The top-rated commercial insurance agent in Jamestown, New York is Dave Snow - State Farm Insurance Agent, rated 4.9 stars across 162 reviews. Other highly rated options include Lockwood Insurance, Lawley Jamestown, J. Edwards Insurance Agency. This directory lists 19 commercial insurance agents serving Jamestown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Snow - State Farm Insurance Agent | 101 W 5th St | (716) 488-7042 |
| 2 | Lockwood Insurance | 617 N Main St | (716) 219-7061 |
| 3 | Lawley Jamestown | 201 W 3rd St Suite 215 | (716) 483-1886 |
| 4 | J. Edwards Insurance Agency | 800 W 3rd St | (716) 484-1288 |
| 5 | AW Access Agency | 19 Ivy St | (716) 487-0823 |
| 6 | Eckman Insurance | 4007 N Main Street Ext | (716) 985-5800 |
| 7 | Gary N Johnson Insurance | 800 Fairmount Ave Suite A | (716) 483-5525 |
| 8 | Kirk Maberry - State Farm Insurance Agent | 310 Fairmount Ave | (716) 487-0127 |
| 9 | Nationwide Insurance: Cynthia Woltz Insurance Agency Inc. | 205 Fluvanna Ave | (716) 664-3890 |
| 10 | AAA Jamestown Insurance and Member Services | 111 W 5th St | (716) 488-1981 |
Dave Snow - State Farm Insurance Agent serves the Jamestown, New York area as a commercial insurance agent. The agency provides coverage solutions designed to protect local businesses from common operational risks. Their policies help manage liability, protect property, and secure company assets. Commercial clients can receive guidance on selecting appropriate limits and deductibles for their specific industry needs. The agency handles general liability and property insurance for small and mid-sized businesses in the region.
Lockwood Insurance provides commercial coverage for businesses of all sizes. Its services include general liability, property, and workers’ compensation policies. Ongoing maintenance plans help local companies manage policy renewals and adjust coverage limits as operations change. The agency provides risk assessment support to identify potential exposures unique to the Jamestown area. Regular policy reviews support long-term financial stability for policyholders. The agency specifically services single-family homes, apartments, retail stores, and restaurants.
Based in Jamestown, this commercial insurance agency serves business owners, property managers, and local organizations throughout the region. It works closely with clients to select appropriate coverage for liability, property, workers compensation, and commercial auto exposures. The goal is to help keep operations running with sound risk management solutions tailored to each industry. Protecting assets and supporting long-term business stability are the core focus of its services. The agency also serves clients in the nearby communities of Lakewood and Falconer.
J. Edwards Insurance Agency serves Jamestown, New York, and the surrounding Chautauqua County communities. It handles commercial insurance needs for local businesses, addressing property, liability, and workers’ compensation risks. A commercial insurance agent here helps clients understand their coverage gaps and match policies to the specific hazards of their industry or operation. For a typical job, the agency assesses a business’s unique exposures and existing coverages, then compares options from multiple carriers to build a tailored policy that provides appropriate protection.
For clients with ongoing operations, a recurring commercial insurance plan may suit best, while those handling single projects often choose one-time coverage. AW Access Agency, located in Jamestown, NY, brokers policies that protect businesses from property damage, liability claims, and other standard risks common to the local area. General liability and workers’ compensation are typical policies arranged. Their commercial services are available on either a one-time or scheduled as-needed basis depending on the client’s current needs.
Eckman Insurance in Jamestown, NY specializes in commercial auto and general liability policies. It works closely with local business owners to tailor coverage that addresses specific operational risks. The agency provides ongoing support for policy review and claims assistance throughout the year. In winter, it helps clients review snow removal contractor liabilities and manage service vehicle exposures. Before the summer construction season, it assists contractors in updating equipment coverage and verifying appropriate on-site insurance limits.
Gary N Johnson Insurance in Jamestown, NY handles residential insurance needs for local homeowners and renters, ensuring personal property is properly protected. The agency also provides commercial insurance solutions tailored to area businesses, covering liability, property, and other operational risks for clients throughout the region. Policies are reviewed regularly to match changing needs, and prompt service is available between scheduled check-ins to address claims or adjustments following any incident.
Many local businesses in the Jamestown area require coverage for seasonal fluctuations in inventory and foot traffic. Kirk Maberry - State Farm Insurance Agent serves as a commercial insurance agent helping local enterprises secure appropriate policies. The agency works to match the specific liability and property needs of different business models. A comprehensive initial risk assessment is always conducted to identify necessary coverage gaps before any recommendations are made.
Nationwide Insurance: Cynthia Woltz Insurance Agency Inc. is known for providing commercial insurance solutions to businesses in the Jamestown, NY area. The agency assists local companies in securing coverage for property, liability, and workers’ compensation risks. Every policy is tailored to meet the specific operational needs of small and mid-sized enterprises. Commercial insurance agents in this region help business owners manage liability and protect assets. This agency can also add business interruption insurance, which helps cover lost income if a company must temporarily close due to a covered event.
AAA Jamestown Insurance and Member Services provides commercial insurance agent services in Jamestown, New York. The company works with local business owners to obtain coverage for property protection, liability risks, and general operational needs. As a commercial insurance agent, it also assists with specialty product lines such as equipment breakdown insurance and business interruption policies. The firm can serve various commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Commercial Insurance Agent in Jamestown Cost?
Commercial insurance costs in Jamestown New York vary by business type size and risk profile. A small retail shop might pay 500 to 1500 per year for general liability while a construction contractor could pay 3000 to 8000 annually for combined coverage. Workers compensation rates are set by the New York State Insurance Fund and depend on payroll and classification codes. This is general information not insurance advice.
About commercial insurance agents in Jamestown
Commercial insurance agents in Jamestown New York help local businesses secure coverage for property liability workers compensation and commercial auto. New York State requires all employers to carry workers compensation insurance under Workers Compensation Law Section 10. Agents in Jamestown understand the specific risks facing manufacturers healthcare providers and retail shops in Chautauqua County.
Frequently Asked Questions
What types of commercial insurance do Jamestown businesses typically need?
Common policies include general liability property insurance workers compensation and commercial auto. New York law also mandates disability benefits coverage under Workers Compensation Law Section 201 for most private employers.
How do I verify a commercial insurance agent is licensed in New York?
You can check an agents license on the New York State Department of Financial Services website. Licensed agents must complete continuing education and follow state regulations for selling commercial policies.
Does New York require commercial auto insurance for business vehicles?
Yes New York Vehicle and Traffic Law Section 311 requires minimum liability coverage for all registered vehicles. Commercial auto policies often need higher limits for delivery trucks service vans and fleet vehicles used in Jamestown.
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