The top-rated condo insurance agent in Manhattan, Kansas is State Farm Insurance: Josh Salmans, rated 4.9 stars across 404 reviews. Other highly rated options include Copeland Insurance Agency, Pray Family Agency: Allstate Insurance, Shelter Insurance - Joe McCarthy. This directory lists 19 condo insurance agents serving Manhattan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm Insurance: Josh Salmans | 511 Leavenworth St | (785) 776-8754 |
| 2 | Copeland Insurance Agency | 601 S 5th St STE B | (785) 776-0089 |
| 3 | Pray Family Agency: Allstate Insurance | 409 Poyntz Ave Ste A | (785) 537-4101 |
| 4 | Shelter Insurance - Joe McCarthy | 2048 Tuttle Creek Blvd Ste B1 | (785) 537-1122 |
| 5 | Tim Engle Agency, Inc. American Family Insurance | 3320 Anderson Ave | (785) 539-9200 |
| 6 | Kramer Agency & Associates LLC American Family Insurance | 5410 Ledge Stone Dr #110 | (785) 776-4518 |
| 7 | Wild & Associates LLC American Family Insurance | 1601 Poyntz Ave | (785) 560-3004 |
| 8 | Cura Insurance | 120 N 4th St Suite E | (785) 370-0722 |
| 9 | Karl Kunz - State Farm Insurance Agent | 1325 Poyntz Ave | (785) 776-3800 |
| 10 | Shelter Insurance - Mike Bean | 2308 Anderson Ave | (785) 537-1718 |
State Farm Insurance: Josh Salmans serves the Manhattan, Kansas area with dedicated condo insurance agent services. This agency helps local condominium owners obtain tailored coverage that protects individual units and shared building structures. Policies are designed to address typical regional risks such as storm damage and liability within common areas. Personal property coverage and loss assessment protection are handled directly for each client. The agency manages policy adjustments to align with changing condo association requirements and assists with claims filing when needed.
Copeland Insurance Agency provides comprehensive condo insurance services in Manhattan, KS, including policy evaluations and customized coverage options designed for individual unit ownership. The agency assists clients with understanding building master policies, personal property protection, and liability considerations specific to condominium living. It offers annual policy reviews to ensure coverage remains aligned with changing community regulations and personal asset needs. The agency services single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Serving homeowners and property managers in Manhattan, Kansas, Pray Family Agency: Allstate Insurance offers professional advisory services for condo insurance. This agency helps clients select appropriate coverage to protect condominium units, common areas, and personal belongings from risks like fire, theft, and weather damage. Policies cater to the specific needs of condo owners, including coverage for interior improvements and liability protection. The agency also assists residents in the broader Riley County area, including those living in the neighboring community of Ogden, with their insurance requirements.
Shelter Insurance - Joe McCarthy serves Manhattan, Kansas, and the surrounding communities of Riley County, including Ogden and Leonardville. It handles condo insurance coverage for individual unit owners, addressing the unique needs of attached dwelling protection, personal liability, and loss assessments. For a typical job, the agency takes a consultative approach by reviewing the specific condo association master policy to identify gaps and then tailoring the individual owner’s personal policy accordingly to avoid unnecessary overlap or exposure.
When considering condo insurance in Manhattan, Kansas, a resident can choose a one-time policy for a single transaction or establish an ongoing relationship to manage evolving coverage needs. Tim Engle Agency, Inc. American Family Insurance offers policies that protect personal belongings and interior structures against common perils like fire or theft. As a condo insurance agent, the firm understands the specific requirements of local homeowners. This service can be scheduled annually for review or obtained as needed when a policy change is requested.
Kramer Agency & Associates LLC American Family Insurance offers specialized condo insurance services to property owners in Manhattan, KS. The agency helps clients tailor policies that address unique needs like shared building coverage and personal liability protection. It works with local regulations and community association requirements. During winter months, the agency helps policyholders shield against freeze-related claims from burst pipes or ice dam damage affecting common areas.
As winter storms and summer hail season approach in Manhattan, Kansas, condo owners frequently seek specialized coverage for interior walls, personal property, and building additions. Wild & Associates LLC American Family Insurance works with clients to address these unique exposures within a homeowners association master policy. They help renters understand loss assessment coverage and liability protection for shared common areas. The initial assessment begins with a thorough review of the condo association’s master policy and a walkthrough of the unit to identify potential coverage gaps.
Cura Insurance provides residential condo insurance services in Manhattan, Kansas, helping clients protect their personal property and liability within individual units. The agency also offers commercial coverage options for local businesses requiring specialized protection. Their service area encompasses the Manhattan community and surrounding neighborhoods in Riley County. For existing policyholders, the office facilities follow-up communication and repeat service needs between regular policy review visits, ensuring ongoing coverage adjustments can be addressed when individual circumstances change.
Karl Kunz operates as a State Farm Insurance Agent in Manhattan, Kansas, offering comprehensive property coverage tailored for condominium unit owners. The firm specializes in filling gaps left by master policies, including protections for interior finishes, personal belongings, and liability exposures unique to condo living. They can also advise on loss assessment coverage for common area repairs. Their services extend to local professionals managing offices, warehouses, and food service establishments requiring customized condo-style insurance solutions.
Shelter Insurance - Mike Bean in Manhattan, KS, is known for providing personalized condo insurance coverage tailored to the needs of local unit owners. Its services include protecting personal property, liability, and interior structural elements against common risks in a multi-unit building. The company understands the specific requirements of condominium associations and individual policies in this area. It can add on coverage for loss assessments to help insured members manage unexpected financial obligations from shared common area damages.
What Does a a Condo Insurance Agent in Manhattan Cost?
Typical condo insurance costs in Kansas range from 300 to 700 dollars per year for a standard HO6 policy. Factors like higher coverage limits or a location in a flood zone can raise the premium. Manhattan Kansas policies may cost slightly more due to severe weather risk. This is general information not insurance advice.
About condo insurance agents in Manhattan
A condo insurance agent in Manhattan Kansas helps you find coverage for your unit and personal property. Kansas law requires condo associations to have a master policy but owners need their own HO6 policy for interior walls fixtures and liability. Local agents understand the specific risks in Riley County such as hail and wind damage.
Frequently Asked Questions
What does a condo insurance agent in Manhattan Kansas do?
A condo insurance agent helps you compare HO6 policies from different carriers. They explain what the master policy covers and what you need to add. They also advise on loss assessment coverage for shared building repairs.
Do I need condo insurance if the association has a master policy in Kansas?
Yes. The master policy usually covers the building structure and common areas. Your HO6 policy covers your personal property interior improvements and liability. Kansas law does not require HO6 insurance but your lender may require it.
What factors affect condo insurance cost in Manhattan Kansas?
Costs depend on your unit value location and deductible choice. Kansas weather risks like tornadoes and hail can increase premiums. The age of the building and your claims history also affect the price.
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