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HomeCondo Insurance AgentsAlabama › Opelika

Find Condo Insurance Agents Near You in Opelika, AL

Browse condo insurance agents serving Opelika, Alabama. Updated 2026-07-14.

The top-rated condo insurance agent in Opelika, Alabama is Christie Ray Hill - State Farm Insurance Agent, rated 5.0 stars across 329 reviews. Other highly rated options include Freeway Insurance, Eric McDade - State Farm Insurance Agent, Lauren Bland Bernier - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Opelika.

Showing 20 condo insurance agents in Opelika, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Christie Ray Hill - State Farm Insurance Agent7512 AL-51(334) 737-6811
2Freeway Insurance2468 Pepperell Pkwy(334) 523-7169
3Eric McDade - State Farm Insurance Agent907 2nd Ave ste a(334) 759-7431
4Lauren Bland Bernier - State Farm Insurance Agent1406 Fitzpatrick Ave(334) 745-3383
5Acceptance Insurance1703 Westend Ct Ste J(334) 698-7007
6Alfa Insurance - Stephanie Graham709 2nd Ave(251) 423-4286
7Bill White - State Farm Insurance Agent401 S 8th St(334) 749-8319
8D. Lane Agency1622 Pepperell Pkwy STE-1(334) 744-5050
9Direct Auto Insurance1906 Pepperell Pkwy(334) 275-4817
10The Brown Insurance Group1707 2nd Ave Ste B(334) 787-9934
CR
7512 AL-51
Christie Ray Hill - State Farm Insurance Agent
Condo Insurance Agent · Opelika, AL

Christie Ray Hill - State Farm Insurance Agent serves the Opelika, Alabama area by helping residents with condo insurance policies. This agency provides coverage tailored to the unique needs of condominium owners, including protection for personal property and interior structures. The team also assists clients in reviewing their homeowners association master policies to identify coverage gaps. Policies for loss assessment and liability protection are among the specific services this agency handles for its local condominium community.

FI
2468 Pepperell Pkwy
Freeway Insurance
Condo Insurance Agent · Opelika, AL

Freeway Insurance provides specialty services for condo insurance, helping to protect individual units within multi-family buildings. It assists owners in Opelika with coverage for interior structures, personal property, and liability exposures. The agency guides clients through policy options that address the unique gaps between master policies and personal needs. When winter storms or heavy rain affect the area, Freeway Insurance helps condo owners understand their coverage for water damage and deductibles.

EM
907 2nd Ave ste a
Eric McDade - State Farm Insurance Agent
Condo Insurance Agent · Opelika, AL

Eric McDade - State Farm Insurance Agent in Opelika, AL, provides condo insurance policies and related financial services for local property owners. The office offers personalized coverage consultations and policy management to protect condominium units. It aids clients in understanding their master policy coverage and obtaining necessary individual interior protection. The agent assists with claims filing and annual policy reviews for maintenance and peace of mind. This agency services single-family homes, apartments, retail spaces, and restaurants.

LB
1406 Fitzpatrick Ave
Lauren Bland Bernier - State Farm Insurance Agent
Condo Insurance Agent · Opelika, AL

Homeowners, property managers, and business owners in the Opelika area can work with Lauren Bland Bernier - State Farm Insurance Agent for customized condo insurance policies. Her office evaluates building structures and personal property coverage needs for local condominium owners. Protecting shared common areas and individual units against regional weather risks is a standard service. Individual consultations help match coverage limits to specific policies and association requirements. The agency also provides comparable services for clients in nearby Auburn and throughout the broader Lee County metro region.

AI
1703 Westend Ct Ste J
Acceptance Insurance
Condo Insurance Agent · Opelika, AL

When winter storms or spring rains threaten Opelika condominiums, Acceptance Insurance provides localized guidance on coverage needs that often differ from standard homeowners policies. This firm specializes in matching individual unit owners with appropriate protection for interior structures and personal belongings that homeowners associations typically exclude. By understanding the unique shared-wall risks common to local multi-unit properties, the agent customizes policies addressing liability, loss assessment, and dwelling limits. A thorough walkthrough of the condo’s layout and existing HOA master policy begins the initial assessment step.

AI
709 2nd Ave
Alfa Insurance - Stephanie Graham
Condo Insurance Agent · Opelika, AL

Choosing between a single policy for your unit and recurring multi-unit oversight often depends on the property’s structure. Alfa Insurance - Stephanie Graham in Opelika, AL, provides coverage that protects against common condo exposures such as interior damage, liability, and loss of use. A well-designed plan can address both the owner’s personal belongings and the fixtures within the individual unit. Service for a condo insurance agent is available on a one-time, scheduled, or as-needed basis to fit different ownership timelines.

BW
401 S 8th St
Bill White - State Farm Insurance Agent
Condo Insurance Agent · Opelika, AL

Serving Opelika, Alabama, and the surrounding communities, Bill White - State Farm Insurance Agent specializes in providing tailored condo insurance policies. It handles coverage for individual units, common area liabilities, and personal property protection against local weather and theft risks. The agency also addresses gaps in master HOA plans with supplemental liability and loss assessment options. For a typical job, it assesses the client’s specific condo association requirements to match appropriate policy limits and deductibles.

DL
1622 Pepperell Pkwy STE-1
D. Lane Agency
Condo Insurance Agent · Opelika, AL

D. Lane Agency specializes in helping condominium owners in Opelika secure appropriate insurance coverage for their individual units and shared building structures. The agency works diligently to guide clients through the often-complex policies required by homeowners’ associations. It provides general support in comparing coverage options and clarifying common exclusions. During the spring storm season, the agents are particularly focused on ensuring policies include adequate protection against hail and wind damage that frequently affects local condominium complexes.

DA
1906 Pepperell Pkwy
Direct Auto Insurance
Condo Insurance Agent · Opelika, AL

Direct Auto Insurance in Opelika, Alabama, helps condominium owners protect their units and personal property from common risks like fire, theft, and liability. For added security, the agency offers options covering enhancements to interior improvements and loss assessments from the association. Coverage is structured to suit the needs of residential unit owners while also extending to commercial sectors such as offices, warehouses, and food service operations.

BI
1707 2nd Ave Ste B
The Brown Insurance Group
Condo Insurance Agent · Opelika, AL

As Opelika’s changing seasons bring heavy rain and storms, condo owners face increased risk of water damage and liability claims. The Brown Insurance Group addresses these local concerns by tailoring coverage for individual unit policies, including assessments and loss-of-use in the area. They help clients review master policy gaps and select appropriate deductibles for common ground-floor or high-floor units in Opelika. A new policy or renewal begins with an initial walk-through of the condo’s interior to assess unit-specific exposures.

PH
312 N 24th St
Phil Henderson Ins Agency Inc
Condo Insurance Agent · Opelika, AL
(334) 364-0566
philhendersoninsurance.com
MC
1819 Pepperell Pkwy Suite 101
Matt Coffey - State Farm Insurance Agent
Condo Insurance Agent · Opelika, AL
(334) 749-5777
insurewithcoffey.com
HI
107 18th St
Highpoint Insurance Group
Condo Insurance Agent · Opelika, AL
(334) 741-9979
highpointinsurancegroup.com
BC
507 S 7th St
Byars Cooper Insurance Group
Condo Insurance Agent · Opelika, AL
(334) 741-2017
byarscooper.com
AI
451 Columbus Pkwy
Alabama Insurers
Condo Insurance Agent · Opelika, AL
(334) 749-7200
alabamainsurers.net
LB
1707 2nd Ave
Lance Brown Allstate Insurance (The Brown Insurance Agency)
Condo Insurance Agent · Opelika, AL
(334) 758-0088
agents.allstate.com/lance-brown-opelika-al.html
SI
211 2nd Ave
Starr Insurance dba Elliott & Associates
Condo Insurance Agent · Opelika, AL
(334) 745-0888
PW
2255 Ctr Hls Dr STE C4
Peyton Whittle: Allstate Insurance
Condo Insurance Agent · Opelika, AL
(334) 275-3187
agents.allstate.com/peyton-whittle-opelika-al.html
FI
44 Samford Ave
Farmers Insurance - Erica Love
Condo Insurance Agent · Opelika, AL
(334) 704-4037
agents.farmers.com/al/opelika/erica-love
IS
708 Ave D
Insure South
Condo Insurance Agent · Opelika, AL
(334) 745-3585

What Does a a Condo Insurance Agent in Opelika Cost?

Condo insurance in Alabama typically costs between 200 and 500 dollars per year for a standard policy. Factors include your unit value deductible and location in Opelika. Higher risk areas may increase premiums. This is general information not insurance advice.

About condo insurance agents in Opelika

Condo insurance agents in Opelika Alabama help owners understand the difference between the HOA master policy and their personal coverage needs. Alabama law requires HOAs to maintain a master policy but does not require individual unit owners to carry their own policy. A local agent can explain how to protect your personal property and interior improvements.

Frequently Asked Questions

What does a condo insurance agent in Opelika do?

A condo insurance agent helps you find coverage for your personal belongings interior walls and liability. They also explain how the HOA master policy affects your individual needs.

Is condo insurance required by law in Alabama?

Alabama law does not require condo insurance for individual unit owners. However your mortgage lender and HOA bylaws may require you to carry a policy.

How does Alabama law affect condo insurance claims?

Alabama has a two year statute of limitations for property insurance claims. You must file any lawsuit within two years of the loss date.

Condo Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.