The top-rated condo insurance agent in Elizabethtown, Kentucky is Jarred Butler - State Farm Insurance Agent, rated 4.9 stars across 611 reviews. Other highly rated options include Neil Atcher - State Farm Insurance Agent, Lance Taylor - State Farm Insurance Agent, Mike Wyman - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Elizabethtown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jarred Butler - State Farm Insurance Agent | 322 W Dixie Ave | (270) 737-7777 |
| 2 | Neil Atcher - State Farm Insurance Agent | 230 Buford Ln Suite 104 | (270) 737-2255 |
| 3 | Lance Taylor - State Farm Insurance Agent | 2600 Ring Rd Ste 101A | (270) 900-1844 |
| 4 | Mike Wyman - State Farm Insurance Agent | 2801 Ring Rd | (270) 769-1511 |
| 5 | Kelly Ryan Cleaver - State Farm Insurance Agent | 3100 Ring Rd #109 | (270) 234-8200 |
| 6 | Jacob Willett - State Farm Insurance Agent | 513 N Mulberry St | (270) 872-0353 |
| 7 | Rick Skeeters - State Farm Insurance Agent | 5003 N Dixie Hwy | (270) 735-1641 |
| 8 | Unity Insurance Agency | 1507 N Dixie Hwy #116 | (270) 506-3957 |
| 9 | Travis Thomas - State Farm Insurance Agent | 113 E Dixie Ave | (270) 765-2253 |
| 10 | Chris Grinstead: Allstate Insurance | 112 N Mulberry St | (270) 765-7129 |
Neil Atcher - State Farm Insurance Agent in Elizabethtown, KY, provides a full range of condo insurance services tailored to the local area. The agency offers personalized coverage consultations to protect condominium units and their contents against common risks. Flexible plan options address maintenance responsibilities, liability protection, and loss assessment requirements. The agency serves single-family homes, apartments, retail spaces, and restaurants.
Lance Taylor - State Farm Insurance Agent in Elizabethtown, KY, assists local homeowners, renters, and property managers in protecting their investments with tailored condo insurance policies. Coverage options address the specific needs of condominium owners, including interior structures and personal liability. The agency guides clients through policy details to align with their community’s bylaws. In addition to serving the Elizabethtown area, this agency also covers clients in the neighboring community of Radcliff.
Mike Wyman of State Farm Insurance Agency provides condo insurance to clients in Elizabethtown, Kentucky, and the surrounding communities of Hardin County. The office handles policies that address the specific needs of condominium owners, including coverage for personal belongings, interior structural improvements, and liability protection. To assess each client’s situation, the agency begins by reviewing the master policy and the condominium association’s requirements, then tailors a personal policy to fill any gaps in coverage for a typical job.
Kelly Ryan Cleaver, a State Farm Insurance Agent in Elizabethtown, KY, provides condo insurance policies that differ between one-time policy purchases and recurring coverage plans each term. Standard protection addresses dwelling alterations, personal property, and liability claims common to local condominium associations. Agents work to align coverage with the master policy structure of the building. This agency offers its service on a scheduled basis, typically aligning with policy renewal cycles for clients who prefer consistent management of their annual coverage needs.
As a condo insurance agent in Elizabethtown, Kentucky, Jacob Willett’s State Farm agency offers specialized policies that cover interior walls, fixtures, and personal belongings. It also provides general risk management consultations for unit owners. The agent works to tailor coverage levels to each condominium association’s master policy, ensuring no gaps in protection. For local clients, fall and winter months often bring concerns about frozen pipes or roof leaks damaging shared structures and personal property, which this agency specifically helps address with appropriate policy adjustments.
When winter weather or a sudden storm threatens a condo in the Elizabethtown area, residents often worry about potential damage to shared roofs or common walls. Rick Skeeters - State Farm Insurance Agent provides coverage tailored for those unique ownership situations in local complexes. The agency focuses on policies that address common area assessments and interior unit protection. New clients can expect a straightforward consultation that begins with a review of the property’s specific features and the association’s bylaws, followed by an initial walk-through to assess individual unit exposures.
Unity Insurance Agency in Elizabethtown, KY, offers residential condo insurance to local homeowners, providing coverage for both the unit’s interior and personal belongings. The agency also handles commercial policies for condo associations and extends service throughout the surrounding area. Coverage is tailored to address regional risks common to condo living in central Kentucky. For each policyholder, the agency provides clear guidance on filings between regular visits, ensuring smooth follow-up for any coverage changes or claims adjustments needed.
Travis Thomas - State Farm Insurance Agent in Elizabethtown, KY, is known for providing condo insurance coverage tailored to individual unit owners. The company helps clients protect personal belongings, interior structures, and additional living expenses after a covered loss. They offer guidance on understanding the boundaries between master policies and individual needs. Local factors such as weather risks and property age are considered when building a policy. A specialty service this agent can add on is water backup and sump pump overflow coverage for basement-level condos.
Chris Grinstead: Allstate Insurance in Elizabethtown, KY, provides standard condo insurance policies that protect a unit’s interior structure and the policyholder’s personal belongings. Its specialty add-ons offer enhanced coverage for specific risks, including water backup from drains or sewer lines and equipment breakdown for appliances. These options help bridge gaps left by a building’s master policy. The company serves commercial sectors ranging from small professional offices and warehouses to full-service food service operations.
What Does a a Condo Insurance Agent in Elizabethtown Cost?
Typical condo insurance premiums in Kentucky range from 200 to 600 dollars per year for a standard HO-6 policy. Factors like your unit location, deductible choice, and coverage limits affect the final price. This is general information and not insurance advice.
About condo insurance agents in Elizabethtown
Condo insurance agents in Elizabethtown Kentucky help owners protect their units and personal property. Kentucky law requires condo associations to carry a master policy, but individual owners need their own HO-6 policy for interior walls, fixtures, and belongings. Local agents can guide you through the specific coverage gaps common in Kentucky condominium communities.
Frequently Asked Questions
What does a condo insurance agent in Elizabethtown do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal property, interior structures, and liability. They also explain how your policy coordinates with the condo association master policy required under Kentucky law.
Is condo insurance required in Kentucky?
Kentucky does not legally require individual condo owners to buy insurance, but most mortgage lenders require it. Additionally, your condo association bylaws may mandate that you carry a minimum level of coverage.
How much condo insurance do I need in Elizabethtown?
You need enough coverage to rebuild interior walls, floors, and cabinets, plus replace personal belongings. Kentucky law does not set a specific amount, but agents often recommend at least 20 percent of your unit value for personal property and a liability limit of 100,000 dollars or more.
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