The top-rated commercial insurance agent in Rome, New York is Stephanie Utter - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Freeway Insurance, Michael Collea - State Farm Insurance Agent, Moore Insurance Group. This directory lists 17 commercial insurance agents serving Rome.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Utter - State Farm Insurance Agent | 8060 Turin Rd | (315) 339-3300 |
| 2 | Freeway Insurance | 211 E Dominick St | (315) 444-3298 |
| 3 | Michael Collea - State Farm Insurance Agent | 146 Erie Blvd E | (315) 371-4225 |
| 4 | Moore Insurance Group | 1002 Black River Blvd | (315) 371-4288 |
| 5 | Steve Jarvis - State Farm Insurance Agent | 834 Black River Blvd | (315) 336-5595 |
| 6 | Joseph Zullo: Allstate Insurance | 241 E Dominick St | (315) 339-1134 |
| 7 | Alan I. Spindler: Allstate Insurance | 813 Black River Blvd N | (315) 336-4040 |
| 8 | Better Fund Insurance | 255 Hill Rd | (516) 893-4317 |
| 9 | Dimaggio Insurance Agency | 200 E Garden St | (315) 336-8875 |
| 10 | Michael Garcia: Allstate Insurance | 706 Erie Blvd W | (315) 337-6666 |
Stephanie Utter - State Farm Insurance Agent serves the Rome, New York area as a commercial insurance agent. The agency helps local business owners protect their assets and manage risk with tailored coverage options. Policies are designed to address the specific challenges that companies face in running their daily operations. The agency provides services including general liability policies and commercial property insurance, which safeguard buildings and equipment from unexpected events.
Freeway Insurance provides commercial insurance solutions to businesses in the Rome, New York area, covering a range of general liability and property protection needs. The agency specializes in tailoring additional coverage options, such as business interruption and equipment breakdown, to safeguard commercial operations. Its services extend to various commercial sectors, including offices, warehouses, and food service establishments, helping local enterprises manage their unique risk exposures effectively.
Michael Collea, a State Farm Insurance Agent based in Rome, NY, offers a full range of commercial insurance services. These include general liability, property, and workers' compensation coverage tailored to local business operations. The agency provides personalized risk assessments and ongoing policy reviews to help clients manage changing exposures. Regular service consultations ensure coverage aligns with current business activities. It services properties such as single-family homes, apartments, retail spaces, and restaurants.
Moore Insurance Group serves businesses in Rome, New York, and the surrounding communities of Oneida County, handling a full range of commercial insurance needs. The agency works with local companies to secure coverage for property, general liability, and workers' compensation, helping protect against common operational risks. For a typical job, the agent begins by reviewing the client’s specific exposures and revenue size, then compares options from multiple carriers to build a tailored policy that fits the business’s budget and coverage requirements.
Steve Jarvis - State Farm Insurance Agent in Rome, NY, provides commercial insurance policies to local businesses, property managers, and independent operators. The agency helps these customers secure coverage for general liability, property damage, and business interruption. It also offers guidance on managing workplace risks and choosing appropriate policy limits for various industries. Protecting assets and maintaining operational stability are central to its work with commercial clients. The agency also serves businesses in the neighboring community of Utica and throughout Oneida County.
For businesses in Rome, NY, Joseph Zullo: Allstate Insurance offers both one-time policy setups and recurring commercial coverage that adapts to changing operations. The agency provides standard liability, property, and vehicle protection tailored to local industry needs. Service is available on an as-needed basis, allowing business owners to request reviews or adjustments when their coverage requirements shift over time.
Alan I. Spindler: Allstate Insurance specializes in commercial insurance protections for businesses in Rome, New York. The agency routinely helps local companies secure general liability, property coverage, and commercial auto policies. Its services address common operational risks faced by area business owners. As winter approaches, the agency often assists managers with assessing snow removal liability and protecting their assets during the peak season.
Rome businesses face insurance decisions during seasonal shifts, especially with harsh winter weather threatening property and liability. Better Fund Insurance in Rome, NY helps local commercial clients by identifying coverage gaps in standard policies and customizing protection for specific operations. Their services include risk evaluation for retail shops, warehouses, and service contractors. They begin each new client relationship with a thorough site inspection to assess exposure points and document existing safety measures.
Based in Rome, NY, Dimaggio Insurance Agency offers residential insurance solutions for local homeowners and renters. For commercial clients, the agency provides tailored coverage to protect businesses from region-specific liabilities and property risks. Their service area encompasses Rome and the surrounding communities within Oneida County. After securing initial policies, the agency routinely reviews client coverage during periodic check-ins, ensuring adjustments are made as needs evolve. Clients commonly return between regular visits for updated policy revisions and claims assistance related to their commercial operations.
Michael Garcia of Allstate Insurance in Rome, NY, primarily provides commercial insurance agent services tailored to local business needs. Beyond standard property and liability policies, the company can arrange specialized coverage for inventory loss and equipment breakdown. Business interruption protection and commercial auto policies are additional options often customized for each client’s specific operations. The firm serves commercial sectors such as professional offices, warehouses, and food service establishments, working to manage risks unique to each industry environment.
What Does a a Commercial Insurance Agent in Rome Cost?
The cost of commercial insurance in New York varies widely by industry, business size, and coverage limits. A small retail shop in Rome might pay $500 to $1,500 per year for general liability insurance, while a construction company could pay $5,000 to $20,000 or more annually for a full package including workers compensation. Factors like your claims history and location also affect pricing. This is general information, not insurance advice.
About commercial insurance agents in Rome
Commercial insurance agents in Rome, New York help local businesses secure coverage tailored to their needs. New York state law requires certain businesses to carry workers compensation insurance and disability benefits coverage. An agent can guide you through these legal requirements and find policies that protect your assets.
Frequently Asked Questions
What types of commercial insurance are required in New York?
New York requires businesses with employees to carry workers compensation insurance and disability benefits coverage. Depending on your industry, you may also need commercial auto insurance or general liability insurance. An agent in Rome can explain which policies apply to your specific business.
How do I choose a commercial insurance agent in Rome New York?
Look for an agent who is licensed in New York and has experience with businesses in your industry. Ask about their familiarity with local regulations and the specific risks faced by businesses in Oneida County. A good agent will take time to understand your operations and recommend appropriate coverage.
Can a commercial insurance agent help me save money on premiums?
Yes, an agent can compare policies from multiple insurers to find competitive rates. They can also help you identify discounts for safety programs or bundling multiple policies. However, the cheapest policy is not always the best value, so focus on adequate coverage for your risks.
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