ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Condo Insurance Agents Near You in Daphne, AL

Browse condo insurance agents serving Daphne, Alabama. Updated 2026-07-14.

The top-rated condo insurance agent in Daphne, Alabama is Josh Lankford - State Farm Insurance Agent, rated 4.9 stars across 433 reviews. Other highly rated options include Thomas, Harrison & Associates Insurance Agency, Elaine Bui: Allstate Insurance, Eversure Insurance. This directory lists 19 condo insurance agents serving Daphne.

Showing 19 condo insurance agents in Daphne, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Josh Lankford - State Farm Insurance Agent1410 US-98 Ste G(251) 422-8313
2Thomas, Harrison & Associates Insurance Agency26436 Kensington Pl(251) 621-2180
3Elaine Bui: Allstate Insurance29640 State Hwy 181 Ste 102(251) 283-6445
4Eversure Insurance25833 State Hwy 181(251) 626-8900
5Katie Riley - State Farm Insurance Agent25341 State Hwy 181 Suite 101A(251) 661-8811
6Acceptance Insurance27955 US-98 Suite J(251) 494-7074
7Lower Alabama Benefits1203 US-98 E Suite 2A1(251) 533-4255
8The Henson Agency: Allstate Insurance28623 N Main St C(251) 626-2500
9Freeway Insurance28841 US-98 b(251) 299-7003
10Walker Insurance Agency1203 US-98 Suite 2B1(251) 422-9959
JL
1410 US-98 Ste G
Josh Lankford - State Farm Insurance Agent
Condo Insurance Agent · Daphne, AL

Josh Lankford - State Farm Insurance Agent serves Daphne, AL and the surrounding Baldwin County area as a condo insurance agent, providing coverage solutions for individual unit owners in residential condominium complexes. This agency helps clients navigate the specific insurance requirements set by homeowners associations, including protection for interior structures, personal belongings, and liability risks. Among its services for this community are policies covering dwelling property and loss assessment coverage.

TH
26436 Kensington Pl
Thomas, Harrison & Associates Insurance Agency
Condo Insurance Agent · Daphne, AL

Thomas, Harrison & Associates Insurance Agency serves Daphne, Alabama, and the surrounding communities of Baldwin County, handling policies specifically for condominium owners. It manages the unique coverage needs that arise from shared walls, common areas, and association master policies typical of condo living in the coastal region. To address a typical client’s request, the agency first reviews the individual unit’s exposure to storm, water, and liability risks. It then compares coverage options from multiple carriers to match each policy accordingly.

EB
29640 State Hwy 181 Ste 102
Elaine Bui: Allstate Insurance
Condo Insurance Agent · Daphne, AL

Elaine Bui: Allstate Insurance serves homeowners, condominium owners, and property managers in Daphne, Alabama, with policies tailored for condo association requirements and individual unit coverage. The agency helps clients navigate loss assessment endorsements, personal property protection, and liability needs specific to multi-unit buildings. Coverage options also address common area repairs and extended dwelling protection. The company provides services for residential and rental properties throughout the Daphne area and also offers insurance solutions across nearby Fairhope.

EI
25833 State Hwy 181
Eversure Insurance
Condo Insurance Agent · Daphne, AL

Eversure Insurance provides a full range of condo insurance services for property owners in the Daphne, AL area. Its offerings include coverage for common perils such as fire, theft, and liability, along with tailored protections for interior structures and personal belongings. The company helps clients navigate policy deductibles and association master plan gaps by offering clear plan reviews. Its service approach includes regular coverage check-ins and assistance with filing claims. Eversure Insurance serves single-family homes, apartments, retail spaces, and local restaurants.

KR
25341 State Hwy 181 Suite 101A
Katie Riley - State Farm Insurance Agent
Condo Insurance Agent · Daphne, AL

For condo owners in Daphne, AL, one-time services often help assess current coverage or address immediate concerns, while recurring options provide ongoing support for policy adjustments and claims assistance. Katie Riley - State Farm Insurance Agent specializes in securing policies that protect personal property, liability, and shared building structures common to condominium associations. This agent helps clients understand master policy gaps and identify necessary individual endorsements. Service is available on an as-needed basis for policy reviews, change requests, and filing claims during unexpected events.

AI
27955 US-98 Suite J
Acceptance Insurance
Condo Insurance Agent · Daphne, AL

Acceptance Insurance provides tailored condo insurance solutions for property owners in the Daphne, Alabama area. Its services typically include coverage for individual units, common areas, and personal liability, with flexible policy options that can be adjusted to meet specific homeowner needs. Maintenance plans often address potential water damage, theft, and natural disaster risks common to coastal communities. The agency regularly services single-family homes, residential apartments, local retail spaces, and nearby restaurants, ensuring proper protection across diverse property types.

LA
1203 US-98 E Suite 2A1
Lower Alabama Benefits
Condo Insurance Agent · Daphne, AL

Specializing in coastal condo insurance, Lower Alabama Benefits in Daphne helps owners protect properties against wind and flood exposures common to the Gulf Coast region. The agency provides tailored coverage options that meet the unique needs of individual unit owners in multi-story buildings. It guides clients through the differences between master policies and personal contents insurance while ensuring adequate liability protection. The agency also assists with adjusting coverage levels during hurricane season when additional wind and named storm deductibles come into effect.

HA
28623 N Main St C
The Henson Agency: Allstate Insurance
Condo Insurance Agent · Daphne, AL

As spring storms approach the Gulf Coast, condo owners in Daphne, AL seek reliable coverage for wind and hail damage. The Henson Agency: Allstate Insurance provides tailored condo policies that address the unique risks of coastal living, including flood protection and liability for shared amenities. Their agents work locally to explain policy options and ensure community association requirements are met. The process begins with a thorough review of the building’s structure and your individual unit to identify necessary coverage limits before any formal quote is issued.

FI
28841 US-98 b
Freeway Insurance
Condo Insurance Agent · Daphne, AL

Freeway Insurance serves condo owners and homeowner associations throughout the Daphne, Alabama area, offering tailored insurance policies designed to protect individual units and shared property structures. The company helps clients navigate coverage options that address common risks such as water damage, liability, and loss assessments specific to condominium living. Their services focus on matching policyholders with appropriate plans that meet local regulatory requirements and financial protection needs. Freeway Insurance also extends its condo insurance services to neighboring communities in the greater Mobile Bay metro region.

WI
1203 US-98 Suite 2B1
Walker Insurance Agency
Condo Insurance Agent · Daphne, AL

Walker Insurance Agency in Daphne, AL assists clients with standard condo insurance coverage, including specialized add-ons for unit owners such as loss assessment protection and personal property endorsements. The agency works to address common local risks like wind and water damage for condominium properties. Its services extend to commercial sectors, including offices, warehouses, and food service operations requiring tailored liability and property policies.

SI
810 Manci Ave Suite 5
Stillman Insurance Group
Condo Insurance Agent · Daphne, AL
(251) 929-8434
stillmanig.com
GI
27154-A Pollard Rd
Gorowsky Insurance, LLC. Home, Auto, Business Insurance
Condo Insurance Agent · Daphne, AL
(251) 367-2599
gorowskyinsurance.com
SC
809-A Daphne Ave
Southern Coastal Insurance
Condo Insurance Agent · Daphne, AL
(251) 621-1822
southerncoastalinsurance.com
CL
26030 Capital Dr Suite A
C. A. Luckie Insurance
Condo Insurance Agent · Daphne, AL
(251) 279-9123
luckieins.com
AI
29000 US-98 Bldg C-201
Align Insurance Group
Condo Insurance Agent · Daphne, AL
(251) 929-9011
aligninsurancegroup.com
AI
30941 Mill Ln e
Alfa Insurance
Condo Insurance Agent · Daphne, AL
(251) 625-6585
alfainsurance.com
BA
331 Grays Ln
Booth-Alberstadt Insurance Agency
Condo Insurance Agent · Daphne, AL
(866) 228-3163
BR
28588 US-98 #6
Best Rate Insurance Agency Inc
Condo Insurance Agent · Daphne, AL
(251) 625-1851
AI
26050 Predazzer Ln Suite B
Alfa Insurance - Jacob Lambert Agency
Condo Insurance Agent · Daphne, AL
(251) 316-4050
alfainsurance.com/jacoblambert

What Does a a Condo Insurance Agent in Daphne Cost?

The average cost of an HO6 condo insurance policy in Alabama ranges from 300 to 700 dollars per year depending on the unit value location and coverage limits. Coastal areas like Daphne may have higher windstorm premiums. Your deductible and loss assessment coverage also affect the price. This is general information not insurance advice.

About condo insurance agents in Daphne

Condo insurance agents in Daphne Alabama help owners understand the difference between a master policy and an HO6 unit owners policy. Alabama law requires that the condominium association maintain a master policy for common areas. Your agent can explain how to fill gaps in coverage for interior walls fixtures and personal property.

Frequently Asked Questions

What does a condo insurance agent in Daphne do?

A condo insurance agent helps you select an HO6 policy that covers your personal property liability and interior improvements. They review your associations master policy to avoid gaps or duplicate coverage.

Do I need condo insurance in Alabama if I have a master policy?

Yes. The master policy covers common areas and the building structure. Your HO6 policy covers your personal belongings interior walls and liability for accidents inside your unit. Alabama law does not require HO6 insurance but most mortgage lenders do.

How does Alabama law affect condo insurance in Daphne?

Alabama follows the Alabama Condominium Act which requires associations to insure common elements. Individual owners must insure their units improvements and personal property. Your agent can explain how this applies to your specific unit.

Condo Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.