The top-rated commercial insurance agent in Roy, Utah is Deni Mooney American Family Insurance, rated 4.5 stars across 78 reviews. Other highly rated options include Mindy Olsen American Family Insurance, Kimberly Stephens - State Farm Insurance Agent, Morse Insurance Agency. This directory lists 11 commercial insurance agents serving Roy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Deni Mooney American Family Insurance | 6022 S 1900 W | (801) 399-0523 |
| 2 | Mindy Olsen American Family Insurance | 6022 S 1900 W | (801) 825-1707 |
| 3 | Kimberly Stephens - State Farm Insurance Agent | 4893 S 1900 W | (801) 825-7169 |
| 4 | Morse Insurance Agency | 4695 S 1900 W #8 | (801) 776-1626 |
| 5 | Farmers Insurance - Kendra Nilsen | 1935 5200 S St | (801) 731-5254 |
| 6 | Ponce de Leon Insurance (now Sierra Grande Insurance) | 4655 S 1900 W #3 | (801) 317-4943 |
| 7 | Farmers Insurance - Joshua Cottle | 2050 W 5700 S | (801) 775-0424 |
| 8 | Freedom Insurance Utah | 5533 S 1900 W | (801) 773-1555 |
| 9 | Sierra Grande Insurance | 4655 S 1900 W | (801) 317-4943 |
| 10 | Farmers Insurance Andrew Miller Agency | 3588 W 4800 S B | (801) 406-6293 |
Deni Mooney American Family Insurance in Roy, UT, provides a full range of commercial insurance services, including liability coverage, property protection, and business interruption policies. The agency helps clients customize their plans through ongoing risk assessments and policy reviews to ensure adequate coverage as operations evolve. Services extend to maintenance of existing insurance schedules and periodic adjustments for growing businesses. The agency services a variety of properties, including single-family homes used for home-based businesses, apartments, retail storefronts, and dining establishments such as restaurants.
Mindy Olsen American Family Insurance serves clients throughout the Weber County area, including Roy, Utah, by providing commercial insurance agent services. Local business owners rely on this agency to help them assess risks associated with their operations and property. The company guides clients through policy options designed to protect against common liabilities and unforeseen business interruptions. Specific services handled by this office include workers' compensation coverage for local employers and general liability policies for small retail and service-based businesses in the Roy community.
Kimberly Stephens - State Farm Insurance Agent serves homeowners, businesses, and property managers in Roy, Utah, offering commercial insurance policies tailored to local operational risks. The agency provides liability coverage, property protection, and other commercial lines for small and mid-sized enterprises. It assists clients with risk assessment and policy customization to meet specific business needs in the community. Additional coverage options support rental property owners and local service providers. The agency also serves clients in the neighboring communities of Clearfield and the greater Ogden metro area.
Morse Insurance Agency serves Roy, Utah, and the surrounding communities in Weber County. The company handles commercial insurance needs for local businesses, addressing coverage for property, liability, and other operational risks. Commercial agents in this area frequently help clients navigate policies for smaller enterprises. To manage a typical job, the agency begins by reviewing a business's specific exposures and existing coverage, then works to match those needs with appropriate policy options from its partnered carriers.
Farmers Insurance - Kendra Nilsen offers commercial insurance coverage on a one-time or recurring service basis, addressing liability, property, and business interruption risks. For local Roy, UT companies, coverage options vary according to specific operational exposures and asset values. The agency evaluates each business's unique profile to determine appropriate protection levels without a fixed fee structure. Service runs on a one-time, scheduled, or as-needed basis depending on policy review cycles, claim events, or changes in business size.
Serving Roy and the surrounding area, Ponce de Leon Insurance, now Sierra Grande Insurance, specializes in tailoring commercial insurance packages for local businesses. It handles general liability, property coverage, and workers’ compensation. The firm works closely with clients to identify specific operational risks and secure appropriate policies to protect their assets. As winter approaches, it helps businesses review snow removal liability and icy parking lot hazards to prevent costly claims during the season.
Farmers in Utah’s growing commercial district face increased traffic and liability risks with each new season of development. Farmers Insurance - Joshua Cottle in Roy, UT, offers tailored policies to protect local businesses from such exposures, including general liability and property coverage. The company works directly with small and mid-sized operations to assess unique operational needs and fill coverage gaps. The process begins with a review of current risk factors and culminates in a comprehensive on-site inspection of the business premises.
Based in Roy, Utah, Freedom Insurance Utah works to secure commercial coverage that protects business assets and daily operations. The agency specializes in general liability policies for local companies in the area. It also offers property insurance to safeguard buildings and equipment from unexpected damage. Clients from diverse commercial sectors can access tailored policies for their needs, including offices, warehouses, and food service operations.
Sierra Grande Insurance also assists homeowners and renters in Roy and the surrounding area. The agency further serves local business owners by arranging commercial insurance policies that protect their operations and assets. Clients in Roy and within Weber County can discuss their property and liability coverage needs. After securing a commercial policy, the agency remains available to adjust coverage as a business grows. Repeat clients often contact Sierra Grande for annual policy reviews between scheduled service visits.
Farmers Insurance Andrew Miller Agency in Roy, UT, is known for providing commercial insurance coverage to local businesses. The agency works with entrepreneurs and established companies to secure policies that address property, liability, and other common operational risks. It offers guidance on policy selection tailored to the unique needs of small and mid-sized enterprises in the region. The agency also specializes in adding business interruption insurance to help clients manage income loss during unexpected closures.
What Does a a Commercial Insurance Agent in Roy Cost?
Typical costs for a small business commercial insurance policy in Utah range from 500 to 3,000 dollars per year for general liability. Workers compensation costs vary by payroll and industry classification, averaging 1 to 2 dollars per 100 dollars of payroll. Commercial auto insurance for a single vehicle often costs 1,200 to 2,500 dollars annually. These are general estimates and your actual cost will depend on your specific business. This information is general and does not constitute insurance advice.
About commercial insurance agents in Roy
Commercial insurance agents in Roy, Utah help local businesses secure coverage that meets Utah state requirements. Utah law mandates workers compensation insurance for most employers with one or more employees. An agent can guide you through general liability, property, and commercial auto policies specific to Roy and Weber County.
Frequently Asked Questions
What types of commercial insurance are required in Utah?
Utah requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for business vehicles. General liability is not state-mandated but is often required by landlords or contracts.
How do I find a commercial insurance agent in Roy Utah?
You can search for licensed agents through the Utah Insurance Department website. Local Roy agents often specialize in small business coverage and understand local risk factors like weather and industry needs.
What factors affect commercial insurance costs in Utah?
Costs depend on your business type, number of employees, revenue, claims history, and coverage limits. Utah businesses in construction or manufacturing typically pay higher premiums due to higher risk.
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