The top-rated condo insurance agent in Portland, Maine is Lotfey Dennett Insurance Brokers, rated 5.0 stars across 234 reviews. Other highly rated options include Julie Francis - State Farm Insurance Agent, Eric Wilson - State Farm Insurance Agent, Diane Newman - State Farm Insurance Agent. This directory lists 15 condo insurance agents serving Portland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lotfey Dennett Insurance Brokers | 500 Washington Ave 3rd Floor | (207) 370-6773 |
| 2 | Julie Francis - State Farm Insurance Agent | 449 Forest Ave Suite 212 | (207) 761-1511 |
| 3 | Eric Wilson - State Farm Insurance Agent | 94 Auburn St # 101 | (207) 797-7004 |
| 4 | Diane Newman - State Farm Insurance Agent | 313 Read Street At, Forest Ave | (207) 773-2080 |
| 5 | Plummer's Insurance Agency | 1350 Washington Ave | (207) 797-8840 |
| 6 | Clark Insurance, a Marsh & McLennan Agency LLC company | 1945 Congress St Building A | (207) 774-6257 |
| 7 | Cross Insurance | 2331 Congress St | (207) 780-1677 |
| 8 | Co Insurance Group LLC | 62 Westminster Ave | (207) 802-7523 |
| 9 | Hanover Insurance Co | 44 Avon St | (207) 825-2065 |
| 10 | United Insurance | 470 Forest Ave | (207) 797-9400 |
Lotfey Dennett Insurance Brokers serves Portland, Maine, and the surrounding metro area as a dedicated condo insurance agent. The company helps condominium owners secure policies that protect their individual units and personal belongings against common risks. They assist with tailoring coverage to meet the specific requirements of local condo associations and lenders. Managing the complexities of HO-6 policies and coordinating master policy gaps are among the specific services handled in this area.
Julie Francis - State Farm Insurance Agent in Portland, ME, provides personalized condo insurance policies designed to protect individual units and shared building structures. Service plans often include coverage options for personal property, liability, and loss of use, with maintenance guidance available for policyholders. The agency helps clients assess risk and adjust coverage limits as needed. Its property services encompass single-family homes, apartments, retail spaces, and restaurants, ensuring tailored protection for diverse residential and commercial needs across the local area.
Eric Wilson - State Farm Insurance Agent serves homeowners and property managers in Portland, Maine who need condo insurance policies protecting individual units and shared building areas. Customizing coverage for liability, personal property, and loss assessment is a core part of this agency's work. Routine consultations help clients understand policy details, deductibles, and endorsements. The agency also provides insurance services for condominium owners in South Portland, ensuring consistent support across the greater Portland metro area.
Plummer's Insurance Agency in Portland, ME specializes in tailoring condo insurance policies to protect personal belongings and interior structures not covered by a master association policy. It works with local condominium owners to assess individual unit risks and close common coverage gaps. The agency helps clients navigate the nuances between standard homeowner and condo-specific plans throughout the year. During the winter season, it is especially focused on addressing policy needs related to frozen pipe damage and ice dam formation from heavy snow.
A condo insurance agent may offer either an initial policy setup or ongoing policy management. Clark Insurance, a Marsh & McLennan Agency LLC company in Portland, ME, advises clients on coverage specific to condo associations and individual unit owners. Their work addresses the gap between master policies and personal property protection. Service for insurance needs runs on a one-time, scheduled, or as-needed basis depending on the client’s request.
As coastal weather in Portland, ME, brings potential for wind and water damage, Cross Insurance helps local condo owners secure appropriate coverage for their specific building and liability needs. Working with a nearby agency allows policyholders to discuss HOA master policy gaps and personal contents protection in person when necessary. The process typically begins with an initial property review to assess unit location and common area risks.
Co Insurance Group LLC offers residential condo insurance services in Portland, Maine, helping protect individual units and common areas. The agency also provides commercial coverage for condo associations and property management needs. Their service area includes Portland and surrounding communities. After discussing policy options with clients, the team follows up to confirm coverage details and can schedule repeat service for regular policy reviews or updates between visits.
Hanover Insurance Co in Portland, ME, is known for providing customized condo insurance coverage tailored to individual unit owners. The company serves clients by assessing unique needs such as personal liability and interior damage protection within common building policies. Its agents guide policyholders through the nuances of master policy gaps and personal property endorsements. As a specialty service, Hanover Insurance Co can add on coverage for additional living expenses during an uninhabitable condo.
United Insurance helps property owners in Portland, ME navigate the specific coverage needs of condo living, including individual unit policies. Their work typically addresses interior structural damage and personal liability. They also assist clients in securing specialty add-ons for shared building features and additional living expenses. Owners of homeowner associations, commercial condos, and mixed-use developments. United Insurance can also serve local businesses needing condo coverage for offices, warehouses, and food service operations.
What Does a a Condo Insurance Agent in Portland Cost?
The cost of a condo insurance policy in Portland Maine typically ranges from 200 to 600 dollars per year. Factors include the unit value deductible amount and location near the coast. Older buildings or units with higher liability limits may cost more. This is general information and not insurance advice.
About condo insurance agents in Portland
A condo insurance agent in Portland Maine helps unit owners find coverage that meets state requirements and protects personal property. Maine law requires condo associations to carry a master policy but unit owners need their own HO-6 policy for interior fixtures and liability. An agent can explain how the master policy and your individual policy work together.
Frequently Asked Questions
What does a condo insurance agent in Portland do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property interior walls and liability. They review your condo associations master policy to identify gaps in coverage. They also advise on loss assessment coverage which is important in Maine.
Is condo insurance required by law in Maine?
Maine law does not require unit owners to carry insurance but most condo associations require it in their bylaws. The association must carry a master policy for common areas under Maine Title 33. Your agent can help you meet your associations minimum coverage requirements.
What is loss assessment coverage for a Portland condo?
Loss assessment coverage pays your share of a special assessment from the condo association after a covered loss. For example if the master policy deductible is high the association may bill unit owners. An agent can recommend a coverage amount typically starting at 1000 dollars.
Condo Insurance Agents in Other Maine Cities
Bangor · Kennebunk · Lewiston · South Portland · Windham