The top-rated commercial insurance agent in Huntington, New York is The Michaels Group, rated 5.0 stars across 756 reviews. Other highly rated options include Joe Mattera - State Farm Insurance Agent, K&N Insurance Brokerage, Borg Insurance Agency. This directory lists 21 commercial insurance agents serving Huntington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Michaels Group | 425 New York Ave Suite 102 | (631) 629-2233 |
| 2 | Joe Mattera - State Farm Insurance Agent | 82 Main St #101 | (631) 683-5400 |
| 3 | K&N Insurance Brokerage | 1730 E Jericho Tpke | (631) 646-9090 |
| 4 | Borg Insurance Agency | 148 E Main St #106 | (631) 673-7600 |
| 5 | Cavallino Risk Management, Inc. | 675 W Jericho Turnpike | (631) 385-5980 |
| 6 | Shane Roer Agency Inc. | 7 High St Ste 305 | (631) 923-2840 |
| 7 | JW Hirschfeld Agency Inc | 299 Main St | (631) 421-2525 |
| 8 | Michelle Laglenne-Spronck - State Farm Insurance Agent | 1160 E Jericho Tpke Suite109 | (631) 427-4636 |
| 9 | Milton Choto: Allstate Insurance | 595 W Jericho Turnpike | (631) 271-0056 |
| 10 | Renee Berges - State Farm Insurance Agent | 490 New York Ave | (631) 424-6333 |
The Michaels Group serves businesses throughout Huntington and all of Suffolk County as a commercial insurance agent. Its work includes assessing local risks for companies of various sizes, then securing customized coverage policies from multiple carriers. Common services involve crafting general liability packages to protect against property damage and third-party claims. The agency also arranges workers’ compensation plans to cover employee injuries and property insurance for physical assets like storefronts and equipment.
Joe Mattera - State Farm Insurance Agent serves local homeowners, businesses, and property managers in Huntington, New York, with commercial insurance policies. The agency provides coverage options such as general liability, property protection, and business interruption insurance. Policies are designed to help safeguard small retail stores, office tenants, and service contractors against common operational risks. An agent in this area typically assists clients in customizing plans that meet specific local regulatory requirements. The agency also extends its services to clients in nearby Cold Spring Harbor, ensuring broader access within the metro region.
K&N Insurance Brokerage serves businesses in Huntington, New York, and the surrounding communities on Long Island. The agency handles commercial insurance needs, offering coverage options for liability, property, and other operational risks common to local enterprises. Each client’s unique exposures are assessed to tailor a policy that provides adequate financial protection against potential losses. The agency reviews the client’s operations and risk profile to match them with appropriate carriers, then manages the application process to secure a suitable policy.
Borg Insurance Agency provides a range of commercial insurance services tailored to the needs of businesses in Huntington, NY. It offers tailored risk management advice and places coverage for general liability, property, and workers compensation. The agency assists with crafting custom protection plans and reviews policies regularly to ensure they adapt to business growth. Its service plans include ongoing policy audits and claim support. The agency works with clients operating single-family homes, apartments, retail stores, and restaurants.
Cavallino Risk Management, Inc., based in Huntington, NY, assists local businesses with both one-time insurance placements and ongoing coverage adjustments to address changing operational risks. The company advises clients on commercial insurance options tailored to various industries throughout the area, focusing on liability, property, and workers’ compensation needs. Service is arranged on an as-needed basis, allowing business owners to request consultations and policy reviews according to their own schedules.
Shane Roer Agency Inc. specializes in crafting tailored property and casualty policies for local businesses in Huntington, NY, safeguarding assets against unforeseen liabilities. The agency provides comprehensive commercial insurance coverage, including general liability, workers’ compensation, and commercial auto, helping businesses manage everyday operational risks. As winter approaches, the agency assists clients in assessing coverage gaps for snow removal operations and other seasonal liabilities that may affect commercial enterprises in the area.
As winter storms and seasonal flooding affect businesses across Huntington, JW Hirschfeld Agency Inc helps commercial clients assess their property and liability exposures. The agency reviews typical local risks such as storm damage to storefronts or slip-and-fall claims on icy walkways. They then tailor coverage recommendations aimed at protecting ongoing operations and assets. A new client relationship begins when an agent schedules a site inspection and discusses the business’s specific daily activities and hazards.
Located in Huntington, NY, Michelle Laglenne-Spronck - State Farm Insurance Agent offers general commercial insurance services to local businesses. The agency provides property coverage, liability protection, and business interruption policies. It also specializes in adding commercial auto and workers’ compensation insurance for additional risk management. This includes customizable packages designed to meet the specific needs of offices, warehouses, and food service operations.
Milton Choto: Allstate Insurance in Huntington, NY provides residential insurance solutions for local homeowners and renters. The agency also offers commercial insurance coverage tailored to business clients throughout the surrounding area. As a commercial insurance agent, the office helps businesses assess their liability and property risks. Clients can expect a straightforward consultation to match their coverage needs. Follow-up services between regular visits ensure coverage remains current and any necessary adjustments are handled promptly.
Renee Berges - State Farm Insurance Agent in Huntington, NY, is known for providing commercial insurance coverage tailored to local businesses of various sizes. Its services range from general liability and property protection to workers’ compensation and auto policies for company fleets. The agency works closely with business owners to assess their unique operational risks and customize appropriate plans. This location also offers add-on coverage such as business interruption insurance to help maintain financial stability during unexpected closures.
What Does a a Commercial Insurance Agent in Huntington Cost?
Commercial insurance costs in Huntington vary widely based on business size, industry, and coverage limits. A small retail shop might pay between 500 and 1,500 dollars per year for general liability, while a construction company could pay 5,000 to 15,000 dollars annually for a full package. Factors like payroll, revenue, and claims history also affect premiums. This is general information and not insurance advice.
About commercial insurance agents in Huntington
Commercial insurance agents in Huntington, New York help local businesses secure coverage for property, liability, and workers compensation. New York law requires most employers to carry workers compensation insurance under the Workers Compensation Law. An agent can guide you through these state-specific requirements and find policies that match your business needs.
Frequently Asked Questions
What types of commercial insurance do Huntington businesses need?
Common coverages include general liability, property insurance, and workers compensation. New York law mandates workers compensation for most employers with one or more employees. Your agent can also recommend commercial auto or professional liability based on your industry.
How do I choose a commercial insurance agent in Huntington?
Look for an agent licensed in New York with experience in your industry. Ask about their familiarity with local risks like weather or zoning laws in Suffolk County. Check their reputation with the New York State Department of Financial Services.
Does New York require commercial insurance for all businesses?
New York does not require general liability insurance for all businesses, but it does require workers compensation for most employers and disability benefits coverage. Commercial auto insurance is mandatory if you use vehicles for business. An agent can clarify which coverages apply to you.
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