The top-rated commercial insurance agent in Bismarck, North Dakota is Roberta Storm - State Farm Insurance Agent, rated 4.9 stars across 228 reviews. Other highly rated options include Farmers Insurance - Kyle Herman, Farmers Insurance - Tamie Schmidt, Shane Splonskowski Agency Inc American Family Insurance. This directory lists 20 commercial insurance agents serving Bismarck.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Roberta Storm - State Farm Insurance Agent | 116 S Hannifin St | (701) 258-0123 |
| 2 | Farmers Insurance - Kyle Herman | 1022 E Divide Ave Ste C | (701) 255-3655 |
| 3 | Farmers Insurance - Tamie Schmidt | 523 N 4th St Ste 201 | (701) 222-4300 |
| 4 | Shane Splonskowski Agency Inc American Family Insurance | 1830 E Century Ave suite 6 | (701) 258-5454 |
| 5 | Professional Insurance Services | 1155 Burlington Dr suite a | (701) 224-9945 |
| 6 | Bain Agency | 1500 E Capitol Ave | (701) 223-2233 |
| 7 | A & M Insurance Agency | 1401 Skyline Blvd #220 | (701) 250-6417 |
| 8 | Steffes Agency | Central Ave Hazen, 1155 Burlington Dr Suite B 213 | (701) 255-6144 |
| 9 | Gateway Insurance | 4501 Coleman St Suite 108 | (701) 223-5812 |
| 10 | Farmers Union Insurance: Ryan Schnell Agency | 1661 Capitol Way Ste 100 | (701) 355-7783 |
Roberta Storm - State Farm Insurance Agent serves the Bismarck, North Dakota area, providing commercial insurance solutions for local business owners. Her agency works with companies to evaluate risks and secure policies that protect their assets and operations. The team assists with business property coverage, liability protection, and workers' compensation plans tailored to industry needs. They also help manage commercial auto policies for vehicles used in company work and recommend appropriate coverage limits for different size enterprises.
Farmers Insurance - Kyle Herman provides a wide range of commercial insurance services tailored to businesses in the Bismarck area. Its service plans focus on assessing each client’s unique operational risks and offering appropriate coverage packages. The agency works with business owners to select policies that address liability, property damage, and other common exposures. It services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Tamie Schmidt serves homeowners, businesses, and property managers in Bismarck, North Dakota, by providing commercial insurance agent services. These professionals work with local enterprises to assess their specific liability, property, and coverage needs. The agency helps clients secure financial protection for their operations against common regional risks such as severe weather or equipment breakdowns. Its service area also includes nearby communities like Mandan and the wider Burleigh County metro region.
Serving Bismarck and the surrounding communities of central North Dakota, Shane Splonskowski Agency Inc American Family Insurance handles commercial insurance for local businesses. It focuses on policies that protect property, liability, and operational risks faced by regional enterprises. Understanding that every business has different exposures, the agency starts with a detailed review of the client’s operations. It then recommends customized coverage options designed to address those specific needs, ensuring business owners can manage their risks with confidence.
Some commercial insurance policies require a single transaction, such as a contractor seeking coverage for a specific project, while other policies provide ongoing protection for a business's general operations. Professional Insurance Services offers both options to align with each client's needs alongside tailored liability, property, and workers compensation coverages typical for businesses in Bismarck. Their service model operates on either a one-time placement for short-term needs or an as-needed basis for evolving commercial risk profiles.
From winter winds to the summer construction season, businesses in Bismarck face unique risks to their property and operations. Bain Agency helps commercial clients navigate these exposures by offering insurance solutions tailored for local shops, farms, and contractors. They begin by reviewing a client’s current coverages and specific industry needs, then present clear policy options. An initial inspection of the premises or job site is typically scheduled before finalizing any new commercial policy.
A & M Insurance Agency in Bismarck, North Dakota provides coverage for businesses facing everyday operational risks. Specialties beyond general liability include commercial property protection and optional endorsements for equipment breakdown. It serves the region’s diverse commercial sectors, including professional offices requiring professional liability cover, warehouses needing inventory and building protection, and food service establishments seeking policies for equipment and premises liability.
Steffes Agency specializes in commercial insurance for businesses in Bismarck, ND, offering coverage for property, liability, and worker protection. It works closely with local enterprises to tailor policies that address operational risks and regulatory requirements. The agency helps clients assess their unique exposures and adjust coverage as their business evolves. As winter can cause icy parking lots or delivery delays, Steffes Agency assists with snow-related claims and temporary shutdown provisions.
Located in Bismarck, ND, Gateway Insurance provides residential insurance services for local homeowners and renters. The agency also represents commercial insurance clients, offering coverage policies tailored to area businesses ranging from small retail shops to larger enterprises serving the region. Services are available throughout the Bismarck-Mandan metropolitan area and surrounding communities. Follow-up consultations are arranged periodically to review policy adjustments between regular scheduled visits or claim updates.
Farmers Union Insurance: Ryan Schnell Agency is a commercial insurance agent in Bismarck, ND, known for helping local businesses secure tailored coverage. The agency evaluates operational risks for a range of enterprises, from independent shops to larger regional firms. It designs policies that address property, liability, and worker protection needs, aiming to match each client’s distinct industry exposures. A specialty the agency offers is commercial auto coverage for regional fleets or delivery vehicles.
What Does a a Commercial Insurance Agent in Bismarck Cost?
The cost of commercial insurance in North Dakota varies widely by industry size and risk level. A small retail shop in Bismarck might pay 500 to 1500 per year for general liability while a construction company could pay 5000 to 15000 or more for combined coverage. Workers compensation rates are set by the state based on job classification and claims history. This is general information not insurance advice.
About commercial insurance agents in Bismarck
Commercial insurance agents in Bismarck North Dakota help business owners find coverage for general liability property and workers compensation. North Dakota law requires most employers to carry workers compensation insurance through the state fund or a qualified private carrier. Local agents understand the specific risks faced by businesses in the Bismarck area including agriculture energy and retail sectors.
Frequently Asked Questions
What types of commercial insurance do agents in Bismarck offer?
Agents in Bismarck offer general liability property insurance workers compensation commercial auto and professional liability. They also provide specialized policies for agriculture construction and energy businesses common in North Dakota.
Is commercial auto insurance required in North Dakota?
Yes North Dakota law requires commercial vehicles to carry liability insurance with minimum limits of 25000 per person and 50000 per accident for bodily injury. Agents can help you meet these requirements and add coverage for cargo or equipment.
How do North Dakota workers compensation laws affect my business?
North Dakota requires most employers with one or more employees to provide workers compensation coverage through the state fund or a qualified private insurer. Failure to comply can result in fines and legal liability. An agent can help you understand your obligations.
Commercial Insurance Agents in Other North Dakota Cities
Fargo · Grand Forks · Minot · West Fargo · Williston