The top-rated condo insurance agent in South Portland, Maine is Osiris Matias Eing at Comparion Insurance Agency, rated 5.0 stars across 302 reviews. Other highly rated options include Noyes Hall & Allen Insurance, Julia Mehlman at Comparion Insurance Agency, Bob Boylen - State Farm Insurance Agent. This directory lists 17 condo insurance agents serving South Portland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Osiris Matias Eing at Comparion Insurance Agency | 180 Waterman Dr Suite 2b | (207) 482-2181 |
| 2 | Noyes Hall & Allen Insurance | 170 Ocean St | (207) 799-5541 |
| 3 | Julia Mehlman at Comparion Insurance Agency | 180 Waterman Dr Suite 2b | (207) 204-6013 |
| 4 | Bob Boylen - State Farm Insurance Agent | 146 Ocean St | (207) 767-3223 |
| 5 | Steve Trombley - State Farm Insurance Agent | 788 Broadway Rear | (207) 799-3321 |
| 6 | Farmers Insurance - Jeffrey Lee | 650 Main St Ste 107 | (207) 810-2190 |
| 7 | Sarah Curley at Comparion Insurance Agency | 180 Waterman Dr Suite 2b | (207) 482-2167 |
| 8 | Comparion Insurance Agency | 180 Waterman Dr Suite 2b | (207) 871-9000 |
| 9 | AAA South Portland Insurance and Member Services | 401 Western Ave | (207) 775-6211 |
| 10 | Valerie Parziale at Comparion Insurance Agency | 180 Waterman Dr Suite 2b | (207) 204-6002 |
Osiris Matias Eing at Comparion Insurance Agency serves the Cumberland County area, including South Portland, Maine, providing professional guidance for those seeking condo insurance coverage. The agency helps local condominium owners understand their specific policy needs, including master policy gaps and personal property protection. It also assists with comparing various coverage options for individual units and common areas. Services handled here include protection for interior improvements and loss assessment coverage for shared building elements.
Noyes Hall & Allen Insurance provides condominium insurance solutions tailored to residents of South Portland, Maine. Its services include policy evaluations to ensure adequate dwelling and liability coverage for individual condo units. The agency also offers assistance with master policy compliance and loss assessment protection, helping clients understand their personal responsibilities versus common area coverage. Additional support involves periodic policy reviews to adapt to changing home values or HOA requirements. It serves owners of single-family homes and condominium apartments, as well as local retail and restaurant businesses requiring specialized property protection.
Julia Mehlman at Comparion Insurance Agency in South Portland, Maine, serves condo unit owners, landlords, and property managers needing tailored coverage for their individual units and shared building structures. The agency helps clients navigate condo bylaws and select policies that protect personal property, liability, and interior improvements. Comprehensive guidance is provided to ensure adequate financial protection. This service also extends to homeowners and renters across the greater Portland metro area, including communities such as Cape Elizabeth.
Bob Boylen – State Farm Insurance Agent serves South Portland, Maine, and the surrounding communities in southern Cumberland County. The agency handles condo insurance policies tailored to the unique needs of condominium unit owners. This includes addressing the gap between a unit owner’s personal coverage and the master policy held by the condo association. To deliver a typical job, the agent takes a consultative approach, first reviewing the client’s existing coverage, then identifying potential exposures and recommending appropriate liability and property adjustments.
Steve Trombley - State Farm Insurance Agent in South Portland, ME, assists clients in distinguishing between a one-time policy purchase for a single property and recurring service options that adjust coverage as needs change. Policies typically protect the interior structure and personal belongings of a condominium unit. Common coverage includes liability for accidents and loss assessment protection for shared areas. Service for existing policies is available on an as-needed basis, with consultations scheduled to address new inquiries or policy updates.
Farmers Insurance - Jeffrey Lee in South Portland, ME offers specialized condo insurance services, including coverage for interior structures, personal property, and liability that a master policy may not fully address. The agency also helps local residents evaluate deductibles and loss assessment protection to close gaps in their plans. As winter approaches in southern Maine, it assists clients in reviewing coverage for potential freeze-related damage to plumbing or heating systems inside their units.
Sarah Curley at Comparion Insurance Agency is known for providing condo insurance tailored to homeowners in South Portland, Maine. The agency assists clients in navigating the unique coverage needs that arise from shared building structures and association requirements. Its services include evaluating common area liabilities and ensuring adequate personal property protection. A specialty offering is adding loss assessment coverage to safeguard against unexpected charges from the condo association for damages to shared amenities.
As coastal storms and shifting seasons impact South Portland condos, Comparion Insurance Agency works with owners to address risks specific to shared-wall structures and association bylaws. They help match coverage for common perils like wind, water damage, and liability that standard policies often overlook. Assessors regularly review unit interiors and building exteriors during routine consultations. Each initial inspection focuses on key areas such as roofing, plumbing, and electrical systems to identify potential gaps before a policy is finalized.
AAA South Portland Insurance and Member Services offers residential condo insurance for individual unit owners and associations. The agency also provides commercial coverage for small businesses and property managers in the South Portland, Maine area. Policies address common risks such as water damage, liability, and loss assessment. The team assists clients in understanding coverage gaps and deductibles during initial enrollment. Regular follow‑up is available for endorsements. Periodic service visits allow for policy reviews and renewals, ensuring coverage aligns with changing needs or property updates.
What Does a a Condo Insurance Agent in South Portland Cost?
Condo insurance in Maine typically costs between 200 and 600 dollars per year for a standard HO6 policy, depending on coverage limits, deductible, and location. South Portland properties near the coast may have higher premiums due to wind and flood exposure. Actual costs vary by the value of your personal property, the age of your unit, and the coverage you choose. This is general information and not insurance advice.
About condo insurance agents in South Portland
Condo insurance agents in South Portland help unit owners find coverage that fills gaps left by the condominium associations master policy. Maine law requires associations to maintain property insurance, but individual unit owners need an HO6 policy for personal property and interior improvements. Local agents can explain how South Portland coastal risks affect your premium and coverage options.
Frequently Asked Questions
What does a condo insurance agent in South Portland do?
A condo insurance agent helps you select an HO6 policy that covers your personal belongings, interior fixtures, and liability. They review your associations master policy to identify coverage gaps and recommend appropriate limits. Agents licensed in Maine must follow state insurance regulations and can explain local factors like flood risk in coastal areas.
Do I need condo insurance if the association has a master policy?
Yes. The associations master policy typically covers the building structure and common areas, but it does not cover your personal property, interior upgrades, or liability. Maine law does not require unit owners to carry HO6 insurance, but most lenders and associations do require it. An agent can help you understand what your master policy excludes.
How do I choose a condo insurance agent in South Portland?
Look for an agent licensed in Maine who has experience with condominium policies. Ask if they work with multiple insurance carriers to compare coverage and rates. A good agent will review your associations documents and explain how Maine insurance laws apply to your specific situation.