in condo insurance for both individual unit owners and association requirements. This agency offers tailored coverage that protects interior structures, personal property, and liability within condominium complexes. Clients can expect guidance on navigating master policy gaps and assessing deductible coverage needs. An add-on specialty is loss assessment coverage, which shields owners from unexpected shared costs arising from common-area damage or liability claims.
What Does a a Condo Insurance Agent in Durham Cost?
Condo insurance costs in North Carolina vary by factors such as unit size location and coverage limits. A standard HO6 policy in Durham often costs between 300 and 600 dollars annually. Higher coverage limits or additional endorsements for water backup or loss assessment can increase the premium. This is general information and not insurance advice.
About condo insurance agents in Durham
Condo insurance agents in Durham help owners secure HO6 policies that cover personal property and interior structures. North Carolina law requires condo associations to maintain a master policy but individual unit owners often need additional coverage for improvements and liability. A local agent can explain how the master policy and your personal policy work together.
Frequently Asked Questions
What does a condo insurance agent in Durham do?
A condo insurance agent helps you choose an HO6 policy that covers your personal belongings interior walls and liability. They also explain how your policy coordinates with the condo associations master insurance. This ensures you are not overpaying or underinsured.
Is condo insurance required in North Carolina?
North Carolina law does not require condo owners to carry insurance but most mortgage lenders do require an HO6 policy. Additionally your condo associations bylaws may mandate that you carry certain minimum coverage amounts. An agent can help you meet these requirements.
How much does condo insurance cost in Durham North Carolina?
Typical HO6 policies in Durham range from 300 to 600 dollars per year for basic coverage. Costs depend on your unit value location deductible and the amount of personal property and liability coverage you choose. Agents can provide quotes tailored to your specific unit.
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