The top-rated condo insurance agent in Windham, Maine is Tricia Zwirner - State Farm Insurance Agent, rated 5.0 stars across 239 reviews. Other highly rated options include J. Priest Insurance, Splane Insurance Solutions (American National/Farm Family), Cross Insurance. This directory lists 11 condo insurance agents serving Windham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tricia Zwirner - State Farm Insurance Agent | 13 Storm Dr | (207) 892-2864 |
| 2 | J. Priest Insurance | 57 Tandberg Trail | (207) 893-8184 |
| 3 | Splane Insurance Solutions (American National/Farm Family) | 639 Roosevelt Trail | (207) 894-7010 |
| 4 | Cross Insurance | 745 Roosevelt Trail STE 1 | (207) 892-7996 |
| 5 | Chris Doughty - State Farm Insurance Agent | 765 Roosevelt Trail Unit 14 | (207) 747-5944 |
| 6 | Maine Insurance Benefits Group | 677 Roosevelt Trail | (207) 894-7710 |
| 7 | Clark Insurance, a Marsh & McLennan Agency LLC company | 766 Roosevelt Trail | (207) 892-8541 |
| 8 | Cross Insurance: Connell Melissa | Windham, ME 04062 | (207) 892-7996 |
| 9 | North Atlantic Insurance Associates | 744 Roosevelt Trail Suite 203 | (207) 893-2733 |
| 10 | Nationwide Insurance: Sig Insurance Agencies | 104 Tandberg Trail | (203) 888-8608 |
Tricia Zwirner - State Farm Insurance Agent serves the Windham, Maine area and surrounding communities, specializing in condo insurance coverage. This agency assists local condominium owners with policies tailored to protect their individual units and personal belongings. They also address the specific liability concerns that arise from shared building structures and common areas. Clients can receive help understanding master policy gaps and adding necessary personal property protection. This location specifically handles loss assessment coverage and identity theft protection services for condo residents.
J. Priest Insurance provides condo insurance policies and related personal coverage options for residents in the Windham, ME area. Its service plans include personalized risk assessments and clear explanations of policy terms to help clients choose appropriate liability and property protection. Ongoing maintenance support involves easy access to claims assistance and prompt responses to coverage questions. The company serves properties such as single-family homes, apartments, retail spaces, and restaurants.
Splane Insurance Solutions in Windham, Maine helps homeowners, businesses, and property managers find the right policies for their needs. The agency specializes in condo insurance, offering coverage options that can protect personal property and building interiors. Clients can work directly with an agent to discuss liability protection, loss assessment coverage, and deductibles suited to individual condominium associations. Serving Windham and surrounding communities, Splane Insurance Solutions also assists residents in the greater Portland metro area, including nearby towns such as Falmouth and Gray.
Cross Insurance serves the Windham, Maine area, offering coverage solutions tailored for condominium owners. The agency understands the unique insurance needs that come with condo living in this region. Their policies typically address the gap between a homeowners association’s master policy and the unit owner’s personal liability. They help clients protect their interior upgrades and personal belongings efficiently. Specific services include loss assessment coverage and personal liability protection for unit owners.
Serving Windham, Maine, and the surrounding communities, Chris Doughty - State Farm Insurance Agent handles condo insurance policies tailored to individual unit owners. The agency manages standard coverage needs, including protection for personal property, interior structures, and liability concerns specific to condominium living. Each policy is reviewed to account for the unique gap between a master association policy and the owner’s personal responsibility. The agent typically begins by assessing the client’s current association coverage and personal assets, then identifies specific endorsements needed to ensure thorough protection for the unit.
Maine Insurance Benefits Group in Windham, ME, assists condo owners in distinguishing between one-time policy purchases and recurring coverage management. Their services include aligning individual unit protection with the master association policy to ensure no gaps in coverage. Common considerations factor in interior structures, personal liability, and loss assessments from shared areas. Service appointments are available on either a one-time consultation basis for initial setup or scheduled periodically for policy reviews, depending on client preference.
Clark Insurance, a Marsh & McLennan Agency LLC company, provides condo insurance coverage tailored to protect individual unit owners in shared buildings. Risk evaluation helps identify coverage needs for personal property, liability, and interior improvements. Policyholders receive guidance to understand master policy gaps and loss assessment exposures. The agency also supports clients with plan modifications as ownership situations change. Its services cover single-family homes, apartments, retail spaces, and restaurants in the Windham, Maine, area.
Cross Insurance: Connell Melissa provides residential condo insurance services to property owners in the Windham, Maine area. Commercial coverage options are also available for local condo associations seeking liability or property protection. The agency’s service area focuses on Windham and the surrounding communities within Cumberland County. Clients can expect clear policy explanations and direct follow-up support for any claims or coverage adjustments needed between regular visits.
Specializing in tailored coverage for condominium owners, North Atlantic Insurance Associates provides focused condo insurance agent services to residents of Windham, ME. It assists clients in navigating the specific requirements of master policies and unit owner exposures, working to secure appropriate protection for personal belongings and interior structures. The firm offers general insurance guidance on liability coverage gaps and loss assessment endorsements. It commonly helps homeowners review policy updates before the onset of Maine’s winter season, when frozen pipe damage risks increase significantly.
As autumn storms sweep through Windham and winter ice begins to build on roofs along the Sebago Lake shoreline, condominium owners need reliable coverage for potential water damage, wind loss, and liability claims that can arise from shared walkways or common-area maintenance issues. Nationwide Insurance: Sig Insurance Agencies specializes in tailoring condo policies that address these exact seasonal risks, offering coverage recommendations aligned with local association bylaws and individual unit needs. A typical first step involves a brief inspection of the unit’s current structural protections and personal property limits.
What Does a a Condo Insurance Agent in Windham Cost?
Typical condo insurance premiums in Maine range from 300 to 700 dollars per year for a standard HO-6 policy. Costs depend on factors like your units value, location in Windham, deductible amount, and chosen endorsements. This is general information and not insurance advice.
About condo insurance agents in Windham
Condo insurance agents in Windham Maine help unit owners secure HO-6 policies that cover personal property and interior improvements. Maine law requires condo associations to carry master insurance, but individual owners need their own policy for deductibles and liability. Local agents understand Windhams weather risks and can tailor coverage to your specific unit.
Frequently Asked Questions
What does a condo insurance policy cover in Maine?
A standard HO-6 policy in Maine covers your personal belongings, interior walls and fixtures, and liability for accidents in your unit. It also provides loss assessment coverage if the condo association charges you for a shared claim. This policy fills gaps left by the associations master insurance.
Is condo insurance required by law in Maine?
Maine law does not require individual condo owners to carry insurance, but most mortgage lenders do require it. Additionally, your condo associations bylaws may mandate that you maintain a minimum level of coverage. Check your governing documents to confirm requirements.
How do I choose a condo insurance agent in Windham Maine?
Look for an agent who specializes in condominium policies and is familiar with Maine insurance regulations. Ask about their experience with HO-6 forms and loss assessment coverage. A local agent can also advise on flood or windstorm endorsements relevant to Windhams location.
Condo Insurance Agents in Other Maine Cities
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