The top-rated commercial insurance agent in Xenia, Ohio is Greene County Insurance, rated 4.9 stars across 155 reviews. Other highly rated options include Doug Zeigler - State Farm Insurance Agent, Montgomery Insurance & Investments, David Spriggs - State Farm Insurance Agent. This directory lists 14 commercial insurance agents serving Xenia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greene County Insurance | 2039 Bellbrook Ave # A | (937) 374-0066 |
| 2 | Doug Zeigler - State Farm Insurance Agent | 280 N Detroit St | (937) 372-3700 |
| 3 | Montgomery Insurance & Investments | 114 S Detroit St | (937) 372-7646 |
| 4 | David Spriggs - State Farm Insurance Agent | 121 Dayton Ave | (937) 372-3863 |
| 5 | Rick Kolmin - State Farm Insurance Agent | 280 N Detroit St | (937) 372-3700 |
| 6 | Perkins & Associates Insurance Inc. American Family Insurance | 25 S Detroit St | (937) 347-2002 |
| 7 | Anderson Williamson Insurance | 242 N Detroit St | (937) 372-4491 |
| 8 | Farmers Insurance - Rodney Hines | 492 W 2nd St Ste 203 | (937) 424-0643 |
| 9 | Nationwide Insurance: Kelly Jones Insurance Agency LLC | 157 Progress Dr Ste A | (937) 372-8059 |
| 10 | Farmers Insurance - Micah Windsor | 57 E Main St | (937) 502-2010 |
Greene County Insurance serves the Xenia, Ohio area as a commercial insurance agent. The company works with local businesses to assess their risk exposures and secure appropriate coverage in the regional marketplace. It helps clients navigate common commercial policies, including general liability and property insurance. The agency also handles specific needs such as workers' compensation and commercial auto coverage.
As local Xenia businesses prepare for winter weather risks or spring construction projects, Doug Zeigler - State Farm Insurance Agent provides commercial insurance policies tailored to these seasonal exposures. Their team works with small and mid-sized companies to secure coverage for liability, property, equipment, and business interruption needs. By taking time to understand each operation’s specific liabilities, they help ensure that local ventures are financially protected against common regional hazards. The process begins with a no-obligation inspection of the business premises to identify unique coverage details and policy options.
Serving businesses, property managers, and commercial property owners in Xenia, Ohio, Montgomery Insurance & Investments provides tailored coverage options designed to protect commercial assets and operations. As a dedicated commercial insurance agent, it structures policies around each client’s unique exposures, including liability, property, and workers’ compensation. The agency works with multiple carriers to find appropriate coverage limits for various business sizes. It also extends its commercial insurance services to clients throughout the greater Dayton metro area, including nearby Beavercreek and Fairborn.
David Spriggs - State Farm Insurance Agent in Xenia, OH, provides commercial insurance coverage including liability, property, and business interruption protection. The agency reviews policies regularly to help ensure coverage adapts to changing operational needs and advises on risk management strategies for local businesses. Clients receive ongoing support for claims filing and policy adjustments as their companies grow. The agent services a variety of commercial properties such as single-family homes used for business, apartments, retail storefronts, and restaurants.
Located in Xenia, Ohio, Rick Kolmin’s State Farm Insurance Agency serves Xenia and the surrounding communities of Greene County, including Beavercreek, Fairborn, and Yellow Springs. The agency handles commercial insurance for local businesses, covering general liability, property, and workers’ compensation policies. To assess a client’s exposure, it typically begins with a detailed review of operations and risk factors. A tailored policy is then assembled from available coverage options.
Perkins & Associates Insurance Inc. American Family Insurance, located in Xenia, OH, offers commercial insurance clients the choice between one-time policy placements for specific projects or recurring service options for ongoing business needs. Coverage is tailored to local enterprises, helping manage risks related to property, liability, and operations common in the area. The agency provides professional guidance to navigate coverage complexities, working to protect assets and ensure regulatory compliance. Service is delivered on a scheduled basis, with periodic reviews to adjust policies as businesses change.
Anderson Williamson Insurance offers commercial insurance agent services tailored to local businesses in Xenia, Ohio. It helps secure coverage for property, liability, and workers’ compensation needs. The agency works with small and medium-sized enterprises to assess their unique risk exposures and find appropriate policies. It also guides clients through routine policy updates and claims filings. With the arrival of winter weather, the agency can advise on protecting equipment and property from seasonal freeze and storm damage.
As local businesses in Xenia prepare for changing seasonal weather, securing appropriate liability coverage becomes a pressing concern. Farmers Insurance - Rodney Hines provides commercial insurance solutions tailored to these evolving needs, helping small companies and independent contractors protect their operations. This agency assists clients with reviewing general liability policies, property coverage, and workers’ compensation plans to match specific business risks. The process begins with an initial on-site inspection of the commercial property, followed by a detailed assessment of current coverage gaps and recommended adjustments.
Nationwide Insurance: Kelly Jones Insurance Agency LLC provides commercial insurance coverage for businesses in the Xenia, Ohio area, guiding clients through policy options for liability and property protection. The agency works extensively to help entrepreneurs mitigate operational risks with tailored plans that address local market needs. Commercial sectors served typically include professional offices, warehouses, distribution centers, and food service establishments seeking reliable risk management solutions.
Farmers Insurance - Micah Windsor provides residential insurance coverage to homeowners in the Xenia area, ensuring personal property and liability protection. For commercial needs, the agency offers business insurance policies designed to safeguard local enterprises against operational risks common to Greene County industries. Serving Xenia and the surrounding Ohio communities, the team works to tailor coverage to each client’s specific requirements. After an initial policy setup, the agency follows up regularly to adjust coverages as business needs evolve, and repeat service is offered between routine visits to address new exposures.
What Does a a Commercial Insurance Agent in Xenia Cost?
Typical costs for commercial insurance in Ohio vary widely by business type, size, and location. A small retail shop in Xenia might pay between 500 and 1,500 dollars per year for general liability, while a construction company could pay 3,000 to 10,000 dollars or more for comprehensive coverage. Workers compensation premiums are set by Ohio class codes and payroll. This is general information, not insurance advice.
About commercial insurance agents in Xenia
A commercial insurance agent in Xenia, Ohio helps local businesses find the right coverage to protect their assets and operations. Ohio law requires certain businesses to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a qualified private carrier. An agent can guide you through general liability, property, and commercial auto policies tailored to Greene County businesses.
Frequently Asked Questions
What types of commercial insurance do Ohio businesses need?
Ohio law requires workers compensation insurance for most employers with one or more employees. Other common coverages include general liability, commercial property, and commercial auto insurance. An agent can help you assess your specific risks.
How do I choose a commercial insurance agent in Xenia?
Look for an agent licensed in Ohio with experience in your industry. Ask about their familiarity with local business risks in Greene County. Check their reputation with the Ohio Department of Insurance.
Can I bundle multiple policies with one commercial insurance agent?
Yes, many agents offer business owner policies that combine general liability and property coverage. Bundling can simplify payments and may reduce overall premiums. Your agent can explain available package options.
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