The top-rated commercial insurance agent in Minot, North Dakota is Jessica Aardahl - State Farm Insurance Agent, rated 5.0 stars across 278 reviews. Other highly rated options include Paul Siebert - State Farm Insurance Agent, Michael A Lucy Agency Inc American Family Insurance, Kim Albert Agency: Allstate Insurance. This directory lists 20 commercial insurance agents serving Minot.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jessica Aardahl - State Farm Insurance Agent | 2151 36th Ave SW Suite C | (701) 839-3436 |
| 2 | Paul Siebert - State Farm Insurance Agent | 500 20th Ave SW B | (701) 852-1060 |
| 3 | Michael A Lucy Agency Inc American Family Insurance | 605 31st Ave SW #2 | (701) 852-1078 |
| 4 | Kim Albert Agency: Allstate Insurance | 2825 S Broadway Ste 2 | (701) 852-1460 |
| 5 | Michael E Braun - State Farm Insurance Agent | 816 31st Ave SW Ste A | (701) 838-0713 |
| 6 | Farmers Insurance - Miranda Schuler | 811 S Broadway Ste B | (701) 838-8144 |
| 7 | Donovan Insurance Agency LLP | 1600 2nd Ave SW Ste 15 | (701) 838-0614 |
| 8 | Heritage Insurance Services | 2201 36th Ave SW unit a | (701) 858-7100 |
| 9 | Pinnacle Employee Benefits | 710 31st Ave SW STE 3 | (701) 858-0058 |
| 10 | Farmers Insurance - Kellen Latendresse | 304 18th Ave SW Ste C | (701) 838-2011 |
Jessica Aardahl - State Farm Insurance Agent serves the Minot, North Dakota area as a commercial insurance agent. The business works with local companies to provide policies that protect against common operational risks. These policies typically include coverage for property damage, liability claims, and business interruption. Customizing coverage is an important part of helping each enterprise meet its specific needs. This agency handles general liability policies and workers compensation coverage for businesses operating in the region.
Paul Siebert - State Farm Insurance Agent in Minot, ND, offers a range of commercial insurance services, including liability and property coverage to protect business assets. Service plans often involve periodic policy reviews to adjust coverage as operations change or expand. The agency also provides support for claims processing and risk management consultations to help prevent losses. It services a variety of properties, from single-family homes and apartments to retail stores and restaurants.
Serving Minot and the surrounding communities in north-central North Dakota, Michael A Lucy Agency Inc American Family Insurance provides commercial insurance agent services for local businesses. It handles coverage for property, liability, and related commercial risks facing small to mid-sized operations in the region. To address each client's unique exposures, the agency begins with a thorough review of the business operations and then customizes a policy to fit the specific needs and budget constraints.
Kim Albert Agency: Allstate Insurance serves local homeowners, businesses, and property managers seeking commercial insurance coverage in Minot, North Dakota. The agency provides policies tailored to protect commercial assets from liability, property damage, and weather-related risks common to the region. Business owners discuss their coverage needs during personalized consultations focused on appropriate risk management. The agency works alongside nearby Burlington residents and companies in securing suitable commercial insurance solutions.
Michael E Braun operates a commercial insurance agency in Minot, ND, distinguishing between one-time policies for isolated risks and recurring coverage to support ongoing business operations. The agency addresses property and liability needs specific to local enterprises, helping protect assets from common regional exposures such as weather events or workplace incidents. Service arrangements may follow a one-time purchase for special projects or a scheduled renewal cycle for continuous protection, with additional availability on an as-needed basis to accommodate new or changing business requirements.
As winter snow and ice create hazardous conditions for Minot businesses, securing proper liability and property coverage becomes essential. Farmers Insurance, operated by Miranda Schuler, provides commercial insurance solutions tailored to local risks like storefront slip-and-fall claims or equipment damage. The agency guides North Dakota contractors, retailers, and service providers in assessing their unique exposures to craft appropriate policies. Whether a client is starting a new venture or updating existing plans, the process begins with a thorough review of operations and assets during an initial on-site inspection.
Donovan Insurance Agency LLP in Minot, ND, offers tailored commercial property coverage for businesses with physical locations and liability protection for everyday operations. It also serves local enterprises by structuring policies that address inventory, equipment, and professional risks unique to this region. The agency routinely assists clients with securing general liability and workers’ compensation plans suitable for seasonal industries such as agriculture and construction. As winter approaches each year, Donovan Insurance Agency LLP focuses on updating commercial auto and snow removal liability policies for contractors facing icy road conditions.
Heritage Insurance Services provides commercial coverage for businesses in and around Minot, North Dakota, tailoring policies to address the specific liability and property risks local enterprises face. As an agency, it structures plans that protect company assets, vehicles, and daily operations. The firm can serve a variety of commercial sectors, including professional offices, warehouses requiring inland marine coverage, and food service establishments needing protection for equipment and general liability.
Pinnacle Employee Benefits provides residential insurance services in Minot, including coverage for homeowners and personal property. The company extends these same protective services to local commercial clients, helping businesses manage liability, property, and operational risks across the region. Serving the broader area around Minot, the agency works closely with clients to adjust coverage as needs evolve. Between regular policy reviews and renewal cycles, the agent follows up to address any changes in risk or questions that arise.
Farmers Insurance - Kellen Latendresse in Minot, ND is known for providing commercial insurance coverage tailored to local businesses. Its service range includes property, liability, and vehicle protection for small to midsize operations. General commercial insurance agents in this area help business owners manage risks associated with weather, liability claims, and equipment losses. The agency works to identify exposures and recommends appropriate policies for a business’s specific industry. As an add-on, it can arrange workers’ compensation insurance to cover employee injuries on the job.
What Does a a Commercial Insurance Agent in Minot Cost?
Commercial insurance costs in North Dakota vary by business type size and location. For a small business in Minot general liability insurance may cost between 400 and 1500 dollars per year. Workers compensation premiums depend on payroll and industry classification rates set by the state. This is general information and not insurance advice.
About commercial insurance agents in Minot
Commercial insurance agents in Minot North Dakota help businesses protect their assets and meet legal requirements. North Dakota law requires all employers to carry workers compensation insurance through the state fund or a qualified private carrier. Local agents can guide you through coverage options for liability property and auto insurance.
Frequently Asked Questions
What types of commercial insurance do Minot businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto insurance. North Dakota law mandates workers comp for most employers and commercial auto insurance for business vehicles. An agent can help you assess your specific risks.
How do I choose a commercial insurance agent in Minot?
Look for an agent licensed in North Dakota with experience in your industry. Check their knowledge of local regulations and ask about their carrier options. Many agents offer free consultations to review your business needs.
Does North Dakota have special insurance requirements for contractors?
Yes contractors in North Dakota must carry workers compensation insurance and general liability coverage. They also need to provide proof of insurance to obtain a state contractors license. An agent can help you meet these requirements.
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