ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Condo Insurance Agents Near You in Athens, AL

Browse condo insurance agents serving Athens, Alabama. Updated 2026-07-14.

The top-rated condo insurance agent in Athens, Alabama is Direct Auto Insurance, rated 4.6 stars across 197 reviews. Other highly rated options include Pepper, Johnstone & Company, iPROTECT Insurance & Financial Services, Inc., Phillip Burton - COUNTRY Financial Agent. This directory lists 20 condo insurance agents serving Athens.

Showing 20 condo insurance agents in Athens, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Direct Auto Insurance800 US Hwy 72 E B(256) 233-8325
2Pepper, Johnstone & Company122 Market St W(256) 232-7818
3iPROTECT Insurance & Financial Services, Inc.1114 US-31 Suite E(256) 444-2041
4Phillip Burton - COUNTRY Financial Agent707 US-31 Ste C(256) 232-1256
5Eddie Breakfield - State Farm Insurance Agent114 N Marion St(256) 232-1238
6Nationwide Insurance: Jon Peters Insurance Agency, Inc.1111 US Hwy 72 E(256) 232-7200
7Brian King - State Farm Insurance Agent1785 US Hwy 72 E STE A(256) 771-2001
8SOS Insurance Agency1102 S Jefferson St(256) 262-9133
9Highstreet Kilgro Insurance Agency707 US-31 Ste F(256) 232-5241
10Lance Bledsoe: Allstate Insurance617 Hobbs St E(256) 233-2377
DA
800 US Hwy 72 E B
Direct Auto Insurance
Condo Insurance Agent · Athens, AL

Direct Auto Insurance serves the Athens, Alabama area as a provider of condo insurance coverage. This company assists condo owners in securing policies that protect their individual units against common perils such as fire, theft, and water damage. Condo insurance policies often fill gaps left by a building's master policy, covering interior structures and personal belongings. Direct Auto Insurance can help local residents understand these coverage needs and choose appropriate liability protection. The company specifically handles interior structural coverage and personal property insurance for condominium units.

PJ
122 Market St W
Pepper, Johnstone & Company
Condo Insurance Agent · Athens, AL

Pepper, Johnstone & Company serves the Athens, Alabama area as a dedicated condo insurance agency. Its primary services focus on securing comprehensive coverage plans that protect condominium owners against common property and liability risks. The agency helps clients understand the coverage provided by their condo association’s master policy and advises on policies for gaps in protection. Specifically, it handles personal property insurance in this area and offers individual liability protection for unit interiors and fixtures.

II
1114 US-31 Suite E
iPROTECT Insurance & Financial Services, Inc.
Condo Insurance Agent · Athens, AL

iPROTECT Insurance & Financial Services, Inc. provides personal and commercial insurance services with a focus on tailored condo insurance in Athens, AL. Its service plans include helping owners protect individual units with appropriate coverage for walls, floors, and personal property, and offering maintenance plan consultations for common area risks. The agency services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

PB
707 US-31 Ste C
Phillip Burton - COUNTRY Financial Agent
Condo Insurance Agent · Athens, AL

Phillip Burton - COUNTRY Financial Agent in Athens, AL, serves local homeowners, renters, and property managers seeking tailored condo insurance solutions. The agency provides coverage options for individual unit owners and building associations, addressing common risks such as liability, personal property, and loss assessments. It helps clients understand policy distinctions between condo and standard homeowner insurance. This agent also serves clients in the greater Decatur metro area and surrounding Limestone County communities.

EB
114 N Marion St
Eddie Breakfield - State Farm Insurance Agent
Condo Insurance Agent · Athens, AL

Eddie Breakfield with State Farm Insurance offers both one-time policies for individual condo units and recurring coverage tailored to ongoing community association needs. Condo insurance in Athens, AL typically protects interior structures, personal property, and liability not covered by the master policy. Special attention is given to deductible gaps and shared-area assessments. Claims and policy adjustments are handled by the local Athens office. Service is available on a scheduled basis for annual reviews or as needed for new purchases and policy changes.

NI
1111 US Hwy 72 E
Nationwide Insurance: Jon Peters Insurance Agency, Inc.
Condo Insurance Agent · Athens, AL

As the changing seasons in Athens bring storm threats and fluctuating humidity, protecting a condo from water damage and liability risks becomes essential. Nationwide Insurance: Jon Peters Insurance Agency, Inc. serves local condominium owners by providing tailored coverage that addresses shared-wall structures and common-area assessments. Their policies help safeguard personal belongings and interior fixtures against unforeseen events. Every new client relationship begins with a thorough walk-through of the unit, assessing individual exposures before recommending a suitable protection plan.

BK
1785 US Hwy 72 E STE A
Brian King - State Farm Insurance Agent
Condo Insurance Agent · Athens, AL

Brian King - State Farm Insurance Agent specializes in protecting Athens, AL condominium owners with policies that cover interior structures and personal belongings. This agency also provides broader homeowner insurance to meet varied local needs. Daily work includes helping clients understand master policy gaps and choose correct dwelling coverage amounts. As winter approaches, the agent assists condo owners with reviewing policies for freezing pipe protection and increased liability coverage for seasonal guests.

SI
1102 S Jefferson St
SOS Insurance Agency
Condo Insurance Agent · Athens, AL

SOS Insurance Agency serves Athens, Alabama, and the surrounding communities in Limestone County. It handles policies specifically designed for condo owners, protecting individual units and shared building structures. The agency also manages liability coverage for common areas and personal property for unit owners. Through a straightforward consultation process, itfirst assesses a client's specific condo association requirements and personal needs. It then presents policy options that balance necessary coverage with budget considerations, ensuring each plan meets the unique demands of condominium living.

HK
707 US-31 Ste F
Highstreet Kilgro Insurance Agency
Condo Insurance Agent · Athens, AL

Highstreet Kilgro Insurance Agency provides a full range of condo insurance services tailored to unit owners in Athens, Alabama. It offers standard coverage options along with detailed policy reviews to ensure adequate protection for individual units and shared building structures. The agency also helps clients understand master policy gaps and personal liability needs. Its service approach includes periodic check-ins to adjust coverage as property values change. Highstreet Kilgro services single-family homes, apartment complexes, retail storefronts, and local restaurants.

LB
617 Hobbs St E
Lance Bledsoe: Allstate Insurance
Condo Insurance Agent · Athens, AL

Lance Bledsoe: Allstate Insurance provides property protection services to residents and businesses in Athens, AL. The agency specializes in condo insurance, offering policies tailored to cover common areas and individual unit components. Owners can secure coverage for personal belongings and liability claims within their condominiums. The practice also serves commercial sectors such as office buildings, warehouses, and food service establishments, addressing their distinct structural and operational insurance requirements.

FI
707 Hobbs St E Ste C
Farmers Insurance - Toni Griffin
Condo Insurance Agent · Athens, AL
(256) 262-9286
agents.farmers.com/al/athens/toni-griffin
AI
22380 US-72
Alfa Insurance
Condo Insurance Agent · Athens, AL
(256) 232-2898
alfainsurance.com
RJ
809 US Hwy 72 W Suite E
Ryan Johnson - COUNTRY Financial District Leader
Condo Insurance Agent · Athens, AL
(256) 430-2781
agents.countryfinancial.com/usa/al/madison/ryan-johnson
AI
524 US Hwy 72 W
Alfa Insurance - Johnson & Looney Agency
Condo Insurance Agent · Athens, AL
(256) 232-1340
alfainsurance.com
AI
129 US-31
Alfa Insurance - Thomas-Jones Agency
Condo Insurance Agent · Athens, AL
(256) 233-1616
alfainsurance.com
MH
102 Market St W
Martin & Hubbs Inc
Condo Insurance Agent · Athens, AL
(256) 232-0505
martinandhubbs.com
RD
107 W Washington St
Richardson & Deemer Insurance
Condo Insurance Agent · Athens, AL
(256) 232-3310
richardsonanddeemer.com
ZC
103 S Clinton St
Zach Conlon Insurance
Condo Insurance Agent · Athens, AL
(256) 444-1002
zciathens.com
EC
1105 US Hwy 72 E
Elite Choice Insurance AL
Condo Insurance Agent · Athens, AL
CS
500 S Jefferson St
Cindy's Insurance & Notary Services
Condo Insurance Agent · Athens, AL
(256) 444-2015

What Does a a Condo Insurance Agent in Athens Cost?

Condo insurance in Alabama typically costs between 200 and 600 dollars per year for a standard HO6 policy. Factors affecting price include the unit value, location in Athens, deductible amount, and coverage limits. Alabama has higher wind and hail deductibles in coastal areas but Athens inland rates are generally lower. This is general information and not insurance advice.

About condo insurance agents in Athens

Condo insurance agents in Athens Alabama help owners secure HO6 policies that cover personal property and interior structures. Alabama law requires condominium associations to maintain master policies but individual unit owners need their own coverage for improvements and liability. Local agents understand the specific risks in Limestone County including severe weather and flood zones.

Frequently Asked Questions

What does a condo insurance agent in Athens do?

A condo insurance agent in Athens helps you compare HO6 policies from multiple carriers. They explain what the association master policy covers and what you need for your unit. They also advise on Alabama specific requirements like wind and hail deductibles.

Is condo insurance required in Alabama?

Alabama law does not require individual condo owners to carry insurance but most lenders and associations do require it. The Alabama Condominium Act allows associations to require unit owners to maintain liability coverage. Check your association bylaws for specific minimum coverage amounts.

How do I choose a condo insurance agent in Athens Alabama?

Look for an agent who is licensed in Alabama and has experience with condominium policies. Ask if they work with multiple insurance companies so you can compare options. Verify they understand the difference between HO6 and standard homeowners insurance.

Condo Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.