The top-rated commercial insurance agent in Apex, North Carolina is Cherie Morrison - State Farm Insurance Agent, rated 4.9 stars across 478 reviews. Other highly rated options include Jill Gibson - State Farm Insurance Agent, Jaclyn Lucas: Allstate Insurance, Marlow Campbell Insurance Group. This directory lists 16 commercial insurance agents serving Apex.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cherie Morrison - State Farm Insurance Agent | 109 Salem Towne Ct | (919) 387-9866 |
| 2 | Jill Gibson - State Farm Insurance Agent | 1785 W Williams St | (919) 355-2988 |
| 3 | Jaclyn Lucas: Allstate Insurance | 203 S Salem St | (919) 367-2810 |
| 4 | Marlow Campbell Insurance Group | 1001 Pemberton Hill Rd STE 203 | (919) 362-7319 |
| 5 | WOOMER Insurance | 106 N Salem St | (919) 290-6000 |
| 6 | NC Farm Bureau Insurance | 209 N Salem St | (919) 589-0225 |
| 7 | Morgan & Allen Insurance Group, Apex Office | 1031 Pemberton Hill Rd STE 203 | (919) 339-9126 |
| 8 | Affinity Insurance Group | 800 W Williams St Suite 231H | (919) 296-3787 |
| 9 | Barber Insurance Agency | 2201 Candun Dr #200 | (919) 629-7426 |
| 10 | Insurance Service Center | 1111 Pemberton Hill Rd STE 102 | (919) 387-0560 |
Cherie Morrison - State Farm Insurance Agent serves the Apex, North Carolina metro area and offers commercial insurance policies designed to protect local businesses. As a commercial insurance agent, this agency helps business owners select coverage that addresses their specific operational risks and liability needs. They work closely with clients to analyze company assets and tailor policies that include property protection, general liability, and workers' compensation. This agency specifically handles commercial auto insurance for company vehicles and business interruption coverage to safeguard income after unexpected closures.
Jill Gibson - State Farm Insurance Agent provides commercial insurance policies designed to protect small business owners and entrepreneurs. It offers comprehensive coverage options including liability, property, and workers compensation, along with business interruption plans. The agent focuses on assessing each client's unique operational risks and tailoring suitable policies to match their needs. Service plans include regular policy reviews and yearly consultations to adjust coverage as businesses grow or change. This agency services a variety of properties such as single-family homes, duplex rentals, retail shops, and local restaurants throughout Apex, North Carolina.
Small business owners, property managers, and landlords in Apex rely on Jaclyn Lucas: Allstate Insurance for commercial insurance agent services. As a local office, it helps clients find general liability, property, and workers compensation coverage. The agency works through the Allstate network to tailor policies for retail shops, offices, rental properties, and light industrial operations. It also serves clients in Cary and the surrounding areas of Wake County, ensuring those customers can consult directly with a representative for their business insurance needs.
Serving Apex, North Carolina, and the surrounding Triangle communities, Marlow Campbell Insurance Group handles commercial insurance for local businesses. The company addresses common needs such as liability coverage, commercial property protection, and workers compensation. As an independent commercial insurance agent, it works with various carriers to find suitable policies for each client. To complete a typical job, the agency begins by reviewing a business’s unique risks and operations before presenting coverage options that match its specific requirements.
WOOMER Insurance in Apex, North Carolina provides commercial insurance agents with choices between one-time transactional policies, such as contractor liability for a single project, and recurring service options like annual general liability protection for an ongoing business. Coverage can be tailored to address property, casualty, and workers’ compensation exposures specific to local industry needs. Service arrangements are flexible, operating as requested on an as-needed basis.
NC Farm Bureau Insurance serves the Apex area with residential coverage for local homeowners, then extends its services to commercial insurance for small and mid-sized businesses in the region. Business clients receive tailored liability and property protection to secure their operations. Their local Apex office provides ongoing support, ensuring coverage adjusts to evolving commercial needs. Follow-up consultations and policy reviews help maintain protection between scheduled office visits, so businesses receive consistent, attentive service from one season to the next.
Morgan & Allen Insurance Group, Apex Office specializes in commercial insurance policies tailored for local businesses, including general liability, property, and workers’ compensation coverage. It also advises clients on risk management strategies to protect against common industry liabilities. As businesses in the Apex area prepare for winter weather, this agency helps review policies for potential cold-weather disruptions such as ice damage to roofs or supply chain delays from seasonal storms.
As local businesses in Apex shift their seasonal operations from spring growth to summer demand, their commercial insurance needs often change, requiring timely adjustments to liability or property coverage. Affinity Insurance Group reviews current policies to address these exposure changes before risk increases. With a focus on understanding each company’s operations rather than selling standard packages, an agent evaluates inventory variations, seasonal staffing levels, and expanded service areas. The process begins with a visit to the business location to inspect facilities and discuss the upcoming operational requirements directly.
Barber Insurance Agency in Apex, NC provides commercial insurance agent services, focusing on general liability and property coverage to protect businesses from common operational risks. The agency also offers specialized add-ons such as workers’ compensation and business interruption insurance to address further vulnerabilities. Its tailored policies can serve various commercial sectors, including offices, warehouses, and food service establishments with distinct coverage needs.
What Does a a Commercial Insurance Agent in Apex Cost?
Commercial insurance costs in North Carolina vary widely by business type, size, and location. A small retail shop in Apex might pay 500 to 1,500 per year for general liability, while a construction company could pay 5,000 to 15,000 or more for combined coverage. Workers compensation rates are set by the North Carolina Rate Bureau and depend on payroll and industry class codes. This is general information, not insurance advice.
About commercial insurance agents in Apex
Apex businesses need commercial insurance to protect against risks like property damage and liability claims. North Carolina law requires certain coverages such as workers compensation for most employers with three or more employees. A local commercial insurance agent in Apex can help you understand these requirements and find policies that fit your business needs.
Frequently Asked Questions
What types of commercial insurance do Apex businesses need?
Common coverages include general liability, commercial property, and workers compensation. North Carolina law mandates workers compensation for businesses with three or more employees. An agent can help you assess your specific risks.
How do I choose a commercial insurance agent in Apex?
Look for an agent with experience in your industry and knowledge of North Carolina regulations. Check their licensing through the North Carolina Department of Insurance. Ask about their claims process and client references.
Does North Carolina require commercial auto insurance?
Yes, North Carolina requires commercial auto liability insurance for any vehicle used for business purposes. Minimum liability limits are 30,000 per person and 60,000 per accident for bodily injury, plus 25,000 for property damage.
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