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Directory of condo insurance agents in Charlotte, North Carolina. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Charlotte, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 condo insurance agents in Charlotte, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Curtis Helms Insurance
6324 N Tryon St #101, Charlotte, NC 28213
(704) 921-2118
curtishelmsinsurance.com
Pegram Superior Mitchell Insurance Agency
106 W Arrowood Rd B, Charlotte, NC 28217
(704) 527-8543
ncautopolicy.com
Pegram Insurance
6824 Albemarle Rd E, Charlotte, NC 28212
(704) 536-1919
insurancecharlottenc.com
Lowell Morgan - GEICO Insurance Agent
9325 Center Lake Dr #130, Charlotte, NC 28216
(704) 596-2886
geico.com
Jeremy Fulkerson - State Farm Insurance Agent
4805 Park Rd #103, Charlotte, NC 28209
(704) 523-9005
insurancejeremy.com
CAP Insurance Group
1524 E Morehead St Suite 300, Charlotte, NC 28207
(704) 540-4200
capinsurancegroup.com
Jake Fulkerson - State Farm Insurance Agent
520 W 5th St UNIT 103, Charlotte, NC 28202
(980) 224-8200
sfagentonline.com
Laurie Insurance Group
2701 Coltsgate Rd Suite 100, Charlotte, NC 28211
(704) 342-2886
laurieinsurancegroup.com
Pegram Insurance
2701 Coltsgate Rd STE 101, Charlotte, NC 28211
(704) 494-9495
pegramonline.com
Hutch Ham Agency, Inc.
1230 W Morehead St #306, Charlotte, NC 28208
(704) 525-6016
hutchhaminsure.com
Howard Hanna Insurance Services
6207 Park S Dr #201, Charlotte, NC 28210
(704) 547-5656
insurance.allentate.com
Capstone Insurance Agency
6132 Brookshire Blvd suite b, Charlotte, NC 28216
(704) 391-8483
capstoneinsuranceagency.com
Daniela Melendez - State Farm Insurance Agent
9620 Longstone Ln A, Charlotte, NC 28277
(704) 733-9022
mysfrep.com
O'Connor Insurance Associates, Inc.
1973 J N Pease Pl #203, Charlotte, NC 28262
(704) 510-8884
oianc.com
Superior Insurance Of Charlotte
6914 Matthews-Mint Hill Rd #150, Charlotte, NC 28227
(704) 545-7171
thesuperiorinsurance.com
Goosehead Insurance - The McElveen Agency
4722 Park Rd Suite D, Charlotte, NC 28209
(704) 912-5040
goosehead.com
Mark McDuffie Insurance Agency
6101 Carnegie Blvd #415, Charlotte, NC 28209
(704) 364-9227
mcduffieinsurance.com
H B Cantrell & Co
1501 E 7th St, Charlotte, NC 28204
(704) 954-9000
erieinsurance.com
A1 Insurance Agency
537 W Sugar Creek Rd Ste 104B, Charlotte, NC 28213
(704) 598-4442
a1insurancepros.com
Star Insurance Group
226 Baldwin Ave, Charlotte, NC 28204
(980) 737-7827
starinsgroup.com
Condo insurance agents in Charlotte help you protect your unit and personal belongings. North Carolina law requires condo associations to have a master policy, but individual unit owners need their own HO-6 policy for interior fixtures and liability. A local agent can explain how these policies work together in Mecklenburg County.
What Does a Condo Insurance Agent in Charlotte Cost?
Typical costs for a condo insurance policy in Charlotte range from 200 to 600 dollars per year. Factors include your unit value, deductible choice, and coverage limits. North Carolina coastal areas may have higher rates due to storm risk. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Charlotte do?
A condo insurance agent helps you find a policy that covers your personal property, interior walls, and liability. They can also explain how your coverage fits with the condo association master policy required by North Carolina law.
Is condo insurance required in North Carolina?
North Carolina does not require condo insurance by state law, but most mortgage lenders and condo associations do require it. Your association bylaws may also set minimum coverage amounts for your unit.
How does the condo master policy affect my individual insurance?
The master policy covers common areas and the building structure. Your individual HO-6 policy covers everything inside your unit, including cabinets, flooring, and personal items. An agent can help you avoid gaps between the two policies.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Carolina.