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Directory of commercial insurance agents in Charlotte, North Carolina. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Charlotte, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 commercial insurance agents in Charlotte, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Curtis Helms Insurance
6324 N Tryon St #101, Charlotte, NC 28213
(704) 921-2118
curtishelmsinsurance.com
Pegram Superior Mitchell Insurance Agency
106 W Arrowood Rd B, Charlotte, NC 28217
(704) 527-8543
ncautopolicy.com
Pegram Insurance
6824 Albemarle Rd E, Charlotte, NC 28212
(704) 536-1919
insurancecharlottenc.com
CAP Insurance Group
1524 E Morehead St Suite 300, Charlotte, NC 28207
(704) 540-4200
capinsurancegroup.com
Laurie Insurance Group
2701 Coltsgate Rd Suite 100, Charlotte, NC 28211
(704) 342-2886
laurieinsurancegroup.com
Pegram Insurance
2701 Coltsgate Rd STE 101, Charlotte, NC 28211
(704) 494-9495
pegramonline.com
Hutch Ham Agency, Inc.
1230 W Morehead St #306, Charlotte, NC 28208
(704) 525-6016
hutchhaminsure.com
Latorre Insurance
124 N McDowell St, Charlotte, NC 28204
(704) 566-8181
latorreinsurance.com
Howard Hanna Insurance Services
6207 Park S Dr #201, Charlotte, NC 28210
(704) 547-5656
insurance.allentate.com
Capstone Insurance Agency
6132 Brookshire Blvd suite b, Charlotte, NC 28216
(704) 391-8483
capstoneinsuranceagency.com
O'Connor Insurance Associates, Inc.
1973 J N Pease Pl #203, Charlotte, NC 28262
(704) 510-8884
oianc.com
Superior Insurance Of Charlotte
6914 Matthews-Mint Hill Rd #150, Charlotte, NC 28227
(704) 545-7171
thesuperiorinsurance.com
Mark McDuffie Insurance Agency
6101 Carnegie Blvd #415, Charlotte, NC 28209
(704) 364-9227
mcduffieinsurance.com
H B Cantrell & Co
1501 E 7th St, Charlotte, NC 28204
(704) 954-9000
erieinsurance.com
A1 Insurance Agency
537 W Sugar Creek Rd Ste 104B, Charlotte, NC 28213
(704) 598-4442
a1insurancepros.com
Star Insurance Group
226 Baldwin Ave, Charlotte, NC 28204
(980) 737-7827
starinsgroup.com
Piedmont Insurance Associates
233 S Sharon Amity Rd #103, Charlotte, NC 28211
(866) 308-4704
piedmont-ins.com
State & Co Insurance LLC
11220 Elm Ln Ste 202, Charlotte, NC 28277
(980) 475-8075
statecoinsurance.com
O H Walker Insurance Agency
2210 Crownpoint Executive Dr, Charlotte, NC 28227
(704) 814-4343
ohwalkerins.com
Charlotte Insurance Group
7130 Matthews-Mint Hill Rd, Charlotte, NC 28227
(704) 545-6700
charlotteinsurancegroup.com
Commercial insurance agents in Charlotte North Carolina help businesses secure coverage for property liability and workers compensation. North Carolina law requires most employers to carry workers compensation insurance if they have three or more employees. Local agents understand the specific risks for Charlotte industries like logistics healthcare and construction.
What Does a Commercial Insurance Agent in Charlotte Cost?
The cost of commercial insurance in North Carolina varies widely based on business type size and risk factors. Small businesses might pay 500 to 3000 per year for general liability while workers compensation premiums depend on payroll and classification codes. A typical Charlotte retail store may pay 1000 to 5000 annually for a package policy. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Charlotte businesses need?
Common policies include general liability commercial property workers compensation and professional liability. North Carolina requires workers comp for businesses with three or more employees. An agent can assess your specific industry risks and recommend appropriate coverage.
How do I choose a commercial insurance agent in Charlotte?
Look for an agent licensed in North Carolina with experience in your industry. Ask about their carrier network and claims support. You can verify an agents license through the North Carolina Department of Insurance website.
Can a commercial insurance agent help with North Carolina compliance?
Yes agents can advise on state specific requirements like workers compensation coverage and commercial auto insurance minimums. North Carolina has a minimum liability limit of 30000 per person and 60000 per accident for auto policies. They can also help with surety bonds if needed for certain contracts.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Carolina.