The top-rated commercial insurance agent in Rochester, New York is VanScoter Insurance Agency LLC, rated 5.0 stars across 438 reviews. Other highly rated options include Elmwood Agency, Quinton Insurance, Craig Brown - GEICO Insurance Agent. This directory lists 51 commercial insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | VanScoter Insurance Agency LLC | 1577 W Ridge Rd Suite 218 | (585) 663-2004 |
| 2 | Elmwood Agency | 1 Reserve View Blvd | (585) 548-4500 |
| 3 | Quinton Insurance | 2700 Elmwood Ave | (585) 244-9004 |
| 4 | Craig Brown - GEICO Insurance Agent | 4138 W Henrietta Rd | (585) 271-2886 |
| 5 | Freeway Insurance | 2199 E Henrietta Rd | (585) 283-2053 |
| 6 | FLANAGAN MILLS INSURANCE AGENCY | 448 Titus Ave | (585) 678-8008 |
| 7 | Flour City Insurance Agency | 1260 Scottsville Rd Suite 202A | (585) 861-2002 |
| 8 | Insurance Marketplace Agency | 150 Allens Creek Rd Suite 220 | (585) 482-9980 |
| 9 | InsuranceTrak Services | 4515 Culver Rd # 206 | (585) 282-0934 |
| 10 | Ferris Insurance Agency | 2314 Lyell Ave | (585) 254-7440 |
VanScoter Insurance Agency LLC offers a full range of commercial insurance services for businesses in the Rochester, New York area. The agency develops customized coverage packages to protect against property damage, liability risks, and business interruption. It also provides ongoing policy reviews and risk management consulting to help clients maintain appropriate coverage as their operations evolve. VanScoter Insurance Agency LLC handles insurance for a diverse portfolio of properties, including single-family homes, apartments, retail spaces, and restaurants.
Elmwood Agency in Rochester, New York, is a Commercial Insurance Agent focused on risk management solutions. The firm helps local businesses secure coverage for general liability, property, and workers' compensation policies. By assessing operational exposures, it tailors plans to protect company assets and financial stability. A specialty service it can add on is commercial auto insurance to cover fleet vehicles and deliveries.
Quinton Insurance serves the Rochester, New York, metro area as a commercial insurance agent. The company helps local businesses secure coverage to protect against common operational risks. Policies are tailored to meet the unique needs of companies in this regional economy. Their work includes assessing liability exposures and property hazards for small and mid-sized firms. Quinton Insurance also assists with workers' compensation coverage and commercial auto policies for fleet operators in the area.
Craig Brown - GEICO Insurance Agent serves Rochester, New York, by providing commercial insurance coverage to local businesses. This agency helps companies protect their assets through customized policies tailored to various industries in the Monroe County region. Standard offerings include general liability and property insurance for storefronts and offices. The agent assists with workers’ compensation coverage and commercial auto policies for delivery vehicles and service fleets.
Freeway Insurance serves businesses throughout Rochester, New York, offering comprehensive commercial insurance coverage tailored to local risks. Its services include general liability, property, and workers' compensation policies designed to protect company assets. The agency assists with policy maintenance and periodic reviews to adjust coverage as business needs change. It provides ongoing support for claims filing and policy inquiries. Freeway Insurance services various commercial properties, from small single-family home offices and apartment buildings to retail stores and local restaurants throughout the Rochester area.
FLANAGAN MILLS INSURANCE AGENCY serves the Rochester area and surrounding communities. This commercial insurance agent handles coverage for local businesses, including property, liability, and workers' compensation. Policies are tailored to the risks and operational needs of each enterprise. The agency also advises on business interruption protection and commercial auto liability. It manages each client’s risk exposure by carefully reviewing their specific industry exposures and recommending appropriate coverage limits.
Flour City Insurance Agency in Rochester, New York distinguishes between one-time commercial insurance consultations for single-project coverage and ongoing policies that renew annually. Its domain includes general liability, property, and workers’ compensation, which protect local businesses from financial loss due to accidents or property damage. The agency offers policies for various commercial sectors within the region. These services are available on a scheduled basis, with regular policy reviews and renewals as needed throughout the year.
Insurance Marketplace Agency provides commercial insurance services to businesses in Rochester, New York, including general liability, property, and workers’ compensation coverage. It also advises clients on risk management strategies for various regional industries such as manufacturing and retail. During seasonal cold months, the agency helps local firms secure policies that protect against snow-related property damage and business interruption from hazardous weather conditions.
Ferris Insurance Agency serves local businesses, property managers, and commercial property owners throughout Rochester, New York, by providing commercial insurance policies that address liability, property, and operational risks. The team works to understand each client’s specific exposure and recommends appropriate coverage to protect their assets and daily operations. They also assist with policy renewals and claims support. Their coverage area extends into the surrounding Monroe County suburbs and the nearby town of Brighton.
What Does a a Commercial Insurance Agent in Rochester Cost?
Commercial insurance costs in Rochester New York vary widely by industry size and risk profile. A small retail business might pay 500 to 1500 dollars per year for general liability while a construction company could pay 5000 to 20000 dollars annually. Workers compensation rates in New York are set by the state and average around 2.50 dollars per 100 dollars of payroll for low risk office work. Costs depend on your specific business operations and claims history. This is general information not insurance advice.
About commercial insurance agents in Rochester
Commercial insurance agents in Rochester New York help local businesses find the right coverage to protect their assets and operations. New York state law requires certain types of commercial insurance such as workers compensation for most employers. Agents in Rochester understand the specific risks of the local economy including manufacturing healthcare and technology sectors.
Frequently Asked Questions
What types of commercial insurance do Rochester businesses need?
Common policies include general liability property insurance workers compensation and commercial auto. New York law mandates workers compensation for businesses with one or more employees. Many Rochester businesses also need cyber liability insurance due to state data breach notification laws.
How do I choose a commercial insurance agent in Rochester?
Look for an agent with experience in your specific industry and knowledge of New York insurance regulations. Check their licensing through the New York State Department of Financial Services. Ask about their carrier options and claims support services.
What is the typical timeline for getting commercial insurance in New York?
Most policies can be quoted and bound within a few days to two weeks. Complex risks such as construction or manufacturing may take longer. New York state does not have a specific waiting period for policy issuance but agents need time to gather underwriting information.
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