The top-rated commercial insurance agent in Middletown, New York is James Demmer - State Farm Insurance Agent, rated 4.9 stars across 924 reviews. Other highly rated options include Cassie Gleeson - State Farm Insurance Agent, Joy Insurance, Curabba Insurance Agency. This directory lists 19 commercial insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Demmer - State Farm Insurance Agent | 13 James P Kelly Way ste a | (845) 344-3276 |
| 2 | Cassie Gleeson - State Farm Insurance Agent | 246 NY-211 | (845) 775-3277 |
| 3 | Joy Insurance | 639 E Main St | (845) 683-5261 |
| 4 | Curabba Insurance Agency | 334 E Main St | (845) 343-0855 |
| 5 | De Anne Gleeson - State Farm Insurance Agent | 809 NY-211 | (845) 692-3456 |
| 6 | Evergreen Insurance Agency -Peter Schmidt | 690, 4 NY-211 E | (845) 673-6127 |
| 7 | The Premium Select Group Inc. | 32 County Rd 78 | (845) 520-9774 |
| 8 | Hutchings Agency Inc. | 682 E Main St # 2D | (845) 343-2148 |
| 9 | Katelyn Schaffner - State Farm Insurance Agent | 4 E Main St Ste 3B | (845) 394-2622 |
| 10 | Nicole Feichtl at Comparion Insurance Agency | 265 NY-211 Suite 106B | (845) 394-6155 |
James Demmer’s State Farm Insurance Agency serves Middletown and the surrounding Orange County area, offering commercial insurance policies tailored for local business operations. The agency assists small and medium-sized enterprises with general liability and property coverage to protect against common risks. It also helps business owners manage workers’ compensation requirements and secure commercial auto policies for company vehicles. Additionally, the agency handles professional liability insurance for service-based businesses and business interruption coverage to safeguard revenue during unexpected closures.
Cassie Gleeson - State Farm Insurance Agent offers a full range of commercial insurance products tailored to local business needs, including general liability, property, and workers’ compensation coverage. The agency works with clients to create customized plans that protect company assets and manage daily operational risks. Regular policy reviews are provided to ensure coverage keeps pace with business growth or changes. The agency services a variety of property types, including single-family homes, apartments, retail establishments, and restaurants in Middletown, NY.
Joy Insurance serves businesses, property managers, and commercial property owners throughout Middletown, NY, offering coverage for general liability, property damage, and workers compensation. The agency works with local shops, small manufacturers, and office tenants to structure policies that address operational risks and regulatory requirements. Support includes policy reviews and claims assistance. Its service area extends to the neighboring communities of Goshen and Monroe in Orange County.
Curabba Insurance Agency serves businesses in Middletown and the surrounding communities of Orange County. It handles commercial insurance for local enterprises, addressing policies such as general liability, property coverage, and workers compensation. The agency begins each engagement by reviewing the client's specific operations and risk exposures. It then analyzes coverage needs against available markets to arrange appropriate protection. The approach involves comparing policy options from multiple carriers to present the client with suitable choices for their unique business requirements.
De Anne Gleeson - State Farm Insurance Agent in Middletown, NY, offers commercial insurance that includes both one-time policies for specific projects and recurring coverage for ongoing operations. Local businesses can work with the agent to protect assets, liability, and property needs relevant to the area’s commercial landscape. Service scheduling is available on a one-time, scheduled, or as-needed basis, depending on each client’s business risk profile and coverage review frequency.
As winter weather shifts quickly in Middletown, local businesses must ensure their commercial coverage addresses potential slip-and-fall liabilities and property damage from ice or snow. The Premium Select Group Inc. operates in this area as a commercial insurance agent, helping clients evaluate policy options for liability, property, and business interruption. They work with multiple carriers to compare available coverages tailored to regional needs. When a local business owner contacts them, the first step involves scheduling an on-site inspection to assess current exposures before presenting potential solutions.
Hutchings Agency Inc. is a commercial insurance agent in Middletown, NY, known for connecting local businesses with essential coverage options. It assesses property, liability, and workers’ compensation needs to protect companies from financial risks common in the region. By analyzing specific operational exposures, the agency tailors policies to suit various industries. It also advises on business interruption coverage to safeguard revenue during unforeseen events. A specialty service it can add is professional liability insurance for service-based firms.
Katelyn Schaffner - State Farm Insurance Agent serves clients in Middletown, New York, with a focus on residential insurance policies. The agency also provides commercial insurance coverage tailored to local business operations in the region. Clients can discuss their specific liability, property, and other professional coverage needs with the agent. The office offers follow-up service and adjustments between regular policy review visits to ensure ongoing protection.
Covering business insurance for small to mid-size companies, Nicole Feichtl at Comparion Insurance Agency provides general liability, property, and workers' compensation coverage in Middletown and the surrounding Hudson Valley area. Tailored policy reviews are offered to help businesses manage risk and maintain appropriate protection as their needs evolve. This agency services a variety of commercial properties, including retail shops, restaurants, apartments, and single-family homes used for small-scale business operations.
What Does a a Commercial Insurance Agent in Middletown Cost?
The cost of commercial insurance in New York varies widely by business type, size, location, and claims history. A small retail shop in Middletown might pay 500 to 1,500 dollars per year for general liability, while a construction company could pay 5,000 to 15,000 dollars or more annually for comprehensive coverage. Workers compensation rates are set by the New York State Insurance Fund and depend on your industry classification code. This is general information, not insurance advice.
About commercial insurance agents in Middletown
Commercial insurance agents in Middletown New York help local businesses find the right coverage to protect their operations. New York state law requires certain businesses to carry workers compensation insurance and disability benefits. A local agent can guide you through these requirements and help you find policies that fit your specific industry and risk profile.
Frequently Asked Questions
What types of commercial insurance do businesses in Middletown need?
Common types include general liability, property insurance, workers compensation, and commercial auto insurance. New York law requires workers compensation for most employers with at least one employee. A commercial insurance agent can help you determine which coverages are legally required and which are recommended for your industry.
How do I choose a commercial insurance agent in Middletown New York?
Look for an agent who is licensed in New York and has experience with your type of business. Ask about their knowledge of local risks in Orange County and their access to multiple insurance carriers. You can verify an agents license through the New York State Department of Financial Services website.
Is commercial auto insurance required for business vehicles in New York?
Yes, New York law requires liability insurance for all registered vehicles used for business purposes. The minimum liability limits are 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 10,000 dollars for property damage. A commercial insurance agent can help you get higher limits if needed.
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