The top-rated commercial insurance agent in Binghamton, New York is Adam J. Roux: Allstate Insurance, rated 4.8 stars across 166 reviews. Other highly rated options include Jim Rollo - State Farm Insurance Agent, Triple Cities Agency LLC, Walls Insurance. This directory lists 20 commercial insurance agents serving Binghamton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam J. Roux: Allstate Insurance | 1250 Front St | (607) 722-1800 |
| 2 | Jim Rollo - State Farm Insurance Agent | 1332 Front St Ste 1 | (607) 238-1355 |
| 3 | Triple Cities Agency LLC | 1249 Front St #108 | (607) 203-0075 |
| 4 | Walls Insurance | 298 Conklin Ave | (607) 723-6359 |
| 5 | Mark Anderson - State Farm Insurance Agent | 50 Pennsylvania Ave | (607) 724-2886 |
| 6 | John Barbieri - State Farm Insurance Agent | 2-8 Hawley St | (607) 772-0068 |
| 7 | Michael Butler: Allstate Insurance | 32 W State St Ste 204 | (607) 722-2305 |
| 8 | AA-Wyak Insurance Agency Inc. | 7 Jarvis St | (607) 723-2332 |
| 9 | Security Mutual Life Insurance Company of New York | 100 Court St | (800) 346-7171 |
| 10 | Kris Yelverton - State Farm Insurance Agent | 112-122 State St Suite 102 | (607) 723-3840 |
Adam J. Roux: Allstate Insurance serves the Binghamton, NY, metro area as a local commercial insurance agent. This agency helps local business owners assess their operational risks and secure appropriate coverage policies. It offers a range of commercial insurance products, including general liability and property insurance, to protect against common business exposures. The agency also assists with workers’ compensation insurance to cover employee injuries, and commercial auto insurance for company-owned vehicles.
Jim Rollo - State Farm Insurance Agent in Binghamton, NY, provides a broad range of commercial insurance services tailored to local business needs. Its service plans include risk assessment and policy customization designed to protect operations from unexpected liabilities and property losses. Regular policy reviews help clients adapt coverage as their businesses grow or change. The commercial agency services a variety of property types, including single-family homes, apartments, retail spaces, restaurants, and other small to mid-sized commercial venues in the area.
Triple Cities Agency LLC serves local businesses, property managers, and commercial property owners throughout the Greater Binghamton area by providing tailored commercial insurance solutions. Its agents work with clients to assess risk and secure appropriate coverage for operations, liability, and assets. The agency also extends its services to neighboring communities in the Southern Tier region, including Johnson City, Endicott, and Vestal, ensuring consistent support for business accounts across Broome County.
Walls Insurance serves Binghamton and the surrounding communities of Broome County. It handles commercial insurance for local businesses, offering protection for property, liability, and workers’ compensation needs. Its work covers independent contractors, small retail shops, and service providers operating in the area. The agency understands the routine risks faced by smaller commercial enterprises in this region. For a typical job, it begins by reviewing a business’s daily operations and exposures, then matching those specific factors with standard coverage options from its carrier partners.
Some commercial insurance clients need a single policy to cover a one-time project, while others require recurring coverage that automatically updates each policy period. Either way, Mark Anderson, a State Farm Insurance agent based in Binghamton, NY, can help tailor a plan that protects a business from typical liability and property risks. Customers have the option to set up service for a single occurrence, on a regularly scheduled renewal, or on an as-needed basis for seasonal or temporary commercial needs.
John Barbieri provides commercial insurance coverage for businesses in Binghamton, New York, helping local companies manage risks unique to their operations. This agency specializes in tailored policies that address liability, property protection, and business interruption needs. Common commercial sectors served include professional offices requiring general liability and property coverage, warehouses needing specialized inventory and equipment protection, and food service establishments managing spoilage, liquor liability, and customer injury risks.
As local businesses in Binghamton prepare for changing seasons, they often review their coverage needs to protect against regional weather and liability risks. Michael Butler: Allstate Insurance works with commercial clients throughout the area to structure policies that cover property, vehicles, and general operations. By understanding the specific exposures faced by different industries and local regulations, the company helps tailor protection for each business. New clients typically begin with a no-obligation assessment of their current coverage during an initial meeting.
AA-Wyak Insurance Agency Inc. serves the Binghamton area as a commercial insurance agent, recognized for connecting local businesses with policies that address their operational risks. They work with clients to complete applications and assess coverage needs across general liability and workers’ compensation. In addition to securing standard commercial policies, the agency assists companies with adding on customized package plans that bundle property and liability protections into single coverage solutions.
Security Mutual Life Insurance Company of New York specializes in commercial insurance agency services for businesses in Binghamton and surrounding areas. It provides tailored coverage for property, liability, and other operational risks that local companies face. The agency works closely with clients to understand their unique exposures and design appropriate insurance solutions. As winter approaches, it helps businesses protect against potential losses from snow and ice damage, ensuring continuity throughout the challenging season.
What Does a a Commercial Insurance Agent in Binghamton Cost?
Commercial insurance costs in Binghamton New York vary widely by business type size and risk. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction company could pay 5000 to 15000 dollars annually for a package policy including workers comp. Premiums depend on factors like payroll revenue claims history and location. This is general information not insurance advice.
About commercial insurance agents in Binghamton
Commercial insurance agents in Binghamton New York help businesses find coverage for property liability and workers compensation. New York state law requires most employers to carry workers compensation insurance. Agents can also guide you on required commercial auto insurance and general liability policies.
Frequently Asked Questions
What types of commercial insurance do Binghamton businesses need?
Common policies include general liability property insurance and workers compensation. New York law mandates workers comp for most employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles.
How do I choose a commercial insurance agent in Binghamton?
Look for an agent licensed in New York with experience in your industry. Ask about their familiarity with local risks like weather or regional regulations. Check their reviews and confirm they work with multiple carriers to compare options.
Are there New York specific requirements for commercial insurance?
Yes. New York requires workers compensation insurance for most employers. The state also has strict liability insurance requirements for commercial vehicles. Some industries like construction may need additional coverage under New York labor laws.
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