The top-rated commercial insurance agent in Medina, Ohio is Chris Winkelmann - State Farm Insurance Agent, rated 4.9 stars across 576 reviews. Other highly rated options include Hertvik Insurance Group, Michael Foster - State Farm Insurance Agent, Lake Shore Insurance Agency. This directory lists 20 commercial insurance agents serving Medina.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Winkelmann - State Farm Insurance Agent | 2534 Medina Rd | (330) 764-4702 |
| 2 | Hertvik Insurance Group | 2211 Medina Rd Suite 300 | (800) 467-3254 |
| 3 | Michael Foster - State Farm Insurance Agent | 3745 Medina Rd Ste F | (440) 238-1995 |
| 4 | Lake Shore Insurance Agency | 119 N Elmwood Ave | (330) 722-2800 |
| 5 | Northeast Insurance Group LLC | 387 Medina Rd Suite 800 Unit B | (330) 295-3375 |
| 6 | Lazor Agency | 404 N Court St | (330) 722-4444 |
| 7 | Wichert Insurance | 119 N Court St | (330) 723-3631 |
| 8 | TWFG - David Kohut Insurance | 3812 Pearl Rd #22B | (330) 542-6400 |
| 9 | Farmers Insurance - Steve Marshall | 790 Lafayette Rd Ste 4 | (330) 591-4211 |
| 10 | Thomas Muntean American Family Insurance | 435 W Liberty St | (330) 721-7716 |
Chris Winkelmann - State Farm Insurance Agent serves the Medina, Ohio metro area, offering commercial insurance policies to local business owners. This agency works with companies to assess their liability and property coverage needs, helping them choose appropriate protection for their operations. Typical services include general liability, workers’ compensation, and commercial auto insurance. Chris Winkelmann also assists with business owner’s policies for small shops and service providers in the region.
Hertvik Insurance Group in Medina, OH provides a full range of commercial insurance agent services, including policy review, risk assessment, and claims assistance for area businesses. It also offers ongoing account maintenance and periodic coverage audits to ensure policies adapt to changing operational needs. The agency partners with multiple carriers to tailor protection plans. Properties serviced by the firm include single-family rental homes, multi-unit apartment buildings, neighborhood retail spaces, and locally owned restaurants.
Michael Foster - State Farm Insurance Agent in Medina, OH, serves homeowners, businesses, and property managers in need of commercial insurance solutions. The agency helps local enterprises secure coverage for liability, property, and business interruption risks. For business owners, it also offers workers compensation and commercial auto policies to protect their daily operations. Clients can discuss their specific insurance needs with the agent to find appropriate policy options. The firm additionally serves the broader Greater Cleveland area, including nearby communities such as Wadsworth and Brunswick.
Serving businesses in Medina, Ohio, and the surrounding communities, Lake Shore Insurance Agency handles a wide range of commercial insurance needs. The agency addresses coverage for property, liability, and business interruption risks that local companies regularly face. To protect clients from unforeseen losses, it evaluates each operation’s unique exposures and tailors policy structures accordingly. For every assignment, the agency reviews current risk profiles and negotiates with carriers to secure appropriate protection within the client’s operational budget.
Northeast Insurance Group LLC in Medina, OH distinguishes between one-time commercial policy evaluations and recurring coverage adjustments, tailoring each to evolving business risks. As a commercial insurance agent, the company addresses general liability, property, and workers’ compensation exposures common among local enterprises. Service engagements follow a scheduled cycle, with regular reviews during renewal periods to align protection with operational changes, supplemented by as-needed consultations when unforeseen exposures arise.
Lazor Agency provides commercial insurance for local businesses, including general liability and property coverage tailored to various industries. It also advises clients on risk management strategies to protect their operations. The company serves the Medina, Ohio area, helping business owners secure policies that address their specific commercial needs. For example, it assists retail stores in preparing for increased liability during the winter holiday season.
Before a fresh Medina season sends hail or heavy snow across a commercial roof, Wichert Insurance reviews each business policy for adequate coverage. As a local commercial insurance agent, the company helps shop owners, contractors, and professional offices select general liability or property policies suited to their daily risks. They listen to a client’s operational concerns before matching coverage to that specific operation. This process always begins with an on-site inspection of the property and a careful review of current contract exposures.
TWFG - David Kohut Insurance provides residential insurance services for homeowners and renters in Medina, Ohio. The agency also assists local businesses with commercial insurance coverage, addressing property, liability, and related risks throughout the greater Medina area. Policyholders benefit from clear explanations of coverage options and regular policy reviews during scheduled appointments. Follow-up contact is made to address questions or adjust coverage between these regular visits, ensuring ongoing support.
Farmers Insurance - Steve Marshall in Medina, OH provides commercial insurance coverage for local businesses. The agency specializes in tailoring policies with add-ons such as general liability protection and property insurance for company assets. It also offers customizable plans to address specific operational risks. Businesses that may benefit from its services include professional offices, warehouses requiring inventory and equipment coverage, and food service operations ranging from restaurants to catering facilities.
What Does a a Commercial Insurance Agent in Medina Cost?
Commercial insurance costs in Ohio vary widely by industry and risk level. A small retail business might pay 500 to 1,500 per year for general liability, while a construction company could pay 3,000 to 10,000 or more. Workers compensation rates are set by the Ohio Bureau of Workers Compensation based on classification codes and payroll. This is general information and not insurance advice.
About commercial insurance agents in Medina
Commercial insurance agents in Medina Ohio help business owners protect their assets and operations. Ohio law requires certain businesses to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a qualified private carrier. A local agent can explain how Ohio commercial general liability and property policies apply to your specific industry in Medina County.
Frequently Asked Questions
What types of commercial insurance do Ohio businesses need?
Ohio law requires workers compensation insurance for most employers. Many businesses also need general liability, commercial property, and commercial auto insurance. An agent can help you determine which coverages are necessary for your operations.
How does Ohio workers compensation work for small businesses?
Ohio is a monopolistic state for workers compensation, meaning the state fund is the primary provider. Private carriers offer alternative coverage through the Ohio Bureau of Workers Compensation. An agent can explain the requirements and help you choose the right option.
Can a commercial insurance agent help with Ohio business auto insurance?
Yes. Ohio requires all vehicles to have liability insurance, including business vehicles. A commercial auto policy covers vehicles used for work purposes and meets Ohio minimum liability limits of 25,000 per person and 50,000 per accident for bodily injury.
Commercial Insurance Agents in Other Ohio Cities
Akron · Avon Lake · Beavercreek · Boardman · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Cleveland · Columbus · Cuyahoga Falls · Dayton · Delaware · Dublin