The top-rated condo insurance agent in Salina, Kansas is Dauane Briggs - State Farm Insurance Agent, rated 4.9 stars across 183 reviews. Other highly rated options include Robert Pruett - State Farm Insurance Agent, Bill Roberts - State Farm Insurance Agent, Shelter Insurance - Kelly Kitchener. This directory lists 20 condo insurance agents serving Salina.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dauane Briggs - State Farm Insurance Agent | 1101 S Ohio St STE C | (785) 827-8600 |
| 2 | Robert Pruett - State Farm Insurance Agent | 1020 E Cloud St | (785) 825-2281 |
| 3 | Bill Roberts - State Farm Insurance Agent | 1612 E Iron Ave A | (785) 827-1707 |
| 4 | Shelter Insurance - Kelly Kitchener | 1809 S Ohio St | (785) 825-6227 |
| 5 | Bary Martin - State Farm Insurance Agent | 1023 Greeley Ave | (785) 825-0555 |
| 6 | Clay Walter - State Farm Insurance Agent | 2075 S Ohio St #7 | (785) 827-9991 |
| 7 | Farmers Insurance - Deana Garnett | 120 S 7th St | (785) 827-4150 |
| 8 | Jeff Wells Agency, Inc. American Family Insurance | 1000 Elmhurst Blvd | (785) 827-9339 |
| 9 | Salina Insurance Services | 157 N 9th St | (785) 825-8600 |
| 10 | Aubrey Jayne Agency & Associates LLC American Family Insurance | 2100 S 9th St G | (785) 823-3814 |
Dauane Briggs - State Farm Insurance Agent serves Salina, Kansas, and the surrounding county, specializing in condo insurance policies. The agency helps condominium owners protect their personal belongings and interior structures not covered by the building’s master policy. Liability coverage can also be arranged to safeguard against accidents occurring within the unit. An agent can walk residents through available endorsements that address gaps in standard coverage. Specific services handled in this area include loss assessment coverage and personal property replacement cost options.
Robert Pruett - State Farm Insurance Agent provides condo insurance services for property owners in Salina, Kansas. Its offerings include tailored policies that protect individual units against common risks like fire, theft, and water damage. Service plans assist clients in understanding coverage gaps and selecting appropriate liability limits. The company also offers guidance on maintaining adequate protection for personal belongings and interior improvements. It cares for a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Serving the Salina, Kansas area and its surrounding communities, Bill Roberts - State Farm Insurance Agent offers professional condo insurance services. The company handles specialized policies designed to protect individual unit interiors, personal belongings, and liability risks unique to condominium ownership. Covering the gaps between a master HOA policy and personal assets, the agent works to understand each client's specific policy requirements. The general approach it uses for a typical job involves explaining the coverage distinctions and tailoring the policy to fill potential gaps in protection.
Shelter Insurance - Kelly Kitchener serves homeowners and property managers who need professional guidance on protecting their condominium investments. The agency provides personalized condo insurance policies designed to cover individual unit interiors, personal belongings, and liability exposures specific to Salina residents. Clients receive straightforward explanations of complex condo association master policy gaps, ensuring they understand exactly what coverage is necessary to protect their financial interests. The agency also assists with renters insurance for tenants in condo complexes. Its service area extends to neighboring communities such as Abilene, Kansas.
Bary Martin - State Farm Insurance Agent in Salina, KS, offers condo insurance that distinguishes between one-time policy selections for initial coverage needs and recurring service options for ongoing risk management. Coverage typically protects personal belongings, interior fixtures, and liability against common condo claims in this area, such as water damage from plumbing failures or storm impacts on shared structures. During each policy period, agents can review changes in local building codes or occupancy. Service operates on a scheduled basis for periodic policy evaluations and renewal adjustments.
Clay Walter - State Farm Insurance Agent in Salina, KS, specializes in condo insurance, providing coverage tailored to the unique needs of unit owners. It also handles a full range of personal insurance services, working with clients to address risks specific to shared living spaces. As a local agent, it helps policyholders navigate the gap between their personal liability and the association’s master policy, offering guidance on loss assessment coverage before spring storms or winter pipe bursts.
Farmers Insurance - Deana Garnett provides residential condo insurance in Salina, Kansas, along with commercial coverage for local business properties. Serving clients throughout the Salina area, the agency helps condominium owners understand their unique policy needs, including building and liability protections. Regular policy reviews ensure coverage keeps pace with changing circumstances between scheduled visits. Clients can contact the agency for follow-up questions or service adjustments after their initial quote.
When harsh Kansas winters or sudden hailstorms threaten properties in Salina, condo owners often need coverage that addresses shared building liabilities and personal possessions. The Jeff Wells Agency, Inc. American Family Insurance provides tailored condo insurance policies to protect individual units in local associations. They explain common policy gaps between master and individual plans, ensuring window, floor, and wall damage is properly covered. The initial step is scheduling a brief on-site assessment of the unit and its specific risks.
Salina Insurance Services provides general guidance for property owners in Salina, Kansas, focusing on the specific coverage needs that arise with condominium ownership. It offers specialized policy add-ons that address common gaps in master association plans, such as interior upgrades, loss assessments, and personal liability protection. This local agency serves commercial sectors requiring tailored property coverage, including offices, warehouses, and food service operations.
Aubrey Jayne Agency & Associates LLC American Family Insurance is a provider known for tailoring coverage to the specific needs of condo owners in the Salina, Kansas area. Its services include protecting individual unit interiors and personal belongings, while also coordinating with association master policies to fill coverage gaps. The agency offers protection against typical weather-related perils common to the region. An additional specialty service it provides is arranging loss assessment coverage for shared building repairs.
What Does a a Condo Insurance Agent in Salina Cost?
Typical condo insurance costs in Kansas range from 300 to 600 dollars per year for a standard HO-6 policy. Factors like your unit location in Salina, coverage limits, and deductible choices affect the premium. Older buildings or those in flood zones may cost more. This is general information not insurance advice.
About condo insurance agents in Salina
Condo insurance agents in Salina Kansas help you secure an HO-6 policy that covers your personal property and interior fixtures. Kansas law requires that your condo association master policy covers the building structure while you need a separate policy for your unit. A local agent can explain how Kansas statutes affect your coverage limits and deductible options.
Frequently Asked Questions
What does a condo insurance agent in Salina do?
A condo insurance agent helps you find an HO-6 policy that covers personal property, liability, and interior improvements. They review your condo association master policy to ensure you have the right coverage for gaps required by Kansas law.
Is condo insurance required in Kansas?
Kansas does not have a state law requiring condo insurance but most lenders and condo associations require it. Your association bylaws likely mandate a minimum amount of liability and loss assessment coverage.
How do Kansas condo insurance laws affect my policy?
Kansas follows a modified comparative fault rule for liability claims. Your agent can help you choose liability limits that protect you if someone is injured in your unit. Also Kansas has a 2 year statute of limitations for property damage claims.
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