The top-rated condo insurance agent in Lenexa, Kansas is Farmers Insurance - Jacob Eaton, rated 4.9 stars across 497 reviews. Other highly rated options include Greg Aldridge - State Farm Insurance Agent, Tischer & Associates LLC American Family Insurance, Rieder & Associates LLC American Family Insurance. This directory lists 14 condo insurance agents serving Lenexa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Jacob Eaton | 10101 Woodland Rd # 200 | (913) 829-7283 |
| 2 | Greg Aldridge - State Farm Insurance Agent | 13501 W 87th St Pkwy | (913) 492-6080 |
| 3 | Tischer & Associates LLC American Family Insurance | 13606 W 95th St | (913) 888-8200 |
| 4 | Rieder & Associates LLC American Family Insurance | 9234 Pflumm Rd | (913) 735-8020 |
| 5 | Jeff Zigmant - State Farm Insurance Agent | 9460 Renner Blvd | (913) 859-9480 |
| 6 | ABIA (A BARGAIN INSURANCE AGENCY) | 12249 W 87th St Pkwy | (913) 492-7722 |
| 7 | Bradley Henry American Family Insurance | 12715 W 87th St Pkwy #102 | (913) 888-7117 |
| 8 | Martin-Tines Agency LLC | 13600 Santa Fe Trail Dr | (913) 302-4529 |
| 9 | Klusman Insurance Agency | 8827 Long St | (913) 888-8900 |
| 10 | Robinson Insurance Agency | 13000 W 87th St Pkwy #101 | (913) 298-4061 |
Farmers Insurance - Jacob Eaton serves the Lenexa, Kansas area as a condo insurance agent. The company provides insurance policies tailored specifically for condominium owners in local residential communities. Their work involves securing coverage for the interior structure of individual units, personal belongings, and liability protection. Condo insurance in this area often addresses unique policy gaps left by the building’s master HOA plan. The agency handles policy adjustments for interior upgrades and personal property endorsements tailored to Lenexa condominiums.
Greg Aldridge - State Farm Insurance Agent in Lenexa, Kansas provides coverage policies for condo units, including protection for personal belongings, liability, and the interior structure of the dwelling. Service options can be tailored to individual needs, with policies designed to cover maintenance repairs or replacements after a covered loss. The agency works with property types such as single-family homes, apartments, retail spaces, and restaurants.
Tischer & Associates LLC American Family Insurance serves homeowners, property managers, and individual owners seeking coverage for their condominium units in Lenexa, KS. The agency provides assistance in selecting policies that address common area liability, interior structural protection, and personal belongings. Clients can discuss local insurance requirements and available coverage options tailored to condo living. The company also serves the broader Kansas City metro area, including Overland Park and surrounding Johnson County communities.
Rieder & Associates LLC American Family Insurance serves condo owners in Lenexa, Kansas and surrounding Johnson County communities. The agency handles specialized condo insurance policies that cover interior structures, personal property, and liability protection. Condo insurance in this area often needs to address common building exposures and individual unit responsibilities as outlined by homeowners associations. For a typical job, the agent evaluates the client’s specific HOA master policy to determine gaps in coverage and then customizes a plan that fills those gaps without overlapping.
Jeff Zigmant - State Farm Insurance Agent in Lenexa, Kansas, offers both one-time policy reviews and ongoing service for condo insurance needs. Coverage typically helps protect the interior structure, personal belongings, and liability within a unit, addressing gaps left by the building’s master policy. Because each condo association’s requirements vary, this agent works to tailor a policy to fit individual circumstances. Scheduled annual check-ins are available, and appointments can also be made on an as-needed basis for policy adjustments or claims questions.
ABIA (A BARGAIN INSURANCE AGENCY) in Lenexa, KS, specializes in providing coverage for individual condo units, including interior walls, fixtures, and personal liability. The agency works with local condominium associations and building requirements to help ensure policy limits align with master deed obligations. It regularly assists homeowners with navigating the gap between their personal policy and the association’s master coverage. Condo owners often turn to the agency during the fall months to review coverage before winter storms raise the risk of frozen pipe damage.
When severe storms sweep through Lenexa, condo owners often need updated coverage that accounts for their building’s master policy limits. Bradley Henry American Family Insurance addresses these particular needs by tailoring individual policies that protect personal belongings, interior fixtures, and liability exposures. The agent reviews each client’s existing association master plan to identify gaps that could leave unit owners financially vulnerable. An initial assessment typically begins with inspecting common condo layouts and verifying personal inventory details during a brief consultation at the office or the property.
Martin-Tines Agency LLC operates as a condominium insurance agent in Lenexa, Kansas, helping condo owners secure policies that protect their units and personal property. The agency specializes in adding loss assessment coverage and liability protection for common area exposures within the complex. Clients can also discuss endorsements for water backup damage or personal umbrella policies to strengthen their coverage. Commercial sectors served include offices, warehouses, and food service establishments in the local area.
Klusman Insurance Agency provides residential condo insurance solutions for property owners in Lenexa, Kansas. The agency also assists with commercial coverage needs for area associations and rental properties. Each policy is reviewed individually to match the customer's particular building and liability requirements. After a policy is placed, the agent follows up to address any coverage questions that might arise between regular renewal visits, ensuring continued protection when circumstances change.
Robinson Insurance Agency in Lenexa, KS is known for helping condo owners secure policies that protect their individual units and personal belongings. The firm assists clients in understanding the specifics of loss assessment coverage and common area deductibles that come with condominium associations. Common services include tailoring liability limits and personal property protection to fit within an owner’s master policy gaps. Alongside standard condo insurance, this agency can also add on flood insurance coverage for residents in the area.
What Does a a Condo Insurance Agent in Lenexa Cost?
Condo insurance in Lenexa Kansas typically costs between 300 and 600 dollars per year for a standard HO-6 policy. Factors affecting price include your unit value deductible amount and chosen coverage limits. Loss assessment coverage and personal property endorsements may add 50 to 150 dollars annually. This is general information not insurance advice.
About condo insurance agents in Lenexa
Condo insurance agents in Lenexa Kansas help you understand the unique coverage needs for condominium ownership. Kansas law requires that your HO-6 policy cover the interior of your unit while the HOA master policy covers common areas. A local agent can explain how Kansas statute 58-4610 affects your responsibility for fixtures and improvements.
Frequently Asked Questions
What does a condo insurance agent in Lenexa do?
A condo insurance agent helps you select an HO-6 policy that covers your personal property and interior structures. They review your HOA master policy to identify gaps in coverage and advise on liability limits for Kansas condominiums.
Do I need condo insurance in Kansas if my HOA has a master policy?
Yes. The HOA master policy typically covers only the building shell and common areas. Under Kansas law you are responsible for your unit interior including cabinets flooring and fixtures. An HO-6 policy covers these items and your personal belongings.
How is condo insurance different from renters insurance in Lenexa?
Condo insurance or HO-6 covers the interior structure of your unit including walls and built in features. Renters insurance covers only personal property and liability. Condo insurance also provides loss assessment coverage for HOA special assessments.
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