The top-rated commercial insurance agent in Cottonwood Heights, Utah is Cottonwood Insurance Inc., rated 4.9 stars across 692 reviews. Other highly rated options include Lance Paulson Insurance Agency, Inc. American Family Insurance, David Johnson at Comparion Insurance Agency, Farmers Insurance - David Kim. This directory lists 10 commercial insurance agents serving Cottonwood Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cottonwood Insurance Inc. | 2028 Fort Union Blvd | (801) 943-5700 |
| 2 | Lance Paulson Insurance Agency, Inc. American Family Insurance | 2751 Fort Union Blvd | (801) 878-6300 |
| 3 | David Johnson at Comparion Insurance Agency | 6965 S Union Park Center Suite 270 | (801) 849-2308 |
| 4 | Farmers Insurance - David Kim | 2044 East Fort Union Blvd | (801) 944-9600 |
| 5 | Julie Mendoza - State Farm Insurance Agent | 7050 S Highland Dr #110 | (801) 942-1300 |
| 6 | Insurance Concepts Inc | 1770 Fort Union Blvd #100 | (801) 942-0412 |
| 7 | Ben Bagley Insurance Agency | 2028 Fort Union Blvd #150 | (801) 943-5700 |
| 8 | Evergreen Insurance Group | 7351 Union Park Ave #125 | (801) 980-2381 |
| 9 | Hidden Valley Insurance Inc | 2469 Fort Union Blvd STE 200 | (801) 733-8500 |
| 10 | Elevated Insurance Advisors | 6340 S 3000 E | (801) 652-7114 |
Cottonwood Insurance Inc. serves businesses throughout the Salt Lake metropolitan area as a dedicated commercial insurance agent in Cottonwood Heights, Utah. The company focuses on analyzing each client’s unique operational risks and regulatory needs. It then sources appropriate coverage from a range of carriers, offering tailored policies that address property, liability, and workers’ compensation exposures. This approach helps local enterprises manage their financial vulnerability. The agency handles specific coverage types, including general liability for retail spaces and commercial auto policies for small fleets.
Lance Paulson Insurance Agency, Inc. American Family Insurance serves businesses across Cottonwood Heights and the surrounding Utah area, specializing in commercial insurance. The agency tailors policies to protect company assets and manage liability risks. Clients can add coverage for specific needs such as equipment breakdown, cyber liability, or inland marine. This agency works with a variety of local commercial sectors, including professional offices, warehouses, and food service operations.
David Johnson at Comparion Insurance Agency in Cottonwood Heights, Utah provides a range of commercial insurance services tailored for local business operations. Their offerings include general liability, property, and workers' compensation coverage designed to protect against common operational risks. The agency also assists with the ongoing review and adjustment of policies as a business evolves. Their service plans focus on straightforward risk assessment and claims support to help minimize disruption. They service a variety of property types such as single-family homes, apartments, retail spaces, and restaurants in the surrounding area.
Farmers Insurance - David Kim serves homeowners, businesses, and property managers in Cottonwood Heights, Utah, offering commercial insurance agent services such as liability coverage, property protection, and customized business policies. The agency helps local enterprises assess risks and secure appropriate plans for their specific commercial operations. Understanding the needs of area property owners and small businesses, the office provides guidance on standard commercial insurance products. It also extends its coverage offerings to nearby Sandy and the broader Salt Lake City metro area.
Serving the Cottonwood Heights, Utah area and surrounding Salt Lake Valley communities, Julie Mendoza - State Farm Insurance Agent handles commercial insurance for local businesses. The agency works with entrepreneurs and companies to secure coverage for property, liability, and related business risks. By conducting a detailed review of each client’s operations and specific exposures, the agent then recommends policies that align with their daily activities and budget. To handle a typical job, this agent first consults with the business owner to assess needs and then presents suitable coverage options.
Insurance Concepts Inc in Cottonwood Heights, UT provides commercial insurance for businesses, distinguishing between one-time policies for project-based needs and recurring coverage for ongoing operations. Policies protect companies from liability claims, property damage, and income interruption common in local industries. Their commercial agents offer both scheduled policy reviews and as-needed consultations for risk assessments. Service runs on a one-time, scheduled, or as-needed basis depending on the client's commercial insurance requirements.
Ben Bagley Insurance Agency in Cottonwood Heights, UT provides commercial insurance agent services, specializing in coverage for local businesses seeking liability and property protection. The agency also handles general risk management consultations, helping clients assess their unique operational exposures. Beyond standard policy placement, it offers guidance on contract requirements and business continuity planning. As snow and ice create frequent slip-and-fall hazards during winter months, this agency helps retail and service businesses adjust their liability coverage to address seasonal claims risks.
When winter weather threatens Cottonwood Heights, local businesses need reliable coverage against snow-related property damage and liability risks. Evergreen Insurance Group, a commercial insurance agent serving this area, helps businesses review their policies to ensure adequate protection for seasonal exposures. Whether a company owns storefronts, vehicles, or operates with multiple employees, this agency identifies coverage gaps and recommends appropriate policies from standard carriers. An agent typically begins with a thorough review of existing coverage and an on-site or virtual inspection of current operations to assess specific needs.
Hidden Valley Insurance Inc works with businesses in and around Cottonwood Heights, Utah, to evaluate and address their unique commercial coverage risks. The company can add specialized endorsements for extra protection, addressing gaps that standard policies may leave uncovered. It assists with property coverage, general liability, and workers' compensation arrangements for local operations. The commercial sectors it can serve include offices needing professional liability options, warehouses managing inventory and equipment risks, and food service establishments requiring product liability and equipment breakdown coverage.
Elevated Insurance Advisors provides residential insurance services for homeowners in Cottonwood Heights, Utah, while also offering commercial coverage tailored to local businesses. Operating as a commercial insurance agent, the company helps area enterprises manage general liability, property, and other risk exposures. Regular client contact continues between scheduled policy reviews to address coverage adjustments as operations change or new assets are acquired. Maintenance of ongoing communication ensures that businesses remain protected as their needs evolve over time.
What Does a a Commercial Insurance Agent in Cottonwood Heights Cost?
Typical commercial insurance costs in Utah vary widely. A small office based business might pay 300 to 800 annually for general liability. A restaurant could pay 2000 to 5000 per year for a package policy. Workers compensation rates are set by the Utah Insurance Department and average around 1.50 per 100 dollars of payroll for low risk classes. This is general information and not insurance advice.
About commercial insurance agents in Cottonwood Heights
Commercial insurance agents in Cottonwood Heights Utah help local businesses find coverage for property liability and workers compensation. Utah law requires most employers to carry workers compensation insurance. Agents familiar with the state can guide you through Utah specific regulations and help you choose appropriate policies.
Frequently Asked Questions
What types of commercial insurance are required in Utah?
Utah requires workers compensation insurance for most employers with one or more employees. Commercial auto liability is required for business owned vehicles. Other coverages like general liability are not state mandated but are often required by landlords or contracts.
How do I find a commercial insurance agent in Cottonwood Heights?
You can search online for local agents or ask other business owners for referrals. Look for agents who hold a valid Utah insurance license and have experience with your industry. Many agents offer free initial consultations to discuss your needs.
What factors affect commercial insurance costs in Utah?
Costs depend on your business type payroll revenue location and claims history. For example a small retail shop might pay 500 to 1500 per year for general liability while a construction company could pay 5000 or more. Utahs moderate risk environment keeps rates competitive compared to other states.
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