The top-rated commercial insurance agent in Fargo, North Dakota is Far North Insurance, rated 4.9 stars across 204 reviews. Other highly rated options include Grand Slam Insurance, Dixon Insurance, Superior Insurance. This directory lists 17 commercial insurance agents serving Fargo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Far North Insurance | 3357 39th St S # 1 | (701) 237-6651 |
| 2 | Grand Slam Insurance | 1205 16th Ave S | (701) 356-3265 |
| 3 | Dixon Insurance | 3101 39th St S suite a | (701) 281-8200 |
| 4 | Superior Insurance | 1002 28th St S | (701) 356-3256 |
| 5 | Summit Insurance Agency | 5302 51st Ave S Unit C | (701) 390-1994 |
| 6 | OnPoint Insurance Services | 3575 45th St S Suite #100 | (701) 353-2592 |
| 7 | FM Insurance | 428 25th St S | (701) 271-8110 |
| 8 | Dawson Insurance Agency | 505 Broadway N Suite 100 | (701) 237-3311 |
| 9 | RJ Bailey Insurance Center | 3611 Lincoln St S Ste C | (701) 356-7001 |
| 10 | Yahnke Insurance Agency | 1704 Main Ave | (701) 232-5722 |
Far North Insurance serves the Fargo metro area and surrounding Cass County as a commercial insurance agent. The agency helps local businesses secure coverage tailored to their operations and risks, advising on general liability and property insurance policies. They assist clients with worker’s compensation plans to protect employees on the job. For companies with vehicles, Far North Insurance provides guidance on commercial auto insurance. They also handle policies for business interruption coverage and professional liability protection.
Grand Slam Insurance provides a range of commercial insurance services for businesses in the Fargo area, including general liability, property, and workers compensation coverage. It offers ongoing service through policy review and claims assistance to help maintain protection for its clients. The standard maintenance of annual policy updates ensures coverage remains aligned with operational changes. The agency services a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
Serving Fargo, North Dakota, and the surrounding communities, Dixon Insurance handles commercial insurance for local businesses. It works to understand the specific liabilities and property risks that companies face in this region. The agency then uses this knowledge to place appropriate coverage from its network of carriers. For a typical job, it starts by reviewing a business’s operations and revenue before presenting a clear comparison of policy options and their respective limits and deductibles.
Superior Insurance in Fargo, ND provides commercial coverage tailored for businesses with either one-time policies for short-term projects or recurring options for ongoing operations. General liability, property, and workers’ compensation policies are commonly arranged to protect local enterprises from financial loss. The agency supports claims handling to simplify the process for clients. Service runs on an as-needed basis, allowing business owners to request policy reviews or adjustments whenever their coverage requirements change.
Summit Insurance Agency in Fargo, ND specializes in commercial insurance for small to midsize businesses. It offers tailored coverage for property, liability, and workers’ compensation risks common to the region’s manufacturing, agriculture, and retail sectors. The agency helps local business owners review policy limits, compare quotes from multiple carriers, and adjust coverage as operations grow. Each winter, it assists clients with assessing snow removal liability and freezing pipe exposures that frequently arise during North Dakota’s harsh winter months.
Think about spring storms rolling across the Red River Valley around Fargo. OnPoint Insurance Services helps commercial operators protect equipment and inventory from such seasonal risks. As a local commercial insurance agent, the company matches policy coverage to actual business exposures common in this region. The process begins with a thorough on-site inspection of the property and operations.
FM Insurance serves homeowners, small businesses, and property managers in the Fargo area by offering tailored commercial insurance policies. As a local agent, the company assists clients in assessing risks and selecting appropriate coverage limits for liability, property, and business interruption. The firm works with multiple carriers to match each customer’s unique operational needs and budget. Its coverage area also extends into the neighboring community of Moorhead, Minnesota, serving businesses and property owners across the Red River Valley.
Dawson Insurance Agency in Fargo, ND works with local business owners to secure general liability and property coverage for their commercial operations. Specialties include supplemental policies for equipment breakdown, business interruption, and cyber liability exposures. The agency also structures umbrella liability layers for higher-risk companies. Commercial insurance needs vary widely, and Dawson Insurance Agency addresses these across a range of sectors, including local offices, warehouses, and food service establishments.
RJ Bailey Insurance Center is a commercial insurance agent in Fargo, ND, recognized for helping local businesses manage their coverage needs. The agency works with a range of industries to secure policies that address liability, property, and operational risks common in the region. Services include advising on general liability and workers’ compensation protection. As an additional specialty, it can arrange customized business interruption coverage to help clients maintain revenue after unexpected disruptions.
Yahnke Insurance Agency provides residential insurance services for property owners throughout the Fargo area. The company also offers commercial insurance products tailored for local businesses, covering general liability, property, and workers compensation needs. Clients benefit from personalized risk assessments and coverage options designed to protect their operations. The agency serves businesses across multiple sectors within the region, ensuring continuity with follow-up consultations and policy adjustments between regular renewal visits.
What Does a a Commercial Insurance Agent in Fargo Cost?
Typical costs for commercial insurance in North Dakota vary widely by industry and coverage level. A small retail business might pay between 500 and 1500 dollars per year for general liability insurance. Workers compensation rates in North Dakota are set by the state and average around 1.50 to 3.00 dollars per 100 dollars of payroll depending on risk class. A business with multiple vehicles may pay 1000 to 3000 dollars annually per vehicle for commercial auto insurance. This is general information and not insurance advice.
About commercial insurance agents in Fargo
Commercial insurance agents in Fargo North Dakota help businesses secure coverage for property liability workers compensation and commercial auto risks. North Dakota law requires employers with one or more employees to carry workers compensation insurance through the state fund or a qualified private carrier. Local agents understand the unique needs of Fargo businesses from agriculture to manufacturing and retail.
Frequently Asked Questions
What types of commercial insurance are required in North Dakota?
North Dakota law mandates workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business owned vehicles. General liability insurance is not mandated by state law but is often required by landlords and contracts.
How do I choose a commercial insurance agent in Fargo?
Look for an agent licensed in North Dakota with experience in your industry. Ask about their familiarity with Fargo specific risks such as flood zones or winter weather related claims. Check their reviews and request quotes from multiple agents to compare coverage options.
What factors affect commercial insurance costs in North Dakota?
Costs depend on your business type payroll revenue claims history and location. For example a Fargo construction company may pay higher premiums due to physical labor risks while a retail store may have lower rates. North Dakota weather risks like hail and blizzards can also influence property insurance pricing.
Commercial Insurance Agents in Other North Dakota Cities
Bismarck · Grand Forks · Minot · West Fargo · Williston