The top-rated commercial insurance agent in Hempstead, New York is Ana Perez-Vukovic - State Farm Insurance Agent, rated 4.9 stars across 507 reviews. Other highly rated options include Danny Trujillo - State Farm Insurance Agent, Franklin Pen Agency Inc., DCAP Insurance / The TaxZone. This directory lists 13 commercial insurance agents serving Hempstead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ana Perez-Vukovic - State Farm Insurance Agent | 80 Front St | (516) 481-4440 |
| 2 | Danny Trujillo - State Farm Insurance Agent | 727 Fulton Ave | (516) 743-9099 |
| 3 | Franklin Pen Agency Inc. | 369 Peninsula Blvd | (516) 506-7900 |
| 4 | DCAP Insurance / The TaxZone | 33 Main St | (516) 538-3227 |
| 5 | Latin Insurance Brokerage | LIB Car & Business Insurance Solutions | 123 Main St | (516) 485-8400 |
| 6 | Maria Judy Gonzalez: Allstate Insurance | 80 Clinton St Ste A | (516) 206-1080 |
| 7 | North Franklin Brokerage | 13 N Franklin St | (516) 564-5656 |
| 8 | Stronghold Insurance Agency | 250 Fulton Ave | (847) 499-4061 |
| 9 | Hempstead Agency Inc | 119 Jackson St | (516) 219-9672 |
| 10 | The Carmoon Group Ltd | 240 Fulton Ave | (516) 292-3780 |
Ana Perez-Vukovic - State Farm Insurance Agent serves Hempstead, NY, and the surrounding Nassau County area, specializing in commercial insurance agency services for local businesses. The agency helps owners assess their coverage needs and select appropriate policies to protect their operations from common risks. General liability, property insurance, and workers compensation are core offerings. This office also handles business automobile policies for fleets and commercial vehicles operating in the region.
Danny Trujillo - State Farm Insurance Agent in Hempstead, NY, offers a full range of commercial insurance policies, including general liability, property, and business interruption coverage. It provides tailored risk assessments and periodic policy reviews to help ensure coverage remains aligned with evolving business needs. Regular consultations are available to discuss claims processes and updates to local regulations affecting commercial clients. The agency services a variety of properties, including single-family homes used for home-based businesses, apartment complexes, retail storefronts, and full-service restaurants.
Franklin Pen Agency Inc. serves business owners, property managers, and commercial landlords in Hempstead, NY. The agency works to identify appropriate insurance coverages for various commercial risks, helping its clients understand their policy options. As a local commercial insurance agent, it assists with routine policy reviews and renewal discussions. Its services extend to neighboring areas throughout Nassau County, including the Village of Hempstead and surrounding communities.
DCAP Insurance / The TaxZone serves Hempstead and the surrounding Nassau County communities, handling commercial insurance agent needs for local businesses. It works with clients to secure coverage for property, liability, workers’ compensation, and other business risks common to the area. To handle a typical job, the agency reviews a business’s operations and exposures, then customizes a range of policy options from multiple carriers to provide suitable protection.
Latin Insurance Brokerage | LIB Car & Business Insurance Solutions in Hempstead, NY works with clients to distinguish between one-time policies for specific projects and recurring coverage for ongoing commercial operations. Their general services include liability, property, and vehicle insurance for small to medium-sized businesses in the region. Transactions typically address risk management needs consistent with local industry regulations and market conditions. Service appointments for consultations, policy reviews, or claims support are available on a one-time, scheduled, or as-needed basis.
Maria Judy Gonzalez: Allstate Insurance provides commercial insurance agent services in Hempstead, New York. The agency assists local business owners with general liability and property coverage for their storefronts or offices. It also works with those carrying workers’ compensation policies to meet state requirements. Beyond general service, the agency helps commercial clients review their policies before the busy holiday retail season to ensure coverage for increased inventory or seasonal foot traffic.
As local businesses in Hempstead prepare for seasonal shifts in inventory and liability, North Franklin Brokerage structures commercial insurance policies to address those changes. This agency works closely with clients to analyze property exposure, general liability risks, and relevant coverage gaps typical for Long Island operations. Their process begins with an initial on-site inspection to document current conditions and asset values, forming the foundation for a policy tailored to each commercial client.
Stronghold Insurance Agency in Hempstead, NY, provides residential insurance services to local homeowners and also offers commercial coverage for area businesses across various industries. The agency works within Hempstead and the surrounding region to help clients manage property, liability, and other common business risks through standard market policies. After an initial policy is set up, agents follow up to review any policy questions and to help coordinate coverage adjustments or renewals between regular visits for ongoing business protection.
Hempstead Agency Inc provides commercial insurance coverage to businesses throughout Hempstead, NY. Its core work involves designing policies that protect companies from property damage, liability claims, and other operational risks. The agency offers additional specialized coverages such as business interruption insurance and commercial auto policies to address specific client needs. It serves a range of commercial sectors, including offices, warehouses, and food service operations.
The Carmoon Group Ltd, based in Hempstead, NY, is a commercial insurance agent known for matching local businesses with appropriate coverage solutions. Its range of services includes general liability, property, and workers' compensation policies tailored to the area’s diverse industries. Clients typically rely on the agency to navigate complex risk exposures and insurance requirements common in New York. The Carmoon Group Ltd can also add on specialized inland marine coverage to protect equipment and goods in transit.
What Does a a Commercial Insurance Agent in Hempstead Cost?
The cost of commercial insurance in New York varies by industry, business size, and coverage needs. A small retail shop in Hempstead might pay 500 to 1,500 per year for general liability, while a construction company could pay 5,000 to 15,000 or more. Workers compensation rates are set by the New York State Insurance Fund and depend on payroll and classification codes. This is general information, not insurance advice.
About commercial insurance agents in Hempstead
Commercial insurance agents in Hempstead, New York help businesses find coverage for liability, property, and workers compensation. New York requires all employers to carry workers compensation insurance under Workers Compensation Law Section 10. Agents in Hempstead can guide you through these requirements and find policies that fit your business needs.
Frequently Asked Questions
What types of commercial insurance do Hempstead agents offer?
Agents in Hempstead offer general liability, property insurance, workers compensation, commercial auto, and professional liability. They also provide business interruption and cyber liability coverage.
Is commercial auto insurance required in New York?
Yes, New York requires commercial auto insurance for any vehicle used for business purposes. Minimum liability limits are 25,000 per person and 50,000 per accident for bodily injury, plus 10,000 for property damage.
How do New York workers compensation laws affect my business?
New York Workers Compensation Law Section 10 requires almost all employers to carry workers compensation insurance. Failure to comply can result in fines up to 2,000 per 10-day period and possible stop-work orders.
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