The top-rated condo insurance agent in Cedar Rapids, Iowa is Doug Valentine - State Farm Insurance Agent, rated 4.9 stars across 526 reviews. Other highly rated options include Farmers Insurance - Steven Schoenfeld, Chad Johnson - State Farm Insurance Agent, Auto-Owners Insurance Cedar Rapids Claims. This directory lists 19 condo insurance agents serving Cedar Rapids.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Doug Valentine - State Farm Insurance Agent | 240 Wiley Blvd SW STE E | (319) 396-9432 |
| 2 | Farmers Insurance - Steven Schoenfeld | 375 Collins Rd NE Ste 112 | (319) 396-0953 |
| 3 | Chad Johnson - State Farm Insurance Agent | 3726 Queen Ct SW #106 | (319) 365-2020 |
| 4 | Auto-Owners Insurance Cedar Rapids Claims | 5925 Council St NE #100 | (319) 393-0043 |
| 5 | Kari Klien - State Farm Insurance Agent | 3011 Johnson Ave NW | (319) 396-3222 |
| 6 | Jeter Schrock & Associates, Inc: Allstate Insurance | 560 Boyson Rd NE ste c | (319) 363-4008 |
| 7 | Skogman Insurance | 417 1st Ave SE | (319) 366-6288 |
| 8 | Weinstein Insurance Agency | 700 1st Ave NE Unit 101 | (319) 362-1674 |
| 9 | Insurance Gurus | 3500 F Ave NW Ste 302 | (319) 200-4878 |
| 10 | TrueNorth Companies | 500 1st St SE | (319) 364-5193 |
Doug Valentine - State Farm Insurance Agent serves the Cedar Rapids, Iowa, metro area, specializing in condo insurance coverage tailored to individual unit owners. The agency assists clients in protecting their personal property and interior structures against common perils such as fire, theft, and water damage. Policies can also include liability protection for accidents occurring within the condominium unit. Additional services this agent handles include loss assessment coverage for shared building elements.
Homeowners, condo association boards, and individual unit owners in Cedar Rapids rely on Farmers Insurance - Steven Schoenfeld for condo insurance coverage. The agency helps clients assess personal property, liability, and loss assessment needs with an approach tailored to condo living near downtown or the River Corridor. It serves as a resource for comparing coverage options for rentals and owner-occupied units. The agency also extends its condo insurance services to residents in the nearby Marion community.
Chad Johnson - State Farm Insurance Agent in Cedar Rapids, IA offers a range of services tailored for condo insurance needs. The agency provides customized coverage options and assists clients in reviewing their policies periodically to ensure adequate protection for personal property and liability. Maintenance plans typically include guidance on policy adjustments to reflect changes in unit value or living situation. The agency services single-family homes, apartments, retail spaces, and restaurants.
Auto-Owners Insurance Cedar Rapids Claims serves the Cedar Rapids area and surrounding communities in eastern Iowa, handling all aspects of condo insurance coverage for local homeowners. It manages policies that protect individual units against damage from fire, weather events, and water leaks, as well as liability protection for accidents inside a condominium. Each claim is addressed by gathering detailed information from the policyholder, assessing the specific situation, and working within the coverage terms to reach a fair resolution.
Kari Klien - State Farm Insurance Agent in Cedar Rapids, IA, provides condo insurance, where clients choose between a one-time policy quote or recurring coverage that renews annually. These policies protect the interior of a condo unit, covering personal property and liability for damages within the owner’s space. They also offer additional living expense coverage if the unit becomes uninhabitable due to a covered loss. Service operates on both a scheduled basis for annual policy reviews and an as-needed basis for claims or policy changes.
Jeter Schrock & Associates, Inc: Allstate Insurance specializes in tailored condo insurance solutions that protect individual units and shared building elements. It also provides general guidance on coverage gaps between master policies and personal policies. The agency serves condominium owners in Cedar Rapids, Iowa, by evaluating specific association bylaws and personal property needs. Seasonal risks, such as frozen pipe damage or storm-driven hail impacting roofs and windows, are common concerns this agent assists policyholders in preparing for effectively.
Skogman Insurance provides residential condo insurance services in Cedar Rapids, Iowa, helping property owners protect their units and personal belongings. The company also offers commercial coverage options for condo associations and rental properties throughout the local area. Their agents assist clients in selecting appropriate policies that address common risks within this region. They follow up after initial coverage is secured to confirm contract details and maintain contact between regular policy review visits, ensuring ongoing support for any adjustments or questions that arise.
Weinstein Insurance Agency helps property owners in Cedar Rapids secure coverage for their assets. The agency specializes in condo insurance, addressing the specific needs of individual unit owners while also offering options for broader liability protection they may require. Clients can secure policies for their primary residences and recreational properties alike. The agency can serve condominium associations, commercial offices, warehouses, and food service operations requiring liability and property coverage.
Insurance Gurus is known as a straightforward condo insurance agent in Cedar Rapids, IA, offering policies that cover interior structures, personal property, and liability for local condominium owners. Its service range includes standard HO-6 policies, loss assessment protection, and dwelling coverage designed to fill gaps left by a condo association’s master policy. For an added specialty, Insurance Gurus can provide personal umbrella liability policies to extend coverage beyond standard condo insurance limits.
As spring storms arrive in Cedar Rapids, condo owners often need to review their property coverage. TrueNorth Companies provides local condo insurance agent services to help residents assess individual policy needs. They work with clients to understand common risks like hail damage to shared roofs or interior water losses from appliance failures. For each association member, they explain how master policies interact with personal contents and liability protection. An initial assessment of the current policy and the condo's governing documents is conducted during the first meeting.
What Does a a Condo Insurance Agent in Cedar Rapids Cost?
The average cost for a condo insurance HO-6 policy in Iowa ranges from 200 to 500 dollars per year. Factors like your unit location in Cedar Rapids, coverage limits, and deductible amount affect the premium. Loss assessment coverage and flood or sewer backup endorsements add to the cost. This is general information, not insurance advice.
About condo insurance agents in Cedar Rapids
Condo insurance agents in Cedar Rapids help you protect your unit and personal belongings. Iowa law requires your condo association to insure common areas, but you need your own HO-6 policy for interior structures and liability. A local agent can explain how Iowa code section 499B affects what your association covers versus what you must cover.
Frequently Asked Questions
What does a condo insurance agent in Cedar Rapids do?
A condo insurance agent helps you find an HO-6 policy that covers your unit interior, personal property, and liability. They also review your condo association master policy to avoid gaps in coverage.
Is condo insurance required in Iowa?
Iowa does not legally require condo insurance, but most mortgage lenders do require it. Your condo association bylaws may also require you to carry a minimum amount of liability and loss assessment coverage.
How does Iowa law affect condo insurance needs?
Under Iowa Code 499B, condo associations must insure common elements, but individual unit owners are responsible for their own interior. This means your HO-6 policy should cover fixtures, improvements, and personal property inside your unit.
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