The top-rated condo insurance agent in Brighton, Colorado is Colorado Prestige Insurance Group, rated 4.8 stars across 265 reviews. Other highly rated options include Melissa Rippy: Allstate Insurance, Eddie Olivas - State Farm Insurance Agent, TAG-RH Agency Inc. This directory lists 20 condo insurance agents serving Brighton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Colorado Prestige Insurance Group | 55 S 4th Ave | (303) 659-4744 |
| 2 | Melissa Rippy: Allstate Insurance | 220 Pavilions Pl Unit D | (303) 219-1470 |
| 3 | Eddie Olivas - State Farm Insurance Agent | 27 S 4th Ave Unit B | (303) 288-8890 |
| 4 | TAG-RH Agency Inc | 29 N Main St Ste 111 | (303) 456-6800 |
| 5 | Strongs Insurance Agency | 51 S 1st Ave | (303) 659-3762 |
| 6 | JnR Insurance Agency Powered by YourPolicy | 21 N 1st Ave suite #140 | (720) 773-5574 |
| 7 | Jason Hart - State Farm Insurance Agent | 36 S 18th Ave Suite E | (720) 259-8031 |
| 8 | Best Agent Health Insurance | 5118 Southern St | (303) 257-3864 |
| 9 | Hessling Insurance Agency | 605 S Kuner Rd #102 | (720) 403-3974 |
| 10 | F.M. Zamora Agency, Inc. American Family Insurance | 467 S 4th Ave | (303) 655-1300 |
Colorado Prestige Insurance Group serves the Brighton, Colorado metro area and provides condo insurance to local homeowners and associations. The agency works with policies that protect individual units against damage from fire, theft, and water leaks. Most condo owners require coverage for interior improvements, personal property, and liability. Colorado Prestige Insurance Group handles common loss assessments and loss of use protections for its clients throughout the Brighton region.
Melissa Rippy: Allstate Insurance provides condo insurance services in Brighton, Colorado. It helps clients secure policies that protect their individual units and personal belongings. Service and maintenance plans cover potential interior damage, liability coverage for accidents occurring within the unit, and loss of use in case of displacement of residents. The agency also explains how master policies and individual policies interact to ensure proper coverage. It services single-family homes, apartments, retail spaces, and restaurants.
Eddie Olivas - State Farm Insurance Agent in Brighton, Colorado, serves homeowners, business owners, and property managers who need condo insurance. The agency helps clients protect their individual units and personal belongings against common risks such as fire, theft, and liability. Policies can also cover loss assessments from the condo association. Eddie Olivas provides guidance on selecting appropriate coverage limits and deductibles. The agency additionally serves clients in neighboring communities throughout the broader Denver metro area, including Thornton and Northglenn.
TAG-RH Agency Inc provides condo insurance services to Brighton, Colorado, and the surrounding communities in Adams and Weld counties. It handles coverage for individual condo units, including dwelling protection, personal property, and liability needs specific to association bylaws. The agency focuses on explaining common policy gaps like loss assessment and interior improvements. To handle a typical job, it reviews the client’s master policy to tailor supplemental coverage that aligns with the condo association requirements and the owner’s assets.
Strongs Insurance Agency in Brighton, CO, distinguishes between one-time consultations and ongoing policy management for condominium clients. Their coverage focuses on the unique needs of condo owners, including interior structures and personal liability. They help navigate master policy gaps to ensure individual protection. There are no details on specific master policy types provided. Their services adjust based on client preference, typically operating on a schedule tailored to annual renewals or as needed for policy adjustments.
JnR Insurance Agency Powered by YourPolicy specializes in condo insurance arrangements, tailoring coverage to the unique needs of individual unit owners. It also provides standard property protection and liability guidance for homeowners and tenants throughout the Brighton area. This agency helps clients navigate common risks such as HOA master policy gaps and personal property exclusions. For local condo residents, it specifically assists with preparing policies that address damage from sudden hailstorms or frozen pipe bursts during Colorado’s harsh winter months.
As the Colorado spring thaw raises the risk of basement seepage across Brighton, Jason Hart - State Farm Insurance Agent helps local homeowners adjust their condo insurance to cover flood-related interior damage. The agency reviews each policy’s dwelling and personal-property protection to match the unique HOA coverage boundaries of area associations. To begin this process, a counselor assesses the client’s current policy alongside recent condominium documents and then outlines possible gaps or surpluses for a clearer initial picture of risks.
Best Agent Health Insurance helps property owners in Brighton, CO, secure coverage for their residential units. The agency specializes in adding tailored endorsements for flood, earthquake, and personal property protection. It advises clients on liability limits and loss assessment provisions that guard against common condo exposures. The agency offers quotes for commercial sectors including offices, warehouses, and food service operations that require specialized liability and contents coverage.
Hessling Insurance Agency in Brighton, CO, is known for helping condo owners secure appropriate coverage for their specific property needs. The agency assists clients in navigating common requirements such as association master policies and personal unit protection. Specializing in this niche, it guides residents through the often complex differences between walls-in versus all-in coverage options. Beyond standard condo policies, this agent offers to add on specialized coverage for valuable personal property like jewelry or electronics to better protect individual assets.
F.M. Zamora Agency, Inc. American Family Insurance provides residential condo insurance services to clients in Brighton, Colorado, helping protect individual units and personal property. Commercial coverage is also available for condominium associations and related business needs in the surrounding area. The agency assists with policy reviews, risk assessments, and claims guidance tailored to local regulations. Clients are encouraged to schedule follow-up appointments between regular visits to adjust coverage for renovations or changes in occupancy.
What Does a a Condo Insurance Agent in Brighton Cost?
Condo insurance in Colorado typically costs between $300 and $600 per year for a standard HO-6 policy. Factors like unit size, location in Brighton, coverage limits, and deductible choices affect the premium. This is general information, not insurance advice.
About condo insurance agents in Brighton
A condo insurance agent in Brighton, Colorado helps unit owners understand their coverage needs. Colorado law requires HO-6 policies to cover interior improvements and personal liability. Agents can explain how the HOA master policy interacts with your individual policy.
Frequently Asked Questions
What does a condo insurance agent in Brighton do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal property, interior walls, and liability. They also advise on coverage gaps left by the HOA master policy.
Do I need condo insurance in Colorado if the HOA has a master policy?
Yes. The HOA master policy usually covers the building structure and common areas. Your HO-6 policy covers your personal belongings, interior improvements, and liability for accidents in your unit.
How does Colorado law affect condo insurance requirements?
Colorado Revised Statutes Title 38 governs condominium associations. Your HOA may require you to carry a minimum amount of liability coverage and loss assessment coverage. An agent can help you meet these requirements.
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