The top-rated commercial insurance agent in Albany, New York is Rob Field - State Farm Insurance Agent, rated 5.0 stars across 573 reviews. Other highly rated options include Capital Gate Insurance Group, MetzWood Insurance, Rick Schrade - GEICO Insurance Agent. This directory lists 19 commercial insurance agents serving Albany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rob Field - State Farm Insurance Agent | 431 New Scotland Ave | (518) 389-2886 |
| 2 | Capital Gate Insurance Group | 1843 Central Ave | (518) 389-2610 |
| 3 | MetzWood Insurance | 300 Great Oaks Blvd Suite 300 | (518) 392-5161 |
| 4 | Rick Schrade - GEICO Insurance Agent | 1761 Central Ave | (518) 389-4060 |
| 5 | Brick House Insurance Agency | 150 State St Fourth Floor | (518) 412-4244 |
| 6 | WYNN Insurance Brokerage LLC | 5 Homestead Ave | (518) 380-1968 |
| 7 | Ten Eyck Group | 1924 Western Ave | (518) 464-0059 |
| 8 | Toedt Insurance Agency LLC | 17 Wendell Dr | (518) 438-8154 |
| 9 | Twin Bridges Insurance Agency, Inc. | 1881 Western Ave #210 | (518) 608-5797 |
| 10 | HMS Agency, Inc. | 454 Sand Creek Rd | (518) 690-0360 |
Rob Field - State Farm Insurance Agent serves the Albany, New York area as a commercial insurance agent. The agency provides coverage solutions for local businesses, helping owners manage risks associated with their daily operations. Policies are designed to protect commercial property, liability exposures, and business income. The agent works with a variety of professional firms and retail establishments in the Capital Region. Specific services offered include general liability insurance for storefronts and workers' compensation policies for small Albany businesses.
Capital Gate Insurance Group serves businesses, property managers, and commercial property owners in Albany, New York, and the surrounding metropolitan area. As a commercial insurance agent, the agency helps clients assess liability, property, and workers’ compensation risks to secure appropriate coverage for their operations. It works with multiple carriers to match policies to each client’s specific industry needs. The agency also extends its services to neighboring communities such as Colonie and the greater Capital District region.
MetzWood Insurance serves Albany, New York, and the surrounding communities. It handles commercial insurance policies for local businesses, helping to secure coverage for properties, liability exposures, and other operational risks. The company works with clients to assess their specific needs and find appropriate protection for their industry. To complete a typical assignment, it begins by reviewing the business’s operations and exposures, then presents coverage options from its carrier network for the client’s consideration.
Rick Schrade provides commercial insurance coverage to businesses in the Albany, New York area, offering risk management options tailored to local industry needs. The agency assists with regular policy reviews and claims support to help business owners maintain appropriate protection as their operations evolve. Services also include routine adjustments to coverage limits and risk assessments for changing exposures. The agency works with a variety of commercial properties, including single-family homes used for business, apartments, retail storefronts, and full-service restaurants.
Brick House Insurance Agency in Albany, NY distinguishes between one-time policy placement services for immediate commercial coverage needs and recurring risk management consultations that adjust with business growth. General liability, property, and workers’ compensation policies are among the standard protections arranged. Ongoing coverage reviews and claims support are scheduled at regular intervals to adapt to changing business operations, while urgent certificate requests or new-inquiry consultations are available strictly on an as-needed basis.
WYNN Insurance Brokerage LLC offers commercial insurance focused on property, liability, and workers’ compensation coverage for local businesses. The agency serves Albany, New York, guiding clients through policy selection and risk management needs. For those operating in the region’s varied landscape, it addresses common perils like winter storm damage, snow-related liability, and potential flooding from spring thaws, which can disrupt operations. Assistance with adapting coverage to seasonal business fluctuations helps Albany area companies maintain steady protection.
As local businesses prepare for the inevitable winter liability risks, Ten Eyck Group in Albany helps commercial clients secure coverage against snow-removal claims and icy parking lot accidents. This agency reviews each company’s fleet and property exposures to recommend appropriate commercial policies for the Capital Region’s unique weather patterns. An initial consultation involves a walkthrough of the premises to document existing safety measures. A thorough inspection of the business operations follows to identify specific coverage gaps.
Toedt Insurance Agency LLC works with business owners in Albany to secure commercial insurance coverage that addresses daily operational risks. The agency can arrange specialized policies including general liability, property protection, and workers’ compensation. These customized plans are designed to help mitigate financial losses from accidents or lawsuits. The agency serves a range of commercial sectors, including professional offices, warehouses, and food service establishments.
Twin Bridges Insurance Agency, Inc. provides residential insurance services to homeowners in the Albany area. The agency also offers commercial insurance coverage tailored to the unique needs of local businesses, including liability and property protection. Acting as a commercial insurance agent, the company serves clients throughout the region, helping them manage risk with appropriate policies. Following an initial consultation, the agency routinely follows up to review coverage needs and adjust policies for evolving business operations between regular scheduled visits.
HMS Agency, Inc. is known for providing commercial insurance solutions to businesses in the Albany, NY area. It offers standard coverage options that include general liability, property insurance, and workers’ compensation. The agency assists clients in tailoring policies to match operational risks and local regulatory requirements. This work helps companies manage financial exposure while maintaining compliance with industry standards. In addition to core coverage, the company can add on business interruption insurance to protect revenue during unexpected closures.
What Does a a Commercial Insurance Agent in Albany Cost?
Commercial insurance costs in Albany vary by business type size and risk. A small retail store might pay 500 to 1500 dollars per year for general liability. Workers compensation rates are set by the New York State Insurance Fund and average 1.50 to 3.00 dollars per 100 dollars of payroll for low risk jobs. Commercial auto policies often range from 1200 to 3000 dollars per year per vehicle. These are general estimates and your actual cost will depend on your specific business. This is general information not insurance advice.
About commercial insurance agents in Albany
Commercial insurance agents in Albany New York help businesses find coverage for property liability and workers compensation. New York State requires all employers to carry workers compensation insurance under the Workers Compensation Law. Agents in Albany can also advise on commercial auto policies which must meet New York minimum liability limits of 25/50/10.
Frequently Asked Questions
What types of commercial insurance do Albany agents offer?
Albany agents offer general liability property insurance workers compensation commercial auto and professional liability. They can also provide specialized coverage for construction healthcare and retail businesses.
Is workers compensation insurance required in New York?
Yes New York law requires all employers to have workers compensation insurance. Failure to carry coverage can result in fines up to 2000 dollars every 10 days and possible criminal charges.
How do Albany agents help with New York commercial auto requirements?
Agents help you meet New York minimum auto liability limits of 25000 per person 50000 per accident for bodily injury and 10000 for property damage. They can also recommend higher limits for commercial vehicles.
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