The top-rated commercial insurance agent in Westerville, Ohio is Exact Medicare - Medicare Plans, rated 4.9 stars across 5,052 reviews. Other highly rated options include INSocial Risk Advisors, Masters Insurance Group, Lee Miranda at Comparion Insurance Agency. This directory lists 21 commercial insurance agents serving Westerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Exact Medicare - Medicare Plans | 550 Polaris Pkwy #510 | (937) 817-0289 |
| 2 | INSocial Risk Advisors | 283 S State St STE 102 | (800) 886-2398 |
| 3 | Masters Insurance Group | 178 W Schrock Rd Suite A | (614) 471-7676 |
| 4 | Lee Miranda at Comparion Insurance Agency | 600 N Cleveland Ave #190 | (614) 458-2011 |
| 5 | Megan Brooks at Comparion Insurance Agency | 600 N Cleveland Ave #190 | (614) 245-6154 |
| 6 | Issam Insurance Agency, LLC | 470 Olde Worthington Rd # 200 | (614) 418-1792 |
| 7 | Impact Insurance Agency | 111 Commerce Park Dr B | (614) 324-2641 |
| 8 | The Harmony Agency: Allstate Insurance | 510 S State St | (614) 442-7777 |
| 9 | Steadfast Insurance LLC | 167 S State St #175 | — |
| 10 | Highfield Insurance Agency LLC | 155 Commerce Park Dr | (614) 882-3141 |
Exact Medicare - Medicare Plans serves clients throughout Franklin County and the greater Westerville, Ohio area, focusing on commercial insurance agency services including individual and group coverage solutions. Its advisors help local businesses and residents understand plan options and navigate regulatory requirements. Typical work involves comparing policy benefits for clients seeking health or supplemental insurance. The company specializes in Medicare Advantage plans and Medicare Supplement insurance for the Westerville community.
INSocial Risk Advisors in Westerville, OH provides commercial insurance services including general liability, property coverage, and business interruption protection. It further offers tailored risk assessment and policy review plans to help businesses maintain adequate coverage through periodic consultations. Local enterprises benefit from dedicated support for claims management and coverage adjustments over time. The agency serves single-family homes, apartments, retail stores, and restaurants throughout the area.
Masters Insurance Group serves businesses and commercial property managers in Westerville, Ohio, by arranging coverage for general liability, property, and workers’ compensation. It also helps local contractors, retail operators, and professional offices manage their particular risk exposures through tailored insurance policies. The agency works with multiple carriers to provide competitive options for its clients’ protection needs. Its service area extends to neighboring communities throughout the broader Columbus metropolitan region.
Lee Miranda at Comparion Insurance Agency serves Westerville, Ohio and the surrounding communities in the central part of the state. It handles commercial insurance needs for local businesses, including property and liability coverage. The agency also assists with workers compensation and commercial auto policies. To manage a typical job, Lee Miranda reviews the specific risks a business faces and then matches those exposures to appropriate coverage options from a selection of available carriers.
Megan Brooks at Comparion Insurance Agency in Westerville, OH, assists clients with both one-time commercial policies, such as general liability for a single project, and recurring coverage, like annual business owner policies. These options protect local enterprises from property damage, lawsuits, and income loss common in the area. Each policy is tailored to the specific risks of the business’s operations and location. Service appointments are available on a one-time, scheduled, or as-needed basis to suit varying client needs.
Issam Insurance Agency, LLC provides commercial insurance agent services in Westerville, Ohio, focusing on coverage for local businesses, including general liability, property protection, and specialized policies such as workers’ compensation. The agency works with small and mid-sized enterprises across various industries to help evaluate their particular risk exposures and secure appropriate plans. It also assists with ongoing policy adjustments as businesses expand or change operations. As winter weather approaches, it helps owners review commercial auto and snow removal liability coverage to manage seasonal hazards.
Impact Insurance Agency in Westerville, Ohio provides businesses with essential liability and property coverage options for daily operations. The agency also specializes in arranging customized add-ons such as business interruption insurance and equipment breakdown protection. In the local market, its commercial policies help safeguard firms against common risks like property damage and third-party claims. This agency routinely works with a range of commercial sectors, including professional offices, warehousing facilities, and full-service food establishments.
As local businesses in Westerville prepare for seasonal shifts in inventory and operations, The Harmony Agency: Allstate Insurance works with commercial clients to adjust their coverage accordingly. The agency helps business owners evaluate general liability, property, and workers’ compensation needs to protect against common regional risks. Each policy review begins with a careful analysis of the current operation, followed by a thorough initial inspection of the premises to identify exposures and recommend appropriate adjustments.
Highfield Insurance Agency LLC serves the commercial insurance needs of Westerville, OH. They handle coverage for local businesses, including property, liability, and workers’ compensation policies tailored to different industries. Their work focuses on assessing risks unique to the area and structuring insurance plans that offer adequate protection. Client follow-up at renewal helps adjust coverage as operations grow or change, and they remain available for service between regular visits to answer questions or support policy adjustments.
What Does a a Commercial Insurance Agent in Westerville Cost?
Commercial insurance costs in Ohio vary widely by business type size and location. A small retail shop in Westerville might pay 500 to 1500 dollars per year for general liability. Workers compensation premiums are set by Ohio classification codes and can range from a few hundred to several thousand dollars annually. This is general information and not insurance advice.
About commercial insurance agents in Westerville
Commercial insurance agents in Westerville Ohio help local businesses find coverage for property liability workers compensation and commercial auto. Ohio law requires employers with one or more employees to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a qualified private carrier. A local agent can explain how Ohio specific regulations affect your business policy needs.
Frequently Asked Questions
What types of commercial insurance do Westerville businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. Ohio law mandates workers compensation for most employers. Your agent can assess risks specific to your industry and location.
How does Ohio workers compensation work for Westerville businesses?
Ohio requires most employers to obtain workers compensation coverage through the state fund or a certified self insured plan. A commercial insurance agent can help you choose the right option and ensure compliance with Ohio Revised Code Chapter 4123.
Can a Westerville agent help with business interruption insurance?
Yes many agents offer business interruption coverage which replaces lost income if your business must close due to a covered event. This is not required by Ohio law but is often recommended for local retail and service businesses.
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