The top-rated commercial insurance agent in Orem, Utah is Advance Insurance, rated 4.8 stars across 1,319 reviews. Other highly rated options include Miller & Associates Insurance Advisors, Bear River Mutual Insurance - Keystone Insurance Services, L.A. Bowen Insurance Agency, Inc.. This directory lists 20 commercial insurance agents serving Orem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Advance Insurance | 248 S State St | (801) 226-1100 |
| 2 | Miller & Associates Insurance Advisors | 566 W 800 N UNIT 203 | (801) 228-1384 |
| 3 | Bear River Mutual Insurance - Keystone Insurance Services | 980 E 800 N # 204 | (801) 406-3953 |
| 4 | L.A. Bowen Insurance Agency, Inc. | 1345 W 1600 N St | (801) 226-7283 |
| 5 | Utah Home and Auto Insurance | 998 1200 W | (801) 290-8600 |
| 6 | Englund Insurance Group | 350 W Center St | (385) 406-8886 |
| 7 | Hill Insurance & Investments LLC | 183 E 840 S | (801) 226-0606 |
| 8 | Insurance Of America | 347 E 1200 S | (801) 854-2348 |
| 9 | Caliber Select Insurance | 1434 E 820 N St | (801) 769-1575 |
| 10 | Black Arrow Insurance | 815 W 1250 S | (385) 250-7279 |
Advance Insurance serves the Utah County area from its location in Orem, providing commercial insurance agent services. The company helps local businesses manage risk through standard coverage options. It works with clients to secure policies that address common operational exposures. These services include general liability insurance for premises and property insurance for commercial buildings. Advance Insurance also assists businesses with workers' compensation coverage to meet state requirements.
Miller & Associates Insurance Advisors provides a range of commercial insurance services in Orem, UT, offering policies tailored to various business needs. The agency designs coverage plans and offers ongoing support to help clients manage risk and adjust their policies as operations evolve. Its service plans typically include regular policy reviews to ensure adequate protection against local liability and property exposures. The agency services single-family homes, apartments, retail spaces, and restaurants, addressing the distinct insurance requirements of each commercial property type.
Bear River Mutual Insurance - Keystone Insurance Services serves homeowners, businesses, and property managers in Orem, Utah, offering commercial insurance agent services to secure liability, property, and workers' compensation coverage. The agency assists clients in evaluating risk exposure and selecting appropriate policies for their operations and assets. It also provides guidance on local regulatory requirements. Located in Utah County, the company extends its services to neighboring communities such as Provo.
Serving Orem, Utah, and the surrounding communities, L.A. Bowen Insurance Agency, Inc. provides commercial insurance agent services for local businesses. It handles coverage for property, liability, and other operational risks that organizations commonly face in the area. The agency takes time to understand each client’s specific industry requirements and risk profile. To complete a typical job, it reviews the business operations, identifies exposures, and then tailors coverage options to meet those unique needs.
For clients requiring temporary commercial liability protection, Utah Home and Auto Insurance provides single-occurrence policies tailored to short-term projects. The agency also offers recurring and long-term commercial coverage packages for established businesses in Orem. These policies are designed to address routine operational risks and general liability exposures common among local enterprises. Account representatives review unique business activities to match appropriate policy terms. Service for new and existing customers is available on either a scheduled renewal basis or through as-needed consultation appointments.
With the seasonal fluctuations in inventory and workforce common to Orem businesses, Englund Insurance Group helps commercial clients manage their specific liability and property exposures. The agency analyzes operational risks for retailers, contractors, and service providers, then builds coverage that responds to local market conditions. Claims support is coordinated through established carrier partnerships to address disruptions efficiently. An initial consultation includes a review of current policies and a walk-through of the insured premises.
Hill Insurance & Investments LLC in Orem, UT specializes in helping businesses secure commercial property and general liability coverage, and it also provides a wide range of other commercial insurance policies tailored to local industry needs. The agency works closely with clients to assess risk and identify appropriate coverage solutions for their operations and assets. As winter approaches, the company assists businesses with managing snow removal liability and protecting against weather-related property damage.
Insurance Of America assists businesses in Orem with evaluating and securing appropriate commercial coverage. They go beyond basic policies by offering specialized add-ons such as equipment breakdown protection and cyber liability insurance. Their work involves tailoring packages to fit specific operational risks. Commercial sectors they serve include professional offices, industrial warehouses, and food service establishments, addressing each industry's distinct liability and property concerns.
Caliber Select Insurance in Orem, UT, first assists residential clients with personal property and liability needs, then extends its focus to commercial insurance agent work. It helps local businesses acquire tailored coverage for property, general liability, workers' compensation, and commercial auto risks throughout Utah Valley. The agency structures policies to protect operating assets and manage everyday business exposures. Clients receive prompt claim assistance and policy adjustments, with the understanding that follow-up or repeat service is always available between regular scheduled visits to address any emerging concerns.
Black Arrow Insurance operates as a commercial insurance agent based in Orem, UT, known for helping business owners navigate a wide array of coverage options. It serves local ventures by assessing their unique risks and pairing them with suitable policies from multiple carriers. Its primary service range includes general liability, property, and workers compensation insurance for companies across the region. A specialty service available in its portfolio is cyber liability coverage to address digital threats targeting small and mid-sized enterprises.
What Does a a Commercial Insurance Agent in Orem Cost?
Typical costs for commercial insurance in Utah vary by business type size and location. A small retail shop in Orem might pay 500 to 1500 per year for general liability. Workers compensation premiums depend on payroll and industry class codes often ranging from 0.50 to 5.00 per 100 dollars of payroll. Commercial auto policies for a single vehicle can cost 1200 to 3000 annually. This is general information and not insurance advice.
About commercial insurance agents in Orem
Commercial insurance agents in Orem Utah help local businesses secure coverage for general liability property damage and workers compensation. Utah law requires most employers to carry workers compensation insurance under the Utah Workers Compensation Act. Agents also advise on commercial auto policies which are mandatory for business vehicles registered in the state.
Frequently Asked Questions
What types of commercial insurance do Orem businesses need?
Common policies include general liability commercial property workers compensation and commercial auto. Utah law requires workers comp for employers with one or more employees. An agent can help you meet these legal requirements.
How do I find a commercial insurance agent in Orem?
You can search online directories ask other business owners or contact the Utah Insurance Department for a list of licensed agents. Many agents in Orem specialize in industries like construction retail or tech.
What is the minimum workers compensation coverage in Utah?
Utah requires workers compensation insurance for all employers with at least one employee. The minimum coverage is set by the Utah Labor Commission and must cover medical expenses and lost wages for work related injuries.
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