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Find Condo Insurance Agents Near You in Richmond, KY
Compare condo insurance agents in Richmond. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Richmond, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 19 condo insurance agents in Richmond, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Farm: Jerry Goble
444 Big Hill Ave, Richmond, KY 40475
(859) 623-0350
jerrygobleinsurance.com
Parsons & Howard Insurance Group LLC
332 High Land Park Dr, Richmond, KY 40475
(859) 624-9199
parsonshowardinsurance.com
BluegrassMedicare
369 Big Hill Ave, Richmond, KY 40475
(859) 285-7600
bluegrassmedicare.com
The Richmond Insurance Group
2130 Lexington Rd suite e, Richmond, KY 40475
(859) 353-5596
Insurance Pro
226 E Main St, Richmond, KY 40475
(859) 624-1500
insurancepro.biz
Jon Clark - State Farm Insurance Agent
1010 Brandy Ln Ste F, Richmond, KY 40475
(859) 623-6218
countonclark.com
Shelter Insurance - Ashley Kovaleski
610 Big Hill Ave Ste 6, Richmond, KY 40475
(859) 624-0883
shelterinsurance.com
Bray and Oakley Insurance Agency
2150 Lexington Rd d2, Richmond, KY 40475
(859) 623-1933
brayandoakley.com
Nationwide Insurance: Alan K Hatfield Inc.
136 Big Hill Ave, Richmond, KY 40475
(859) 623-2970
Kentucky Farm Bureau Insurance
300 High Land Park Dr, Richmond, KY 40475
(859) 623-5254
kyfb.com
Madison Insurance Agency
310 Geri Ln, Richmond, KY 40475
(859) 626-0002
insurewithmadison.com
Linville Insurance Agency
1060 Center Dr, Richmond, KY 40475
(859) 626-5252
linvilleinsurance.com
Supreme insurance Richmond
301 W Main St, Richmond, KY 40475
(859) 374-3444
Shelter Insurance - Evan Worrell
155 N Keeneland Dr Suite 1, Richmond, KY 40475
(859) 624-0031
shelterinsurance.com
Cole Insurance Agency
310 High Land Park Dr, Richmond, KY 40475
(859) 623-4309
coleinsinc.com
Hurst Home Insurance
312 W Irvine St, Richmond, KY 40475
(859) 623-3197
hursthomeins.com
Roberts Insurance
527 W Main St, Richmond, KY 40475
(859) 623-7684
bobrobertsinsurance.com
Weaver's Insurance Agency
120 N 2nd St, Richmond, KY 40475
(859) 623-7040
progressiveagent.com
Maupin Insurance Agency
1509 1/2 Lexington Rd, Richmond, KY 40475
(859) 220-0408
maupininsuranceky.com
Condo insurance agents in Richmond Kentucky help owners understand the unique coverage needs for condominium units. Unlike standard homeowners insurance, condo insurance typically covers interior structures and personal property while the condo association master policy covers common areas. Kentucky law requires condo associations to maintain a master policy, but owners are responsible for their own unit and personal liability.
What Does a Condo Insurance Agent in Richmond Cost?
The cost of a condo insurance policy in Richmond Kentucky typically ranges from 200 to 600 dollars per year. Factors that affect the premium include the unit location, coverage limits, deductible amount, and the age of the building. Older condos or those in flood-prone areas may cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Richmond do?
A condo insurance agent in Richmond helps you find an HO-6 policy that covers your personal property, interior walls, floors, and fixtures. They also explain how your policy coordinates with the condo association master policy. This ensures you do not have gaps in coverage for things like water damage or personal liability.
Do I need condo insurance in Kentucky if the association has a master policy?
Yes, you still need your own condo insurance in Kentucky. The master policy usually covers the building structure and common areas, but it does not cover your personal belongings or interior improvements. Your HO-6 policy also provides liability protection if someone is injured in your unit.
How does Kentucky law affect condo insurance requirements?
Kentucky law requires condo associations to carry property insurance on the common elements and buildings. However, individual unit owners are legally responsible for their own unit interior and personal property. A local Richmond agent can explain how Kentucky statutes like KRS Chapter 381 apply to your specific condo policy needs.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.