The top-rated commercial insurance agent in Beavercreek, Ohio is Michael Saylor - State Farm Insurance Agent, rated 4.9 stars across 177 reviews. Other highly rated options include Mick Lundy - State Farm Insurance Agent, Matulka Insurance Agency, Miller Insurance & Financial Services, LLC. This directory lists 16 commercial insurance agents serving Beavercreek.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Saylor - State Farm Insurance Agent | 3797 Dayton Xenia Rd | (937) 426-9834 |
| 2 | Mick Lundy - State Farm Insurance Agent | 2430 Dayton Xenia Rd ste c | (937) 320-9070 |
| 3 | Matulka Insurance Agency | 2262 County Line Rd | (937) 781-0011 |
| 4 | Miller Insurance & Financial Services, LLC | At The Greene, 70 Birch Alley Ste250 | (937) 427-3600 |
| 5 | Reichley Insurance Agency powered by OneDigital | 2440 Dayton Xenia Rd A | (937) 429-0655 |
| 6 | Shelter Insurance | 3301 Dayton Xenia Rd Ste 300A | (937) 705-6286 |
| 7 | Farmers Insurance - Andrew Ander | 1360 N Fairfield Rd | (937) 320-9999 |
| 8 | Competitive Insurance Group | 2496 Commons Blvd | (937) 552-2055 |
| 9 | Guardian Assurance | 2555 Kenmont Ct | (937) 912-0019 |
| 10 | Papanek Insurance | 4048 Colonel Glenn Hwy | (937) 716-1935 |
Michael Saylor - State Farm Insurance Agent serves the Beavercreek, Ohio, area and surrounding Greene County communities, offering commercial insurance coverage for local businesses. The agency helps entrepreneurs and established companies protect their assets, property, and liability exposures. Business owners have access to specialized policies that address industry-specific risks and operational needs. The agency handles general liability policies and commercial property insurance for retailers and offices in this region.
Mick Lundy - State Farm Insurance Agent in Beavercreek, OH provides commercial insurance coverage designed to protect local businesses from common financial risks. Its service plans include policy reviews to ensure appropriate liability and property limits, as well as assistance with claims filing and policy adjustments as operations change. The agency services a range of commercial property types, including single-family homes used for business, apartment complexes, retail storefronts, and restaurants.
Matulka Insurance Agency in Beavercreek, Ohio serves local businesses, property managers, and commercial property owners who need liability protection and property coverage. The agency helps these clients evaluate their unique operational risks and secure appropriate insurance policies to safeguard their assets and daily operations. By assessing each business’s specific exposures, the agency matches coverage to actual needs rather than offering generic solutions. This commercial insurance service also extends to nearby communities in the greater Dayton metropolitan area, including clients operating in Fairborn.
Miller Insurance & Financial Services, LLC in Beavercreek, OH offers both one-time policy placements and recurring service options for businesses needing ongoing coverage adjustments. Commercial insurance agents here typically help companies secure general liability, property, and workers compensation protection against operational risks. This agent’s client consultations focus on matching coverage limits to specific industry exposures rather than generic package deals. Service runs exclusively on an as-needed basis, allowing clients to request support only when new contracts, equipment purchases, or seasonal workforce changes require policy updates.
Reichley Insurance Agency powered by OneDigital serves the Beavercreek, Ohio area and surrounding communities, handling commercial insurance policies for local businesses. It assists clients with essential coverage like general liability, property insurance, and workers’ compensation. The agency addresses each unique risk profile by thoroughly analyzing the operational needs of a business before presenting available options. For a typical job, it begins with a consultation to assess specific exposures and then designs a customized coverage plan that aligns with the company’s industry and budget.
As Beavercreek businesses prepare for winter weather, property owners often need to review their liability protections. Shelter Insurance offers commercial insurance policies designed to cover local shops, professional offices, and small enterprises. Policies can include general liability, property coverage, and business interruption options. Agents work closely with business owners to match coverage to their specific operations and asset sizes. The company concludes every new policy request by scheduling a thorough on-site inspection of the premises to identify all current risk exposures before finalizing the coverage details.
Farmers Insurance - Andrew Ander in Beavercreek, OH offers commercial insurance agent services tailored to local businesses. It specializes in guiding company owners through selecting appropriate liability coverage and protecting their assets. Beyond policy placement, the agency provides risk assessments and ongoing policy reviews to adjust for business growth or operational changes. As Ohio’s seasons shift, it helps business owners prepare for potential weather disruptions, such as helping to secure property and vehicle coverage needed before the winter snow and ice arrive.
Guardian Assurance, a commercial insurance agent in Beavercreek, OH, provides coverage for local businesses facing standard operational risks like property damage and general liability. It works closely with small to midsize firms across the area to help secure policies that address specific workplace exposures and legal requirements. Service includes reviewing current coverage needs before policy renewal. For added protection, Guardian Assurance also offers business interruption insurance, which helps replace lost income during unexpected closures.
Papanek Insurance provides commercial insurance coverage for businesses in Beavercreek, OH. The company specializes in tailoring liability protection and property insurance policies to meet the operational needs of local enterprises. It also works to identify unique risk exposures, offering relevant endorsements to safeguard a business’s specific assets and daily operations. Its services are designed to serve a range of commercial sectors, including professional offices, warehouses, and food service establishments.
What Does a a Commercial Insurance Agent in Beavercreek Cost?
Typical costs for a commercial insurance policy in Ohio range from 500 to 3000 dollars per year for a small business, depending on industry and coverage limits. Larger businesses or those with higher risks may pay 5000 to 15000 dollars or more annually. Factors like payroll, revenue, and claims history affect premiums. This is general information and not insurance advice.
About commercial insurance agents in Beavercreek
Commercial insurance agents in Beavercreek Ohio help business owners protect their assets with tailored coverage. Ohio law requires certain businesses to carry workers compensation insurance through the Ohio Bureau of Workers Compensation. Local agents understand the specific risks for companies in Greene County and can guide you through Ohio commercial insurance requirements.
Frequently Asked Questions
What types of commercial insurance do Beavercreek businesses need?
Common types include general liability, property insurance, and workers compensation. Ohio law mandates workers comp for most employers with one or more employees. Agents can also help with professional liability and commercial auto coverage.
How do Ohio insurance regulations affect my business policy?
Ohio is a tort state for auto insurance, meaning fault determines liability. The Ohio Department of Insurance regulates all commercial carriers. Your agent can explain how Ohio specific laws like the statute of limitations for property claims affect your coverage.
Can a commercial insurance agent help with Ohio business compliance?
Yes. Agents can advise on Ohio required coverages such as workers compensation and commercial auto minimums. They also help you understand Ohio business owner policy options and any local Beavercreek zoning or licensing insurance requirements.
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