The top-rated commercial insurance agent in Riverhead, New York is Daniel Valet - State Farm Insurance Agent, rated 5.0 stars across 689 reviews. Other highly rated options include Elizabeth Hanlon: Allstate Insurance, Ed Graves - State Farm Insurance Agent, The RUOK Insurance Agency, Inc.. This directory lists 14 commercial insurance agents serving Riverhead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Daniel Valet - State Farm Insurance Agent | 177 Old Country Rd Ste 2 | (631) 378-5370 |
| 2 | Elizabeth Hanlon: Allstate Insurance | 1236 Roanoke Ave | (631) 727-1700 |
| 3 | Ed Graves - State Farm Insurance Agent | 1149 Old Country Rd B5 | (631) 727-1122 |
| 4 | The RUOK Insurance Agency, Inc. | 1549 Main Rd | (631) 876-1231 |
| 5 | Budget Brokerage Insurance | 1186A E Main St | (631) 369-1000 |
| 6 | Lighthouse Insurance - Riverhead | 221 W Main St | (631) 369-9600 |
| 7 | Giacalone Insurance | Insurance Agency Riverhead | 59 E Main St | (631) 208-9090 |
| 8 | The Washwick Agency, Inc. | 860 E Main St | (631) 369-0888 |
| 9 | Acrisure Riverhead, NY (Atlantic Agency) | 619 Roanoke Ave | (631) 244-7784 ext. 3 |
| 10 | Farm Family Casualty Insurance | 18 1st St | (631) 727-7767 |
Daniel Valet - State Farm Insurance Agent serves the Riverhead, New York area as a commercial insurance agent. This agency helps local business owners secure coverage that protects their operations, property, and liability exposures. A commercial agent in this region works with various industries to assess unique risks and find appropriate policy solutions. The agency handles commercial auto policies for company vehicles and general liability insurance for small retail or service businesses in the Riverhead community.
Elizabeth Hanlon: Allstate Insurance provides a full range of commercial insurance solutions for businesses in and around Riverhead, NY. The agency works with clients to develop customized coverage plans and offers ongoing policy reviews to ensure adequate protection as business needs evolve. It assists with risk management guidance and claims support. The company services a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
Ed Graves - State Farm Insurance Agent serves businesses, commercial property owners, and entrepreneurs in Riverhead, New York. It provides commercial insurance policies designed to protect company assets, liability exposures, and operational risks. Customizable coverage options address the specific needs of various local industries. The agency also assists property managers with tailored insurance solutions for their commercial real estate holdings. In addition to serving the Riverhead area, it covers neighboring communities throughout Suffolk County.
The RUOK Insurance Agency, Inc., in Riverhead, NY, assists businesses with either a single, time-limited commercial policy for a specific project or an ongoing, annual program of renewable coverage. The agency works to match insurance options to the unique operational risks of local commercial enterprises. By evaluating each client’s activities, the agent can recommend suitable protection for property, liability, and other common exposures. Service here typically runs on a scheduled basis at policy renewal points, with additional support available on an as-needed basis throughout the year.
Budget Brokerage Insurance serves Riverhead and the surrounding communities across Suffolk County, handling commercial coverage for local businesses. It addresses liability, property, and workers' compensation needs typical for the area's diverse industries. The agency works directly with each client to review operational risks and policy options. To handle a typical job, it starts with a thorough assessment of the business’s exposures before matching those needs to appropriate carrier offerings.
Lighthouse Insurance - Riverhead specializes in crafting customized commercial insurance policies for a diverse range of local businesses, from retail shops to contractors. It also provides general risk management guidance and liability coverage to help enterprises meet their standard operational requirements. With the onset of storm season on Long Island, the agency assists commercial clients in reviewing their property and business interruption policies to ensure adequate protection against potential flood and wind damage.
As summer events and new retail ventures ramp up across eastern Long Island, Giacalone Insurance | Insurance Agency Riverhead provides commercial insurance agent services tailored to the unique exposures faced by businesses in the Riverhead area. This agency focuses on coverage solutions for local enterprises, ranging from seasonal hospitality operations to established Main Street storefronts seeking liability protection. Policy consultations typically begin with a scheduled inspection of the business premises and an initial assessment of current risk exposures and coverage gaps.
The Washwick Agency, Inc. provides commercial insurance coverage to businesses throughout Riverhead, NY. The agency works closely with local companies to assess their unique liability, property, and operational risks. Their commercial clients receive tailored policies designed to protect assets and maintain daily operations. Following the initial placement of coverage, the agency remains engaged to review policy options before renewal periods. They also offer a complete range of residential insurance solutions for homeowners in the surrounding area. This ongoing attention helps ensure clients receive consistent service between regular visits.
Acrisure Riverhead, NY (Atlantic Agency) is a commercial insurance agent known for providing businesses with tailored coverage packages that address local operational risks. Its service range includes general liability, property insurance, workers’ compensation, and commercial auto policies designed for the Riverhead area’s diverse industries. The agency assists with policy audits and coverage adjustments as business needs evolve. A specialty service it can add on is equipment breakdown insurance, protecting vital machinery and systems from unexpected repair costs.
Farm Family Casualty Insurance in Riverhead, NY works with local businesses to arrange commercial insurance policies that protect against common operational risks. It offers specialized coverage add-ons such as equipment breakdown protection, employment practices liability, and inland marine insurance for tools and inventory. These tailored options help companies address exposures that standard policies may not fully cover. The agency serves various commercial sectors, including professional offices, warehouses, retail stores, and food service establishments in the Riverhead area.
What Does a a Commercial Insurance Agent in Riverhead Cost?
Typical costs for commercial insurance in New York vary widely. A small retail business in Riverhead might pay between $500 and $2,000 per year for general liability insurance. A construction contractor could pay $5,000 to $15,000 per year for a package policy including liability and workers compensation. Premiums are based on specific business risks and coverage limits. This is general information, not insurance advice.
About commercial insurance agents in Riverhead
Commercial insurance agents in Riverhead, New York help local businesses find coverage for liability, property, and workers compensation. New York state law requires most employers to carry workers compensation insurance and disability benefits. Agents in Riverhead can guide you through these requirements and help you compare policies from multiple carriers.
Frequently Asked Questions
What types of commercial insurance are required in New York for a Riverhead business?
New York law requires employers with one or more employees to carry workers compensation insurance. Businesses with a vehicle must have commercial auto liability insurance. Disability benefits coverage is also required for most employers under New York Workers Compensation Law.
How do I find a commercial insurance agent in Riverhead?
You can search online directories or contact the New York State Insurance Department for a list of licensed agents in Suffolk County. Local business associations in Riverhead may also provide referrals to agents who serve the area.
What factors affect the cost of commercial insurance for a Riverhead business?
Costs depend on your industry, number of employees, annual revenue, claims history, and the type of coverage you need. For example, a construction business in Riverhead may pay higher premiums than a retail store due to higher risk.
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