The top-rated commercial insurance agent in Delaware, Ohio is HealthMarkets Insurance - Don Larson, rated 5.0 stars across 250 reviews. Other highly rated options include Bolton Insurance Agency, Tito Paul - State Farm Insurance Agency, Adam Bibb - State Farm Insurance Agent. This directory lists 20 commercial insurance agents serving Delaware.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HealthMarkets Insurance - Don Larson | 50 Coughlin Ln Suite G | (740) 472-8512 |
| 2 | Bolton Insurance Agency | 5 E Winter St # 300 | (614) 551-6469 |
| 3 | Tito Paul - State Farm Insurance Agency | 7 E Winter St | (740) 369-4537 |
| 4 | Adam Bibb - State Farm Insurance Agent | 225 S Sandusky St | (740) 362-5632 |
| 5 | Jessica Forman - State Farm Insurance Agent | 377 E William St #36/37 | (740) 362-5500 |
| 6 | Trimble Insurance Agency, Inc. | 39 S Liberty St | (740) 369-6711 |
| 7 | Smudz Insurance Group LLC | 55 N Sandusky St | (614) 305-5191 |
| 8 | Converse & Associates, LLC American Family Insurance | 44 E Winter St | (740) 990-8208 |
| 9 | Creative Financial Insurance | 201 Pennsylvania Ave | (740) 363-5433 |
| 10 | Shelter Insurance - Toi Tucker | 560 Sunbury Rd | (740) 417-9391 |
HealthMarkets Insurance - Don Larson serves the Delaware, Ohio area, offering commercial insurance agent services to local businesses. This agency aids companies in navigating their insurance needs with professional guidance. Operating within this central Ohio community, it connects business owners to appropriate policies, including general liability, commercial property, and workers’ compensation. The agent assists with risk management strategies that align the coverage with each company’s operational requirements. Specific commercial insurance services handled in this area include professional liability and business interruption coverage.
Bolton Insurance Agency in Delaware, OH, provides a range of commercial insurance services, including general liability, property, and workers’ compensation coverage. The agency works with businesses to develop tailored risk management plans and offers ongoing support for policy reviews and claims assistance. Service plans are built around each client’s operational needs and long-term growth objectives. The commercial properties it serves include single-family homes rented as investment properties, apartments, retail stores, and restaurants.
Tito Paul - State Farm Insurance Agency in Delaware, OH serves local homeowners, business owners, and property managers by offering commercial insurance policies. Coverage options include liability protection and property insurance to help manage everyday risks for small and medium-sized enterprises. The agency also provides guidance on tailoring policies to match a client’s specific operational needs. This agent works to help secure assets for firms throughout Delaware County and regularly assists customers in the neighboring community of Powell within the greater Columbus metro area.
Adam Bibb - State Farm Insurance Agent serves Delaware, Ohio, and the surrounding communities. It handles a variety of commercial insurance needs for local businesses, including general liability, property coverage, and workers' compensation. The agency works closely with business owners to review their specific operations and risk exposures. This approach involves carefully assessing each company's unique needs to build a policy that fits its daily activities and long-term goals.
Jessica Forman’s agency in Delaware, Ohio handles both one-time commercial insurance placements for short-term projects and recurring policies for ongoing business operations. Coverage options include general liability, property, and workers’ compensation, which can be tailored to match the unique risks of local enterprises. Each policy addresses specific exposures faced by companies in and around Delaware County. Service runs on either a scheduled basis for periodic reviews or an as-needed basis for new exposures or policy changes.
Trimble Insurance Agency, Inc. specializes in property and liability coverage for local businesses, while also handling general commercial policies for retail and service-based operations. Serving the Delaware, OH area, it helps companies manage risks associated with daily operations and property ownership. Its agents evaluate business exposures and recommend appropriate protection against common claims like theft or customer injury. Businesses facing increased seasonal liability, such as during the holiday shopping period, consult the agency to adjust their coverage limits accordingly.
As seasonal shifts in Delaware, Ohio bring new exposure risks for local businesses, Smudz Insurance Group LLC provides commercial coverage tailored to operations of differing sizes and sectors. The company works with business owners to understand specific liability concerns, property values, and revenue fluctuation patterns common in this market. They guide commercial clients through policy comparisons focused on deductible structures and coverage limits for both general liability and specialized equipment. A brief on-site or virtual inspection of the commercial premises is arranged before any policy recommendation is made.
Converse & Associates, LLC American Family Insurance serves businesses in and around Delaware, Ohio, by managing their general liability, property, and workers’ compensation exposures. As a commercial insurance agent, they add specialized coverage packages such as business interruption protection and commercial auto policies tailored for local fleets. They also offer cyber liability insurance and inland marine protection for equipment in transit. Their clientele includes professional offices requiring errors and omissions coverage, warehouses needing high-limit property insurance, and food service operations securing product liability and spoilage protection.
Creative Financial Insurance works with homeowners and renters in Delaware to protect their personal property and liability. For commercial clients, the agency offers business insurance covering general liability, property, and workers’ compensation. Service extends to small and mid-sized companies throughout Delaware and the surrounding area. The team reviews each policy during regular visits to adjust coverage as a business grows or changes, and follows up promptly when a client reports a new exposure between scheduled check-ins.
Shelter Insurance - Toi Tucker in Delaware, OH, provides commercial insurance agent services covering general liability, property, and workers’ compensation policies for local businesses. This agency helps companies assess their risk exposure and secure balanced coverage for daily operations. Professional guidance is offered through the application and claims process. A specialty service available is commercial auto insurance, protecting vehicles used for business deliveries or client transport.
What Does a a Commercial Insurance Agent in Delaware Cost?
The cost of commercial insurance in Ohio varies by business type, size, and risk factors. For a small retail shop, general liability may cost 400 to 800 dollars per year. A construction contractor might pay 2,000 to 5,000 dollars annually for a package policy. Workers compensation rates are set by the Ohio Bureau of Workers Compensation based on industry classification and payroll. This is general information and not insurance advice.
About commercial insurance agents in Delaware
Commercial insurance agents in Delaware, Ohio help local businesses find coverage for property, liability, workers compensation, and commercial auto. Ohio law requires most employers to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a certified private carrier. An agent can guide you through these requirements and tailor policies to your industry needs.
Frequently Asked Questions
What types of commercial insurance do businesses in Delaware Ohio need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. Ohio law mandates workers compensation for most employers with one or more employees. Your agent can help assess risks specific to your business type.
How do I choose a commercial insurance agent in Delaware Ohio?
Look for an agent licensed in Ohio with experience in your industry. Check their knowledge of local regulations and ask about their claims process. A good agent will review your operations and recommend appropriate coverage limits.
Is commercial auto insurance required in Ohio for business vehicles?
Yes, Ohio requires minimum liability coverage for any vehicle used for business purposes. The state minimums are 25,000 dollars per person for bodily injury and 50,000 dollars per accident. An agent can help you decide if higher limits are needed.
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