The top-rated commercial insurance agent in Wilmington, North Carolina is Able Insurance, rated 4.8 stars across 2,675 reviews. Other highly rated options include Sizemore Insurance - Wilmington, Jonathan Calhoun - State Farm Insurance Agent, Atlantic Coast Insurance Agency. This directory lists 22 commercial insurance agents serving Wilmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Able Insurance | 4008 Oleander Dr | (910) 452-4333 |
| 2 | Sizemore Insurance - Wilmington | 4815 Oleander Dr Ste 100 | (910) 791-1011 |
| 3 | Jonathan Calhoun - State Farm Insurance Agent | 507 Shipyard Blvd | (910) 632-2397 |
| 4 | Atlantic Coast Insurance Agency | 29 S Kerr Ave | (910) 343-0030 |
| 5 | Acrisure Wilmington, NC (Don Bullard) | 110 Dungannon Blvd #150 | (910) 791-5400 |
| 6 | Superior Insurance | 2390 Carolina Beach Rd #101 | (910) 399-6628 |
| 7 | Wells Insurance | 1 N 3rd St | (910) 762-8551 |
| 8 | April Jones Insurance | 1213 Culbreth Dr Suite 455 | (910) 660-0215 |
| 9 | Insurance Solutions | 1201 Floral Pkwy | (910) 332-0404 |
| 10 | ALLCHOICE Insurance | 2018 Eastwood Rd | (910) 500-6116 |
Able Insurance serves businesses in and around Wilmington, North Carolina, as a dedicated commercial insurance agent. The company helps local enterprises secure essential coverage to protect their operations, property, and liability risks common in the region. Understanding the specific needs of the area’s diverse industries, this agency guides clients through the insurance marketplace. Their work includes analyzing unique business exposures and recommending appropriate policies. Able Insurance regularly assists with general liability coverage for contractors and workers’ compensation policies for small to mid-sized firms.
Sizemore Insurance - Wilmington provides a range of commercial insurance services, including policy evaluation and risk assessment for local businesses. Its service plans involve regular account reviews to adjust coverage as a company’s needs evolve, along with straightforward claims assistance. The agency also offers maintenance of insurance portfolios through annual policy check-ins to help clients stay compliant. It typically services properties such as single-family homes, apartment complexes, retail storefronts, and restaurants throughout the Wilmington area.
Serving Wilmington, NC, and the surrounding communities of the Cape Fear region, Jonathan Calhoun - State Farm Insurance Agent offers commercial insurance. The agency handles policies for small-to-medium businesses, addressing general liability, property coverage, and workers' compensation. For each unique operation, the approach begins with a thorough consultation to understand operational risks and inventory needs, then customizes a policy package to provide appropriate protection without overinsuring.
Atlantic Coast Insurance Agency serves businesses and property managers in Wilmington, North Carolina, by providing commercial insurance policies. The agency helps local companies secure coverage for property, liability, and workers' compensation needs. Their services are designed to protect commercial operations from common financial risks in the region. By assessing each client's unique exposures, they arrange appropriate insurance solutions for various industries. The agency also extends its commercial insurance services to the nearby town of Leland, covering businesses across the greater Cape Fear area.
Acrisure Wilmington, NC (Don Bullard) serves local businesses through either one-time policy placements or recurring service packages, ensuring commercial coverage aligns with individual operational needs. Their expertise includes general liability, property, workers' compensation, and commercial auto insurance tailored for this region’s mix of service, retail, and industrial enterprises. By assessing each client’s risk exposure, the agency provides ongoing support and policy adjustments. Service is provided primarily on an as-needed or scheduled renewal basis, adapting to changes in business size or regulatory requirements.
Superior Insurance in Wilmington, NC offers commercial insurance agents specializing in property and casualty coverage for local businesses. Its services include general liability, workers’ compensation, and commercial auto policies tailored to various industries. The agency works closely with clients to assess risks, from retail shops to construction contractors, and reviews coverage annually. After hurricanes or coastal storms common to the Cape Fear region, it assists businesses with claim adjustments and policy updates for flood or wind damage.
As coastal storms and seasonal hurricanes often challenge Wilmington businesses, securing appropriate property and liability coverage becomes a critical priority. Wells Insurance helps local commercial operators evaluate their unique exposures to wind, flood, and general business risks. Based in Wilmington, NC, this commercial insurance agent works directly with owners to design policies that protect assets and maintain operational continuity. All initial service begins with a comprehensive on-site inspection of the business premises to assess current safeguards and identify specific coverage gaps.
April Jones Insurance provides commercial insurance coverage for businesses in the Wilmington, NC area. The agency structures policies to protect clients from common operational risks, including property damage and liability claims. Specialized add-ons are available to address unique challenges such as business income interruption or equipment breakdown. The agent works with owners to customize coverage limits and deductibles for specific needs. It serves a range of commercial sectors including retail offices, storage warehouses, and food service operations.
Insurance Solutions provides residential insurance coverage to property owners in Wilmington, North Carolina, and also offers commercial insurance for local businesses operating in the area. The agency serves clients seeking protection for office buildings, retail storefronts, and other commercial enterprises typical of the coastal region. Commercial agents work to match policies with each business’s specific liabilities and operational risks. The firm maintains regular contact with policyholders to adjust coverage as their businesses grow, scheduling follow-up consultations between their annual renewal visits for updated risk assessments.
What Does a a Commercial Insurance Agent in Wilmington Cost?
Commercial insurance costs in Wilmington vary widely by business type size and location. A small retail shop might pay 500 to 1500 per year for general liability while a construction company could pay 5000 to 15000 or more. Workers compensation rates in North Carolina average around 1.50 per 100 dollars of payroll but can be higher for high risk jobs. This is general information not insurance advice.
About commercial insurance agents in Wilmington
Commercial insurance agents in Wilmington North Carolina help local businesses find coverage for property liability and workers compensation. North Carolina law requires most employers to carry workers compensation insurance if they have three or more employees. Agents in the Cape Fear region understand the unique risks for coastal businesses including hurricane and flood exposure.
Frequently Asked Questions
What types of commercial insurance do Wilmington businesses typically need?
Common coverages include general liability commercial property workers compensation and commercial auto. Businesses near the coast often add flood and windstorm insurance. North Carolina does not require general liability but many landlords and contracts do.
How do I choose a commercial insurance agent in Wilmington?
Look for an agent licensed in North Carolina with experience in your industry. Ask about their knowledge of local risks like hurricanes and port operations. Check reviews and ask for references from similar businesses.
Are there North Carolina laws that affect commercial insurance costs?
Yes North Carolina is a competitive rating state which means insurers can set rates based on risk factors. The state also has a workers compensation rating bureau that sets base rates. Coastal properties may have higher premiums due to wind and flood exposure.
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