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HomeCondo Insurance AgentsColorado › Highlands Ranch

Find Condo Insurance Agents Near You in Highlands Ranch, CO

Browse condo insurance agents serving Highlands Ranch, Colorado. Updated 2026-07-14.

The top-rated condo insurance agent in Highlands Ranch, Colorado is Sean Morton - State Farm Insurance Agent, rated 4.9 stars across 371 reviews. Other highly rated options include Jodi Stoker - State Farm Insurance Agent, Danny Barrera - State Farm Insurance Agent, Mike Brainard: Allstate Insurance. This directory lists 16 condo insurance agents serving Highlands Ranch.

Showing 16 condo insurance agents in Highlands Ranch, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sean Morton - State Farm Insurance Agent8871 Ridgeline Blvd #250(303) 683-8799
2Jodi Stoker - State Farm Insurance Agent8796 S Colorado Blvd B(303) 801-0615
3Danny Barrera - State Farm Insurance Agent6660 Timberline Rd Ste 150(303) 234-0473
4Mike Brainard: Allstate Insurance1745 Shea Center Dr ste 400(720) 344-5135
5MountainStorm Insurance Agency1745 Shea Center Dr #400(720) 344-3536
6Nikki Dyer - State Farm Insurance Agent4185 E Wildcat Reserve Pkwy STE 200(303) 773-2200
7Laura Leier - State Farm Insurance Agent66 Springer Dr Ste 104(720) 306-6151
8Farmers Insurance - Jonathan Dodd66 Springer Dr STE 102(303) 922-1001
9Custom Insurance Solutions1745 Shea Center Dr 4th Floor(303) 997-2436
10Farmers Insurance - Julia Bryant549 W Highlands Ranch Pkwy #106(303) 421-4550
SM
8871 Ridgeline Blvd #250
Sean Morton - State Farm Insurance Agent
Condo Insurance Agent · Highlands Ranch, CO

Sean Morton – State Farm Insurance Agent serves the Highlands Ranch, Colorado, area as a condo insurance agent. The agency helps condo owners secure coverage that protects their personal property and interior building structures. It also provides liability protection for accidents that may occur within a unit. Tailored policies can address common concerns such as loss assessments from the homeowners association and coverage for improvements made to the unit. This agency handles both standard condo insurance policies and specialized endorsements for high-value personal belongings.

JS
8796 S Colorado Blvd B
Jodi Stoker - State Farm Insurance Agent
Condo Insurance Agent · Highlands Ranch, CO

Serving Highlands Ranch and the surrounding area, Jodi Stoker - State Farm Insurance Agent provides tailored condo insurance policies designed to protect personal property and cover liability. The office offers personalized service and regular policy reviews to ensure adequate coverage for each unit, helping clients understand their homeowners association master policy exclusions. This agency services single-family homes, apartments, retail spaces, and restaurants, focusing on the unique insurance needs of each property type.

DB
6660 Timberline Rd Ste 150
Danny Barrera - State Farm Insurance Agent
Condo Insurance Agent · Highlands Ranch, CO

Homeowners, property managers, and individual condo owners in Highlands Ranch, Colorado, rely on Danny Barrera at State Farm for tailored condo insurance policies. This agency helps clients assess coverage for interior structures, personal liability, and shared building exposures not covered by a master association policy. They explain how deductibles and loss assessment endorsements work within local homeowners associations. Understanding High Plains weather patterns, they assist in selecting appropriate protection for these unique residential risks. Their service area additionally reaches into neighboring Littleton, ensuring consistent condo coverage across Douglas and Jefferson County communities.

MB
1745 Shea Center Dr ste 400
Mike Brainard: Allstate Insurance
Condo Insurance Agent · Highlands Ranch, CO

Mike Brainard: Allstate Insurance serves Highlands Ranch, Colorado, and the surrounding Douglas County communities, handling condo insurance needs for local homeowners. It offers policies that cover the structure, personal belongings, and liability protection for condominium units. For a typical client, the agency reviews the specific condo association master policy to identify coverage gaps, then tailors an individual plan around those details, ensuring proper protection without unnecessary duplication.

MI
1745 Shea Center Dr #400
MountainStorm Insurance Agency
Condo Insurance Agent · Highlands Ranch, CO

MountainStorm Insurance Agency in Highlands Ranch, CO, provides both one-time consultations and recurring service plans for community association requirements, helping owners secure common area coverage along with individual unit policies available. Policies typically protect against damage from weather events, liability within shared buildings, and loss or assessment from the association’s master deductible. To maintain proper coverage for changing building values, service runs on a scheduled basis with annual policy reviews available.

ND
4185 E Wildcat Reserve Pkwy STE 200
Nikki Dyer - State Farm Insurance Agent
Condo Insurance Agent · Highlands Ranch, CO

Nikki Dyer - State Farm Insurance Agent in Highlands Ranch, CO offers tailored condo insurance policies that protect personal property and interior structures. The agency also provides general auto, life, and homeowners insurance solutions to local residents. Assisting clients with coverage for shared building elements and personal liability is a core focus. During the spring thaw, it helps condo owners address potential water damage from melting snow or sudden pipe bursts.

LL
66 Springer Dr Ste 104
Laura Leier - State Farm Insurance Agent
Condo Insurance Agent · Highlands Ranch, CO

As the Colorado winter freeze settles over Highlands Ranch, Laura Leier - State Farm Insurance Agent provides local condo owners with coverage tailored for common HOA exposures like burst pipes and liability for shared walkways. This agency helps clients understand how a master policy interacts with interior unit protections. By focusing on the unique risks of attached community living, they ensure adequate replacement cost values on personal property. The process typically begins with a review of your condo association’s governing documents and an inspection of your unit’s specific interior features.

FI
66 Springer Dr STE 102
Farmers Insurance - Jonathan Dodd
Condo Insurance Agent · Highlands Ranch, CO

Specializing in condominium insurance, Farmers Insurance - Jonathan Dodd serves Highlands Ranch and the surrounding communities. This agency helps condo owners protect their personal property, liability, and interior structures not covered by the master policy. Policies can be tailored to include coverage for loss assessments and additional living expenses after a covered event. Beyond residential condos, the office also assists with commercial insurance for offices, warehouses, and food service operations.

CI
1745 Shea Center Dr 4th Floor
Custom Insurance Solutions
Condo Insurance Agent · Highlands Ranch, CO

Custom Insurance Solutions provides residential condo insurance in Highlands Ranch, Colorado, covering individual unit policies for homeowners. The company also assists clients with commercial coverage for small rental properties within the area. Serving the surrounding Denver metro region, the agency helps residents compare plans from multiple insurers while addressing unique HOA requirements. An agent follows up proactively after each policy bind, offering renewal reviews and endorsing policy changes during regular periodic visits.

FI
549 W Highlands Ranch Pkwy #106
Farmers Insurance - Julia Bryant
Condo Insurance Agent · Highlands Ranch, CO

Farmers Insurance - Julia Bryant in Highlands Ranch, CO is known for helping local condo owners secure proper coverage for their units. The agency typically offers policies that protect personal property, liability, and interior structures not covered by a homeowners association master policy. Because many condos in the area include shared walls and common areas, this agent can tailor a plan to address specific risks like water damage or loss assessment fees. For added protection, it often can include an endorsement for ordinance or law coverage.

TI
1745 Shea Center Dr
TPG Insurance
Condo Insurance Agent · Highlands Ranch, CO
(720) 607-0007
insuretpg.com
JM
9090 Ridgeline Blvd Ste 240
Jim McInnes: Allstate Insurance
Condo Insurance Agent · Highlands Ranch, CO
(303) 471-2999
agents.allstate.com/jim-mcinnes-highlands-ranch-co.html
SC
1745 Shea Center Dr ste 400
Scott Cohen Agency, Inc.
Condo Insurance Agent · Highlands Ranch, CO
(303) 471-4565
scottcohenagency.com
SI
9457 S University Blvd #338
SCP Insurance Group
Condo Insurance Agent · Highlands Ranch, CO
(720) 900-7822
scpinsurance.com
IS
9557 S University Blvd
Insurance Service CO
Condo Insurance Agent · Highlands Ranch, CO
(719) 304-8360
BI
66 Springer Dr # 215
Benchmark Insurance Agency, LLC
Condo Insurance Agent · Highlands Ranch, CO
(303) 730-2852
benchmarkinsuranceagency.com

What Does a a Condo Insurance Agent in Highlands Ranch Cost?

Typical condo insurance premiums in Colorado range from 200 to 600 dollars per year for standard coverage. Factors like unit location deductible choice and personal property value affect the price. High risk areas or units with older plumbing may see higher rates. This is general information and not insurance advice.

About condo insurance agents in Highlands Ranch

Condo insurance agents in Highlands Ranch Colorado help owners protect their unit and personal property. Colorado law requires HOAs to carry a master policy but that policy often does not cover interior fixtures or personal liability. A local agent can explain the difference between walls-in and all-in coverage to match your specific condo association rules.

Frequently Asked Questions

What does a condo insurance agent in Highlands Ranch do?

A condo insurance agent helps you choose a policy that covers your personal belongings interior improvements and liability. They review your HOA master policy to identify gaps and recommend appropriate coverage limits.

Is condo insurance required in Colorado?

Colorado law does not mandate condo insurance for owners but most HOAs require proof of coverage in their bylaws. Lenders also typically require a policy if you have a mortgage on the unit.

How does Colorado law affect condo insurance needs?

Colorado Revised Statutes Title 38 govern common interest communities. These laws outline the HOAs responsibility for common areas and the owners responsibility for their unit. An agent can help you understand how these statutes apply to your specific policy.

Condo Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.