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HomeCondo Insurance AgentsKentucky › Louisville

Find Condo Insurance Agents Near You in Louisville, KY

Browse condo insurance agents serving Louisville, Kentucky. Updated 2026-07-14.

The top-rated condo insurance agent in Louisville, Kentucky is Zachary Hernan - State Farm Insurance Agent, rated 5.0 stars across 907 reviews. Other highly rated options include Aspen Ridge Insurance, LLC, RLP Insurance, Mike Kenney - State Farm Insurance Agent. This directory lists 38 condo insurance agents serving Louisville.

Showing 38 condo insurance agents in Louisville, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Zachary Hernan - State Farm Insurance Agent10116 Taylorsville Rd(502) 749-5466
2Aspen Ridge Insurance, LLC9850 Von Allmen Ct #201(502) 233-2272
3RLP Insurance4360 Brownsboro Rd(502) 428-7267
4Mike Kenney - State Farm Insurance Agent2950 Breckenridge Ln STE 4(502) 473-1172
5Greg Haus - State Farm Insurance Agent3610 Lexington Rd(502) 894-4406
6The Insurance Artist LLC9700 Bunsen Pkwy(502) 830-9176
7Hyland Insurance9750 Ormsby Station Rd Suite 200(502) 637-4733
8Commonwealth Insurance Services12000 Shelbyville Rd(502) 813-5436
9Schwartz Insurance Group2950 Breckenridge Ln STE 8A(502) 451-1111
10Price Point Insurance Services5427 Bardstown Rd #3(502) 290-5061
ZH
10116 Taylorsville Rd
Zachary Hernan - State Farm Insurance Agent
Condo Insurance Agent · Louisville, KY

Zachary Hernan - State Farm Insurance Agent serves the Louisville, KY metro area and provides condo insurance solutions tailored to local condominium owners. This agency handles policies that protect personal belongings, interior structures, and liability within individual units. Coverage often addresses gaps left by a condo association’s master policy, such as upgrades and unexpected repairs. The team in Louisville specializes in explaining policy differences and customizing deductibles for each unit. They also assist with filing claims and adjusting coverage as building values change.

AR
9850 Von Allmen Ct #201
Aspen Ridge Insurance, LLC
Condo Insurance Agent · Louisville, KY

Aspen Ridge Insurance, LLC provides a full range of condo insurance services, including tailored coverage options for individual unit owners and master policy gap protection. The agency also offers routine policy reviews to ensure clients maintain appropriate limits as property values change. Their plans are designed to protect personal liability, interior finishes, and additional living expenses. The company services single-family homes, apartments, retail spaces, and restaurants throughout Louisville, KY.

RI
4360 Brownsboro Rd
RLP Insurance
Condo Insurance Agent · Louisville, KY

RLP Insurance in Louisville, KY, serves homeowners, condo owners, and property managers seeking tailored condo insurance coverage. It provides guidance on protecting individual units and common areas from potential liability and property damage. The company helps clients understand how condo association master policies interact with personal unit policies. Its services include evaluating coverage gaps and assisting with filing claims. RLP Insurance also works with clients in the neighboring community of Saint Matthews, offering similar condo insurance assistance to residents in that part of the Louisville metro area.

MK
2950 Breckenridge Ln STE 4
Mike Kenney - State Farm Insurance Agent
Condo Insurance Agent · Louisville, KY

Mike Kenney helps Louisville condo owners and those in nearby Kentucky communities protect their individual units and shared building interests. This agency handles specialized policies for condominium associations and individual unit owners, covering interior fixtures, personal belongings, and liability. For each client, Mike Kenney reviews the master association policy to determine coverage gaps. The approach then involves tailoring a plan to close those gaps with appropriate personal property and loss assessment coverage. This method ensures a typical job results in a policy aligned with both association requirements and personal financial protection.

GH
3610 Lexington Rd
Greg Haus - State Farm Insurance Agent
Condo Insurance Agent · Louisville, KY

When spring storms bring high winds to the Louisville area, a reliable condo insurance agent becomes essential for protecting condominium units from hail or water damage. Greg Haus - State Farm Insurance Agent provides policies tailored to different condo association requirements and individual unit-owner exposures. Their services address common coverage questions around building assessments and personal property. The initial step for any homeowner typically involves a brief discussion of the unit’s current documentation and a focused inventory review of contents to identify appropriate coverage levels.

IA
9700 Bunsen Pkwy
The Insurance Artist LLC
Condo Insurance Agent · Louisville, KY

The Insurance Artist LLC in Louisville, Kentucky offers condo owners a choice between one-time policy evaluations and recurring service for annual renewals. Coverage typically includes interior unit damage, personal liability, loss of assessments, and additional living expenses after a covered claim, tailored to condominium association bylaws. Services are available on an as-needed basis for policy questions or claims support between scheduled renewal reviews.

HI
9750 Ormsby Station Rd Suite 200
Hyland Insurance
Condo Insurance Agent · Louisville, KY

Condo owners in Louisville, Kentucky turn to Hyland Insurance for tailored coverage solutions. The company assists property managers and individual unit holders with policies designed to protect their investments. They focus on addressing common regional concerns like storm damage and liability within homeowners associations. Hyland Insurance also serves clients in nearby Jeffersontown, ensuring comprehensive protection for condominium properties throughout the greater Louisville metro area.

CI
12000 Shelbyville Rd
Commonwealth Insurance Services
Condo Insurance Agent · Louisville, KY

Commonwealth Insurance Services offers specialized condo insurance policies, protecting both unit interiors and shared building structures. The agency provides general guidance for Louisville homeowners associations and individual condo owners, helping them navigate coverage requirements set by local bylaws. Whether addressing personal property protection or liability risks, the firm works to align policies with specific property conditions. It also assists clients in adjusting coverage for increased replacement costs following severe seasonal storms common in Kentucky, such as hailstorms or flooding during spring thaws.

SI
2950 Breckenridge Ln STE 8A
Schwartz Insurance Group
Condo Insurance Agent · Louisville, KY

When Louisville’s winter freeze or spring storm threatens local condominiums, Schwartz Insurance Group helps unit owners fill gaps left by master policies. Specializing in Condo Insurance coverage, the company assesses individual risks like interior damage and personal liability. The process begins with a thorough review of the building’s master policy and the client’s personal assets, ensuring no coverage weaknesses remain. A no-obligation inspection of the unit’s walls, plumbing, and fixtures then identifies specific protection needs before a policy is quoted.

PP
5427 Bardstown Rd #3
Price Point Insurance Services
Condo Insurance Agent · Louisville, KY
FS
6409 Dutchmans Pkwy
Family Select Insurance
Condo Insurance Agent · Louisville, KY
(502) 454-7283
familyselectinsurance.com
LK
6801 Dixie Hwy Unit 237
Louisville Kentucky Insurance
Condo Insurance Agent · Louisville, KY
(502) 447-3711
louisvillekentuckyinsurance.com
LI
214 Breckenridge Ln Suite 101
Lincoln Insurance Agency
Condo Insurance Agent · Louisville, KY
(502) 897-3300
lincolninsuranceagency.com
KS
8003 Shelbyville Rd
Kentucky Shield Insurance
Condo Insurance Agent · Louisville, KY
(502) 214-7092
kyshield.com
BD
2821 S Hurstbourne Pkwy STE 5
Brandt Davis Insurance
Condo Insurance Agent · Louisville, KY
(502) 499-6567
myhighstreet.com
JB
4016 Preston Hwy
Joe Bell Jr - State Farm Insurance Agent
Condo Insurance Agent · Louisville, KY
(502) 361-2367
joebelljr.com
LN
4957 S 3rd St
Le Nguyen Insurance Agency LLC
Condo Insurance Agent · Louisville, KY
(502) 551-5692
lenguyeninsurance.com
IA
806 Stone Creek Pkwy STE 1
Independent Agents of Kentucky
Condo Insurance Agent · Louisville, KY
(502) 459-8880
weinsurekentucky.com
DW
12200 Shelbyville Rd #112
DICK WATTS INSURANCE
Condo Insurance Agent · Louisville, KY
(502) 245-3625
dickwattsinsurance.com
CR
11820 Ransum Dr #201
Claude Reynolds Insurance Agency Inc.
Condo Insurance Agent · Louisville, KY
(502) 933-2255
claudereynoldsinsurance.com
SR
101 Bullitt Ln #205
Stephanie Ross at Comparion Insurance Agency
Condo Insurance Agent · Louisville, KY
(502) 710-0560
comparioninsurance.com/insurance-agent/kentucky/louisville-0541/stephanie-ross
LC
13117 Eastpoint Park Blvd Ste D
Local Choice Insurance
Condo Insurance Agent · Louisville, KY
(502) 907-2399
localchoiceinsurance.com
LI
11828 Ransum Dr
Louisville Insurance, Olivia McDaniel Broker
Condo Insurance Agent · Louisville, KY
(502) 533-7229
insuredbyliv.com
OK
915 Lily Creek Rd
Old Kentucky Insurance, Inc.
Condo Insurance Agent · Louisville, KY
(502) 451-8800
oldkentuckyinsurance.com
BI
9750 Ormsby Station Rd Suite 200
Braden Insurance Agency
Condo Insurance Agent · Louisville, KY
(502) 390-0843
bradeninsurance.com
JB
101 Bullitt Ln Suite 205
Jessica Brown Smith at Comparion Insurance Agency
Condo Insurance Agent · Louisville, KY
(502) 710-0548
comparioninsurance.com/insurance-agent/kentucky/louisville-0541/jessicabrownsmith
SI
10140 Linn Station Rd
Swisher Insurance
Condo Insurance Agent · Louisville, KY
(502) 340-1200
swisherinsurance.com
FD
9322 Taylorsville Rd STE 4B
Fusting & Dugan Insurance LLC
Condo Insurance Agent · Louisville, KY
(502) 267-7066
fustingandduganins.com
KF
10518 Watterson Trail
Kentucky Farm Bureau Insurance
Condo Insurance Agent · Louisville, KY
(502) 266-6610
kyfb.com/jefferson/jeffersontown
MA
4165 Westport Rd Suite 204
McCormick Advantage Insurance Agency, LLC
Condo Insurance Agent · Louisville, KY
(502) 398-5281
mccormickadvantage.com
OI
901 Lily Creek Rd Suite 2A
Owens Insurance Agency
Condo Insurance Agent · Louisville, KY
(502) 423-1611
libertycompany.com/locations/kentucky/louisville
JG
157 Thierman Ln
Joe Gottbrath - State Farm Insurance Agent
Condo Insurance Agent · Louisville, KY
(502) 895-9463
joegottbrath.com
DI
4050 Westport Rd UNIT 206
Dolack Insurance Agency
Condo Insurance Agent · Louisville, KY
(502) 333-0577
dolackinsurance.com
RH
6801 Dixie Hwy #212
Rick Hickman Insurance Inc
Condo Insurance Agent · Louisville, KY
(502) 933-3901
KF
201 S Sherrin Ave
Kentucky Farm Bureau Insurance
Condo Insurance Agent · Louisville, KY
(502) 893-1877
kyfb.com/jefferson/st-matthews
AA
2015 Herr Ln Ste E
The Ahrens Agency
Condo Insurance Agent · Louisville, KY
(502) 552-5761
theahrensagency.com
DS
9322 Taylorsville Rd #1AA
Donna Smith-McBride Insurance
Condo Insurance Agent · Louisville, KY
(502) 266-9665
progressiveagent.com/local-agent/kentucky/louisville/donna-smith-mcbride
JM
2000 Envoy Cir
Joe McKune Insurance
Condo Insurance Agent · Louisville, KY
(502) 708-3162
joemckuneinsurance.com

What Does a a Condo Insurance Agent in Louisville Cost?

The cost of a condo insurance policy in Louisville Kentucky typically ranges from 300 to 700 dollars per year for a standard unit. Factors like the units location age and your deductible choice affect the premium. High value finishes or additional coverage for water backup can raise the cost. This is general information and not insurance advice.

About condo insurance agents in Louisville

A condo insurance agent in Louisville Kentucky helps you understand the unique coverage needs for your unit. Kentucky law requires condo associations to maintain a master policy but that policy may not cover your interior finishes or personal property. An agent can explain how your HO-6 policy fills those gaps and meets your mortgage lenders requirements.

Frequently Asked Questions

What does a condo insurance agent in Louisville do?

A condo insurance agent helps you choose an HO-6 policy that covers your personal belongings interior walls and liability. They also review your associations master policy to find coverage gaps. This ensures you are not underinsured if a fire or water leak damages your unit.

Is condo insurance required in Kentucky?

Kentucky does not have a state law requiring condo insurance for individual owners. However most mortgage lenders and condo associations require you to carry an HO-6 policy. An agent can help you meet those requirements and avoid penalties.

How does Kentucky law affect condo insurance coverage?

Kentucky follows a modified comparative fault rule for liability claims which can affect how much you pay after an accident. Also Kentucky has a 1 year statute of limitations for property damage claims. An agent can explain how these rules impact your policy limits and claim deadlines.

Condo Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.