The top-rated condo insurance agent in Longmont, Colorado is Jordan Martin - State Farm Insurance Agent, rated 5.0 stars across 414 reviews. Other highly rated options include Heath Burchill Agency Inc American Family Insurance, Joe Chrisman - State Farm Insurance Agent, Morgan Parker - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Longmont.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jordan Martin - State Farm Insurance Agent | 721 5th Ave | (303) 834-8555 |
| 2 | Heath Burchill Agency Inc American Family Insurance | 231 Coffman St | (720) 494-0500 |
| 3 | Joe Chrisman - State Farm Insurance Agent | 728 Main St | (303) 776-1215 |
| 4 | Morgan Parker - State Farm Insurance Agent | 735 Main St | (303) 776-9124 |
| 5 | Rick Murphy - State Farm Insurance Agent | 630 15th Ave STE 103 | (720) 204-4561 |
| 6 | Evertree Insurance | 2330 Main St Unit H (2nd Floor | (303) 774-8810 |
| 7 | Liz Hogan: Allstate Insurance | 2051 Terry St Ste Ab | (303) 678-0911 |
| 8 | Heath Orvis Agency: Allstate Insurance | 600 S Airport Rd Ste 100 | (303) 772-3072 |
| 9 | Mountain Insurance: Longmont | 2362 Eagleview Cir | (303) 808-9351 |
| 10 | Browning Insurance Agency - Sean Browning | 600 S Airport Rd Bldg A, Ste E | (970) 353-3608 |
Jordan Martin - State Farm Insurance Agent offers a comprehensive range of condo insurance services, including coverage for personal property, liability protection, and loss assessment. The agency provides guidance on policy details such as deductible options and additional living expenses coverage after a covered event. Service plans involve regular policy reviews to adjust coverage as residents’ needs or property values change. This agency services single-family attached homes, condominium apartment complexes, small retail units, and ground-floor restaurants in Longmont, Colorado.
Heath Burchill Agency Inc American Family Insurance serves Longmont, Colorado, as a dedicated condo insurance agent. The agency helps condominium owners in this area secure coverage tailored to the specific needs of attached housing. Policies typically address interior structures, personal property, and liability protections that are not covered under a building’s master policy. The agency also guides clients through assessing their individual unit’s insurance requirements. Its services further include advising on loss assessment coverage and personal liability protection for condo residents.
Serving homeowners, condo associations, and property investors in Longmont, Joe Chrisman - State Farm Insurance Agent provides condo insurance for individual unit owners and multi-unit buildings. Policies typically protect personal property, liability, and interior structures while addressing gaps in master coverage. Each policy is tailored to fit specific condo board requirements and local regulations, ensuring appropriate protection. The agency also extends its services to surrounding communities, including the nearby city of Firestone.
Serving Longmont, Colorado, and the surrounding communities, Morgan Parker - State Farm Insurance Agent provides condo insurance policies tailored to individual homeowner association requirements and personal property needs. This agency handles coverage for unit interiors, liability protection against accidents, and loss assessment for shared building areas. For each client, it begins by reviewing specific condo bylaws and comparing policy offerings to eliminate gaps. The general approach used to handle a typical job involves clarifying coverage limits, then aligning deductibles with the client’s financial preference for a balanced policy.
Rick Murphy’s agency in Longmont, CO, offers both one-time condo insurance policy reviews and ongoing service options for policyholders. For recurring clients, they manage annual coverage adjustments based on unit value changes or personal property updates. Their work focuses on protecting condo interiors and liability within shared building structures. Service runs on either a one-time consultation basis or on a scheduled recurring cycle, allowing clients to choose based on their need for continued professional oversight.
Evertree Insurance offers tailored condo insurance policies for owners in Longmont, Colorado, addressing building property protection and personal liability coverage. Its work involves assessing specific HOA master policy gaps to recommend appropriate personal contents, loss assessment, and additional living expense coverage. The agency guides clients through the complexities of local risk factors, including hail damage potential and liabilities from shared common areas. It helps homeowners manage coverage adjustments following seasonal storms or post-inspection requirements from new mortgage lenders.
As spring storms roll across the Front Range, condominium owners in Longmont often face unexpected hail and wind damage to roofs and siding. Liz Hogan at Allstate Insurance helps clients understand their policy coverage for such repairs and common-wall liabilities. She reviews individual master policies to identify specific gaps in personal property and loss-assessment protection. With changing local building codes, she explains how ordinance and law coverage can affect reconstruction costs. Her process begins by scheduling a walk-through of the unit to assess current contents and structural details before finalizing a plan.
The Heath Orvis Agency provides personal insurance solutions for property owners in Longmont, Colorado. With Allstate Insurance, the agency specializes in condo insurance, covering individual units and protecting against common area liabilities and interior damage. Policies can include additional coverage for personal belongings, loss-of-use expenses, and liability protection. This firm serves residential unit owners as well as commercial sectors such as offices, warehouses, and food service operations.
Mountain Insurance: Longmont provides residential condo insurance services to property owners in Longmont, Colorado. Commercial coverage for condo associations is also available. The agency serves the surrounding Boulder County area, tailoring policies to meet the specific needs of local condominium communities. Each policy is reviewed to address unique building regulations and shared space liabilities. Clients receive attentive follow-up and repeat service between regular visits, ensuring coverage adjustments are made as community requirements or personal circumstances evolve.
What Does a a Condo Insurance Agent in Longmont Cost?
Typical condo insurance premiums in Colorado range from 300 to 800 dollars per year for a standard policy. Factors include your unit value location deductible and claims history. Hail prone areas like Longmont may see slightly higher rates. This is general information not insurance advice.
About condo insurance agents in Longmont
Condo insurance agents in Longmont Colorado help you understand the unique coverage needs for your unit. Colorado law does not require condo owners to carry insurance but your HOA master policy typically only covers common areas. An agent can explain how to protect your personal property and interior improvements against risks like hail and wildfire common in Boulder County.
Frequently Asked Questions
What does a condo insurance agent in Longmont do?
A condo insurance agent in Longmont reviews your HOA master policy to identify coverage gaps. They then recommend a personal condo policy that covers your interior walls fixtures personal property and liability. They also help you understand Colorado specific perils like wind and hail damage.
Is condo insurance required in Colorado?
Colorado state law does not require condo owners to have insurance. However most mortgage lenders and HOA bylaws do require it. The HOA master policy covers common areas but you need your own policy for your unit interior and belongings.
How does Colorado hail affect condo insurance costs?
Colorado has frequent hailstorms especially along the Front Range including Longmont. This increases the risk of roof and exterior damage. Insurers factor this into premiums and may require higher deductibles for hail claims. An agent can help you choose a deductible that fits your budget.
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