The top-rated commercial insurance agent in Lakewood, Ohio is Lindsay Perrico - State Farm Insurance Agent, rated 4.9 stars across 487 reviews. Other highly rated options include HealthMarkets Insurance - Carl Lishing, Zingale & Associates, Lynard Zingale: Allstate Insurance. This directory lists 12 commercial insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lindsay Perrico - State Farm Insurance Agent | 14583 Madison Ave | (216) 521-0337 |
| 2 | HealthMarkets Insurance - Carl Lishing | 16506 Detroit Ave | (216) 228-0765 |
| 3 | Zingale & Associates | 13400 Madison Ave Unit B | (216) 677-8207 |
| 4 | Lynard Zingale: Allstate Insurance | 13430 Madison Ave | (216) 393-3300 |
| 5 | Steve Schons - State Farm Insurance Agent | 16815 Madison Ave | (216) 228-6333 |
| 6 | Tighes' Insurance Agency Inc | 15712 Madison Ave | (216) 228-5656 |
| 7 | LEUSCH Insurance Services Agency, Inc. / INSURANCE CONCEPTS | 16903 Fischer Rd | (216) 228-3333 |
| 8 | Buckeye Senior Benefits Insurance Agency | 1365 Ethel Ave | (440) 847-9255 |
| 9 | Alliance Insurance Agency | 16004 Detroit Ave #3 | (216) 801-4372 |
| 10 | Robert Myers Insurance Agency | 14701 Detroit Ave #511 | (216) 227-3300 |
Lindsay Perrico's State Farm Insurance Agent agency serves the Lakewood, Ohio, area and surrounding communities with commercial insurance solutions. The agency works with local business owners to assess property and liability exposures. It also helps clients understand policy coverages and risk management strategies. Commercial clients in Lakewood rely on the agency for general liability and commercial property insurance.
HealthMarkets Insurance - Carl Lishing provides a complete range of commercial insurance services in the Lakewood, OH area. Its service plans typically include thorough risk assessment and policy management to help local businesses maintain proper coverage. Working with businesses of all sizes, the agency can address general liability, property, and workers’ compensation needs. Its maintenance plans often involve periodic policy reviews to adjust for changes in operations or assets. The agency works with commercial properties that include single-family homes, apartments, retail locations, and restaurants.
Zingale & Associates serves homeowners, business owners, and property managers in Lakewood, Ohio, providing commercial insurance agent services. The company helps clients evaluate liability, property, and workers’ compensation coverage needs to protect their operations and assets. Policies are selected from multiple carriers to match each customer’s risk profile and budget. In addition to serving the Lakewood area, the agency also works with clients in neighboring Cleveland Heights.
Located in Lakewood, OH, Lynard Zingale: Allstate Insurance serves businesses in Lakewood and the surrounding communities of the greater Cleveland area. It handles commercial insurance agent work, assisting local companies with general liability, property coverage, and workers’ compensation policies. The agency focuses on customizing coverage to match each client’s specific business operations and risk exposure. To handle a typical job, it begins with a thorough review of the company’s assets and daily activities before recommending appropriate policy options.
Steve Schons - State Farm Insurance Agent in Lakewood, OH offers commercial insurance clients a choice between one-time policy placements and recurring service agreements. Coverage options include property, liability, and business interruption protections tailored to local small and mid-sized enterprises. Policies are designed to address common regional commercial risks. Service is available on an as-needed basis for claims or policy adjustments, with scheduled renewals handled annually.
Tighes’ Insurance Agency Inc specializes in custom commercial coverage for local independent businesses and regional enterprises in the Lakewood, Ohio area. It also handles general liability, property, and workers’ compensation policies tailored to diverse operational needs. The agency works with clients to understand their unique risk profiles and adjust coverage limits accordingly. As autumn transitions into winter, it helps businesses review their policies for cold-weather exposures, such as snow removal liability and potential frozen pipe damage.
As the Lakewood business district prepares for seasonal shifts, local companies often reassess their liability and property coverage needs. LEUSCH Insurance Services Agency, Inc. / INSURANCE CONCEPTS works with commercial clients throughout the area to review policies for changing inventories, new equipment, or additional hired vehicles. Their work focuses on matching each business with coverage that addresses its specific operational exposures, such as general liability, workers compensation, or commercial property. An agent begins this process by scheduling a consultation to inspect the premises and discuss current risk factors.
Based in Lakewood, Ohio, Buckeye Senior Benefits Insurance Agency works with businesses to structure their commercial insurance coverage. The company offers general liability and property insurance policies as standard options. For businesses needing more tailored protections, the agency also handles important add-ons like business interruption and cyber liability coverage. This allows their clients to address specific operational risks beyond a basic package. Their services are available to a range of commercial sectors, including professional offices, warehouses, and food service establishments.
Alliance Insurance Agency in Lakewood, OH is known for serving local businesses with tailored commercial coverage policies. Its service range includes general liability, property insurance, and workers’ compensation plans designed for small and mid-sized enterprises. The agency helps business owners assess their unique risks and obtain appropriate protection. These services are essential for companies operating in the region's diverse commercial environment. Additionally, the agency can add on specialized professional liability insurance for consultants and service providers.
Robert Myers Insurance Agency provides homeowners and renters protection for properties throughout Lakewood, OH, matching policy options to individual household needs. The firm also specializes in commercial insurance for local businesses, offering coverage tailored to different industries and operations. They serve the greater Lakewood area, helping business owners assess liability, property, and risk management solutions. Between regular policy reviews and claims follow-ups, the agency keeps in touch with clients regarding coverage adjustments or renewal dates, ensuring ongoing service continues beyond the initial placement.
What Does a a Commercial Insurance Agent in Lakewood Cost?
Typical commercial insurance costs in Ohio depend on your business class and coverage limits. A small Lakewood office may pay 400 to 1200 dollars annually for a business owner policy. A restaurant or bar often pays 2000 to 6000 dollars per year due to higher liability risks. Workers compensation rates are set by the Ohio Bureau of Workers Compensation based on industry classification and payroll. This is general information and not insurance advice. Consult a licensed agent for a quote specific to your business.
About commercial insurance agents in Lakewood
Commercial insurance agents in Lakewood Ohio help business owners protect their assets with tailored coverage. Ohio law requires certain businesses to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a qualified private carrier. Local agents understand the specific risks facing Lakewood businesses from retail shops to professional offices.
Frequently Asked Questions
What types of commercial insurance do Lakewood businesses need?
Common coverages include general liability property insurance and workers compensation. Ohio law mandates workers comp for most employers with one or more employees. Agents can also recommend professional liability or commercial auto policies based on your business activities.
How do I choose a commercial insurance agent in Lakewood Ohio?
Look for an agent licensed in Ohio with experience in your industry. Verify they hold a valid Ohio insurance license through the Ohio Department of Insurance. Ask about their familiarity with Lakewood zoning and local business requirements.
What is the typical cost for commercial insurance in Ohio?
Costs vary widely by business type size and risk profile. A small retail shop might pay 500 to 2000 dollars per year for general liability. A construction contractor could pay 5000 to 15000 dollars or more. Premiums are influenced by payroll revenue and claims history.
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