The top-rated condo insurance agent in Urbandale, Iowa is James Walford - State Farm Insurance Agent, rated 5.0 stars across 206 reviews. Other highly rated options include Buenzow Insurance Group, Margo Kromminga - State Farm Insurance Agent, Ryan Clausen - State Farm Insurance Agent. This directory lists 17 condo insurance agents serving Urbandale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Walford - State Farm Insurance Agent | 2781 100th St | (515) 256-9159 |
| 2 | Buenzow Insurance Group | 3273 100th St | (515) 270-8870 |
| 3 | Margo Kromminga - State Farm Insurance Agent | 4541 86th St | (515) 270-9090 |
| 4 | Ryan Clausen - State Farm Insurance Agent | 8541 Hickman Rd | (515) 278-4618 |
| 5 | Jones Insurance & Associates | 2924 104th St | (515) 868-0040 |
| 6 | Cupp Insurance Inc. | 3815 109th St | (515) 334-5286 |
| 7 | Fortress Insurance Services | 7701 Douglas Ave | (515) 225-1712 |
| 8 | Matt Rainey: Allstate Insurance | 11131 Plum Dr | (515) 259-1186 |
| 9 | Farmers Insurance - Jerry Jenkins | 8525 Douglas Ave Apt 35 | (515) 253-9970 |
| 10 | Phillips Stafford Insurance Group | 4566 114th St | (515) 978-9010 |
James Walford - State Farm Insurance Agent serves the Urbandale, Iowa, area and surrounding Polk County communities. As a dedicated condo insurance agent, this office assists condominium owners with securing coverage for their individual units and personal belongings. Policies typically address interior structural damage, liability protection, and loss assessment fees from the homeowners association. The team can also help customers understand how a master policy interacts with an individual condo unit policy. This agency specifically handles condo insurance quotes and claims guidance for local residents.
Buenzow Insurance Group provides a full range of condo insurance options for residents in the Urbandale area. Its service includes guiding clients through policy coverage for common areas, personal liability, and interior property protection. Maintenance plan discussions help condo owners understand how to address shared building risks and individual unit responsibilities. The company assists with customizing deductibles and loss assessment coverage. It primarily services single-family homes, apartments, retail properties, and restaurants located throughout the local community.
Homeowners, condominium unit owners, and property managers in Urbandale, IA turn to Margo Kromminga - State Farm Insurance Agent for tailored condo insurance policies. The agency assists clients in securing coverage that protects personal property, interior fixtures, and liability exposures common in attached housing. Each policy is designed to fill gaps left by a master association’s plan. Professional advice helps evaluate specific unit risks. The firm also serves neighboring communities throughout the western Des Moines metro area, including Waukee and Clive.
Ryan Clausen - State Farm Insurance Agent serves the Urbandale, Iowa area and its surrounding communities. The company handles condo insurance for local owners, covering property protection and personal liability. It works to evaluate each client’s specific building structure and shared risk needs within homeowners association guidelines. The typical job is approached by first discussing the unit’s coverage requirements, then comparing those with actual floor plans and policy limits before presenting options.
Jones Insurance & Associates in Urbandale, IA distinguishes between one-time policy setup assistance and recurring coverage management for Chicago-area condominium owners. Their condo insurance agent work focuses on aligning individual unit policies with master building requirements while protecting personal belongings and interior structures. Typical coverage addresses liability, loss assessment, and additional living expenses. Renovations or special assessments may also factor into policy recommendations. Their service operates on an as-needed basis, allowing clients to request consultations or policy reviews at any time following their initial policy purchase.
As winter ice and spring storms threaten condominium structures across the Des Moines metro, property owners in Urbandale need coverage that addresses both individual unit risks and shared building liabilities. Cupp Insurance Inc. focuses on the specialized nuances of condo insurance, helping clients understand their HOA master policy limits and identify coverage gaps for interior improvements or loss assessments. The agency reviews policyholder responsibilities, including deductibles for common-area claims, before conducting an on-site inspection of the unit to create an accurate initial risk profile.
Fortress Insurance Services serves Ames, Iowa, and the surrounding Story County area as a dedicated condo insurance agency. The company assists local condo owners and associations in securing tailored policies for their specific coverage needs. It specializes in protecting individual units against common risks such as fire, theft, and water damage. Its services also include loss assessment coverage and liability protection for shared building structures.
Matt Rainey: Allstate Insurance in Urbandale, IA, specializes in organizing condo insurance policies that address individual unit coverage and shared building liabilities. It generally assists clients in tailoring deductibles and personal property protection to fit a condominium owner’s unique needs. The agency regularly helps homeowners understand how their association's master policy interacts with their personal coverage. As winter approaches in Iowa, it guides residents on ensuring their policy includes proper protection for frozen pipe damage and other cold-weather risks.
Farmers Insurance - Jerry Jenkins serves the Urbandale, Iowa area with condo insurance policies that cover both the unit interior and personal belongings. Standard protections include liability coverage and loss of use, while optional add-ons can extend to flood or earthquake endorsements. The agency also handles business insurance for local commercial sectors, such as offices, warehouses, and food service operations.
Phillips Stafford Insurance Group provides residential condo insurance services to clients in the Urbandale, Iowa, area, addressing coverage needs for individual unit owners. The agency also offers commercial insurance policies to serve the broader local business community. Their work focuses on helping clients secure appropriate protection for their properties and personal assets. After an initial policy setup, the agency remains available for follow-up consultations and can adjust coverage between regular visits as clients’ circumstances change.
What Does a a Condo Insurance Agent in Urbandale Cost?
Typical condo insurance costs in Iowa range from 200 to 600 dollars per year for a standard HO-6 policy. Factors like your unit value location and deductible affect the premium. This is general information and not insurance advice.
About condo insurance agents in Urbandale
Condo insurance agents in Urbandale Iowa help owners protect their units with HO-6 policies. Iowa law does not require condo insurance but your mortgage lender and condo association may have specific coverage minimums. Agents can explain how the master policy covers common areas and what you need for your interior.
Frequently Asked Questions
What does a condo insurance agent in Urbandale do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property and interior structures. They also explain how Iowa condo association master policies interact with your individual coverage.
Is condo insurance required in Iowa?
Iowa state law does not require condo insurance. However your mortgage lender and condo association may require you to carry a minimum amount of coverage. An agent can help you meet those requirements.
How does Iowa law affect condo insurance claims?
Iowa has a statute of limitations for property damage claims typically five years from the date of loss. An agent can help you understand how this time limit applies to your policy.
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