The top-rated commercial insurance agent in Melville, New York is First Heritage Insurance Agency, rated 4.9 stars across 1,453 reviews. Other highly rated options include PRK Insurance Agency Inc, Brian M. Gill - State Farm Insurance Agent, Clarity Insurance Agency. This directory lists 21 commercial insurance agents serving Melville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Heritage Insurance Agency | 324 S Service Rd | (631) 659-0189 |
| 2 | PRK Insurance Agency Inc | 425 Broadhollow Rd Suite 415 | (516) 799-9001 |
| 3 | Brian M. Gill - State Farm Insurance Agent | 713 Walt Whitman Rd | (631) 549-9444 |
| 4 | Clarity Insurance Agency | 35 Melville Park Rd #400 | (516) 862-4422 |
| 5 | YZ Insurance Group | 555 Broadhollow Rd # 303 | (516) 464-2100 |
| 6 | Coverland Brokerage Inc | 555 Broadhollow Rd #117 | (516) 696-3590 |
| 7 | ASAP Insurance Brokerage | 200 Broadhollow Rd Suite 207 | (888) 205-6660 |
| 8 | Tekbytes Insurance Brokerage inc. | 25 Melville Park Rd Suite 77 | (631) 481-9470 |
| 9 | MICHAEL M INSURANCE SERVICES | 445 Broadhollow Rd #25 | (631) 774-3786 |
| 10 | The Ferrante Agency: Allstate Insurance | 534 Broadhollow Rd Ste 250 | (516) 378-1500 |
First Heritage Insurance Agency serves businesses throughout the Melville, New York, area as a commercial insurance agent. The company assists local enterprises with assessing their unique operational risks and securing appropriate coverage. It provides personalized risk management consultations to help commercial clients understand their liability exposures. The firm also manages policy renewals and claims support to ensure continuity of protection. Specific services handled include general liability insurance for small retail businesses and commercial property coverage for office buildings.
PRK Insurance Agency Inc in Melville, NY provides a full range of commercial insurance products to protect local business operations and assets. It offers ongoing policy maintenance and periodic coverage reviews to help clients adjust their plans as their needs evolve. The agency works with business owners to secure liability, property, and other essential coverages. Its service portfolio includes insurance solutions for single-family homes, apartments, retail stores, and restaurants.
Brian M. Gill - State Farm Insurance Agent in Melville, New York, serves homeowners, businesses, and property managers who need commercial insurance coverage for their operations and assets. The agency helps clients select policies that address liability, property damage, and business interruption risks common to local enterprises. Each recommendation is tailored to the specific industry and scale of the customer’s work. The office also extends its commercial insurance services to clients in nearby Huntington and the surrounding Suffolk County area.
Serving businesses in Melville and the surrounding communities of Long Island, Clarity Insurance Agency operates as a commercial insurance agent. It handles the essential coverage needs of local enterprises, from general liability and property protection to workers compensation and commercial auto policies. Understanding the specific risks that small and mid-size businesses face in this region, the agency begins each job with a thorough assessment of the client’s operations. It then compares options from multiple carriers to build a tailored policy package.
As a commercial insurance agent in Melville, NY, YZ Insurance Group helps businesses distinguish between a one-time policy purchase for a single project and a recurring policy renewal schedule for ongoing operations. Coverage is tailored to protect commercial assets, liability exposures, and business continuity needs common to Long Island enterprises. A risk assessment typically informs which policy structure fits. Service for each client runs on an as-needed basis, with their agent available to review expiring coverages, adjust limits, or respond to a new business exposure as it arises.
Coverland Brokerage Inc in Melville, NY offers specialty services in liability, property, and workers’ compensation coverage, while also handling general commercial insurance for local businesses. It assesses company-specific risks to recommend appropriate policy packages that meet operational needs and regulatory requirements. The firm helps regional firms navigate coverage gaps that can appear during seasonal weather events or temporary staffing increases, ensuring protection remains steady throughout the year.
A local business in Melville seeking to protect its property or vehicle fleet from winter weather needs reliable coverage. ASAP Insurance Brokerage responds by offering commercial insurance policies tailored to these distinct operational risks. The agency works to secure appropriate liability protection and business asset coverage for clients in this region. Their process begins with a thorough review of the company’s daily exposures and specific insurance needs. A representative will then schedule a site inspection or initial consultation to assess the commercial premises directly.
Tekbytes Insurance Brokerage inc. serves the Melville, NY area by providing commercial insurance policies that protect businesses from financial losses related to property damage, liability claims, and operational risks. Its optional specialty add-ons include coverage for equipment breakdown, data breach liability, and contingent business interruption, which can be tailored to individual operations. This agency supports multiple commercial sectors, including professional offices, warehouses, food service establishments, and retail stores.
MICHAEL M INSURANCE SERVICES in Melville, NY, is known for providing commercial insurance solutions to local businesses. The agency serves a range of industries with policies covering general liability, property, and workers compensation. It also helps clients manage risk through custom-tailored coverage packages. A specialty they can add on is professional liability insurance, offering additional protection against claims related to errors or omissions in service.
The Ferrante Agency of Allstate Insurance provides residential coverage for homeowners and renters in Melville, New York. It also offers commercial insurance options tailored to local businesses, addressing general liability and property protection needs. The agency serves clients throughout the greater Long Island area, helping to secure policies that meet regulatory requirements and business-specific risks. Customers often follow up with the agency between regular visits to discuss coverage adjustments as their commercial operations evolve.
What Does a a Commercial Insurance Agent in Melville Cost?
Typical costs for commercial insurance in New York vary widely. A small business might pay between 500 and 3000 dollars per year for general liability. Workers compensation costs depend on payroll and industry classification with rates set by the New York State Insurance Fund or private carriers. Commercial auto insurance for a single vehicle can range from 1200 to 4000 dollars annually. These ranges are estimates and your actual cost will depend on your specific business operations location and claims history. This is general information not insurance advice.
About commercial insurance agents in Melville
Commercial insurance agents in Melville New York help businesses find coverage for property liability and workers compensation. New York law requires most employers to carry workers compensation insurance under the New York Workers Compensation Law. Local agents understand the specific risks for businesses on Long Island including weather and liability concerns.
Frequently Asked Questions
What types of commercial insurance do Melville agents offer?
Agents in Melville offer general liability property insurance commercial auto workers compensation and professional liability coverage. They can also provide specialized policies for local industries like construction retail and healthcare.
Is commercial insurance required by law in New York?
New York law requires workers compensation insurance for most businesses with employees. Commercial auto insurance is also required for any business vehicles. Other coverages like general liability are not legally required but are often demanded by landlords or clients.
How do I choose a commercial insurance agent in Melville?
Look for an agent with experience in your industry and knowledge of New York regulations. Check their licensing through the New York State Department of Financial Services. Ask about their claims process and how they handle local risks like coastal weather.
Commercial Insurance Agents in Other New York Cities
Albany · Amherst · Baldwinsville · Bay Shore · Bethpage · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack · Deer Park · East Meadow