The top-rated condo insurance agent in Davenport, Iowa is Ben Hootman - State Farm Insurance Agent, rated 4.9 stars across 242 reviews. Other highly rated options include Javier Gonzalez - State Farm Insurance Agent, The Preston Insurance Group: Allstate Insurance, Sheena Griffy - State Farm Insurance Agent. This directory lists 18 condo insurance agents serving Davenport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ben Hootman - State Farm Insurance Agent | 5214 N Division St | (563) 388-8135 |
| 2 | Javier Gonzalez - State Farm Insurance Agent | 4811 N Brady St Ste 7 | (563) 265-6785 |
| 3 | The Preston Insurance Group: Allstate Insurance | 2318 Eastern Ave | (563) 424-6404 |
| 4 | Sheena Griffy - State Farm Insurance Agent | 4425 Welcome Way | (563) 355-8910 |
| 5 | Independent Insurance Services, Inc. | 3956 N Pine St | (563) 383-5555 |
| 6 | Haffarnan & Associates, LLC American Family Insurance | 2207 E 52nd St Ste 2 | (563) 386-2448 |
| 7 | Jennifer Nagle: Allstate Insurance | 514 E George Washington Blvd | (563) 386-1630 |
| 8 | Jorgensen Insurance Agency | 2304 Jersey Ridge Rd | (563) 355-9777 |
| 9 | American National/Bill Perkins Insurance Agency | 903 E Kimberly Rd #19 | (563) 888-1402 |
| 10 | Kellner Insurance Agency | 903 E Kimberly Rd Ste 19 | (563) 449-6065 |
Ben Hootman - State Farm Insurance Agent serves the Davenport, Iowa metro area, offering condo insurance policies designed for individual unit owners. The agency helps clients protect their personal belongings and interior structures that are not covered by a building’s master policy. Coverage options can include liability protection for accidents occurring within the unit. The company also handles loss of assessment coverage, which shields condo owners from shared expenses after a property-wide disaster not fully covered by the association’s policy. Personalized policy reviews are a specific service provided here.
Javier Gonzalez - State Farm Insurance Agent in Davenport, IA, provides a range of condo insurance services including coverage for personal property, liability protection, and loss of use. The agency works with clients to review policy details and adjust coverage limits as needed. Ongoing maintenance plans are not offered directly, but the office helps schedule policy reviews to keep coverage current. This agent’s services reach single-family homes, apartments, retail locations, and restaurants throughout the Davenport area.
The Preston Insurance Group: Allstate Insurance serves condominium owners and property managers in the Davenport area. It provides coverage for individual units and common areas, including protection for personal belongings and interior structures. The agency also helps clients understand master policy limitations and select appropriate supplemental insurance. Policies can be tailored to address unique local risks such as severe weather. This agency additionally serves clients in Bettendorf and other parts of the Quad Cities metro area.
Sheena Griffy - State Farm Insurance Agent in Davenport, IA, differentiates between one-time policies for single transactions and recurring coverage that renews annually to protect long-term condo ownership. General condo insurance coverage typically shields the interior structure, personal belongings, and liability for accidents within the unit. Service runs on a scheduled basiss, meaning policyholders arrange a new policy or renewal review at set intervals rather than on a one-time or strictly as-needed call.
Independent Insurance Services, Inc. serves clients in Davenport, Iowa, and the surrounding communities in Scott County. Its business focus is providing condo insurance policies for individual unit owners and condominium associations. The agency works with local property coverage needs, including protection for interior structures, personal belongings, and liability. It also handles common policy considerations such as loss assessments and deductibles. To manage a typical job, the company reviews a client’s specific building layout, assesses shared area risks, and then matches the coverage requirements with a suitable policy from available carriers.
Haffarnan & Associates, LLC American Family Insurance provides specialized condo insurance services in Davenport, Iowa. It offers tailored coverage for individual unit interiors, building liability, and loss assessments. The agency also advises local condo owners on protecting personal property and handling claims efficiently. As seasonal weather changes bring risks of ice dams or storm damage, it helps clients review policies to ensure adequate safeguards against winter-related losses.
As the Mississippi River winds through the Quad Cities, spring storms often bring concerns about basement flooding and roof damage to Davenport condominium owners. Jennifer Nagle: Allstate Insurance works with local condo residents to address these seasonal risks through tailored dwelling and loss-assessment coverages. The agency helps clarify what the condo association’s master policy covers versus what individual unit owners need. For new clients, an initial walkthrough of the unit is typically offered to assess specific exposures like moisture-prone corners and shared-wall vulnerabilities.
Jorgensen Insurance Agency in Davenport, IA, works with property owners to secure essential coverage for their living spaces. Its specific focus on condo insurance allows it to address the unique needs of individual unit owners, including shared building liabilities and interior protections. The agency serves residential clients and also provides services for Commercial sectors such as offices, warehouses, and food service operations.
American National/Bill Perkins Insurance Agency in Davenport, IA is known for helping local condominium owners secure appropriate coverage for their individual units. The agency works to address common policy needs such as protection for personal belongings and interior improvements. In a standard listing, clients may find assistance with assessing liability risks specific to shared building structures. The agency can also add on a loss assessment endorsement, which helps cover unexpected special assessments from the condo association.
What Does a a Condo Insurance Agent in Davenport Cost?
Typical condo insurance in Iowa costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors affecting the premium include your unit location coverage limits deductible amount and the age of the building. Flood insurance is separate and may cost 400 to 800 dollars annually in Davenport. This is general information not insurance advice.
About condo insurance agents in Davenport
Condo insurance agents in Davenport Iowa help owners protect their units and personal property. Iowa law requires condominium associations to carry master policies but individual unit owners need their own HO-6 policy. A local agent can explain how Iowa statutes affect your coverage and what the association policy does not cover.
Frequently Asked Questions
What does a condo insurance agent in Davenport do?
A condo insurance agent helps you find an HO-6 policy that covers your unit interior personal property and liability. They review your association master policy to identify gaps and recommend appropriate coverage limits.
Is condo insurance required in Iowa?
Iowa law does not require individual unit owners to carry insurance. However most mortgage lenders and condo associations require you to have an HO-6 policy. Check your association bylaws for specific requirements.
How is Iowa condo insurance different from homeowners insurance?
Condo insurance covers the interior of your unit and your personal belongings while the association master policy covers the building exterior and common areas. Iowa law defines what each policy must include in the condominium declaration.
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