The top-rated commercial insurance agent in Freeport, New York is Lilian Rodriguez: Allstate Insurance Services, rated 4.9 stars across 68 reviews. Other highly rated options include Nellie's Agency Corp., DCAP Insurance, Ken Dookram - State Farm Insurance Agent. This directory lists 14 commercial insurance agents serving Freeport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lilian Rodriguez: Allstate Insurance Services | 386 Atlantic Ave | (516) 489-6900 |
| 2 | Nellie's Agency Corp. | 51 Guy Lombardo Ave | (516) 378-9194 |
| 3 | DCAP Insurance | 17 Sunrise Hwy | (516) 379-8900 |
| 4 | Ken Dookram - State Farm Insurance Agent | 49 W Merrick Rd | (516) 378-4466 |
| 5 | William Bonomo: Allstate Insurance | 149 W Merrick Rd | (516) 868-7900 |
| 6 | Mike Saadati: Allstate Insurance | Freeport, NY 11520 | (516) 539-9000 |
| 7 | White & Re Agency | 113 Sunrise Hwy B | (516) 378-5555 |
| 8 | Careful Trust Inc Co | 45 Church St | (516) 331-2427 |
| 9 | Insurance Associates, Inc. | 30 S Ocean Ave | (516) 234-6352 |
| 10 | American Transit Insurance Company | 5 Broadway | (212) 857-8200 |
Lilian Rodriguez: Allstate Insurance Services provides a comprehensive range of commercial insurance products to protect businesses from financial risk. Their service approach includes regular policy reviews to ensure coverage keeps pace with changing operational needs. They also offer dedicated support for filing claims and adjusting policies as circumstances evolve. This agency services a variety of commercial properties, including single-family homes, apartments, retail storefronts, and restaurants.
Nellie’s Agency Corp. serves business owners, property managers, and commercial landlords in Freeport, New York, providing commercial insurance agent services to protect local enterprises. The agency works with clients to secure property and liability coverage, helping them manage risks and meet insurance requirements. Its services are tailored to the needs of small and mid-sized businesses operating on Long Island. The agency also extends its support to clients in the neighboring community of Baldwin, offering coverage for commercial operations in that area as well.
Serving Freeport and the surrounding Nassau County communities, DCAP Insurance provides commercial insurance coverage for local businesses. It handles general liability, property insurance, workers’ compensation, and commercial auto policies to protect against operational risks. The agency works with business owners to assess specific coverage needs, then identifies appropriate policy options from carrier partners. Typical job handling begins with a detailed review of the client’s operations and exposures, followed by a selection of tailored insurance solutions.
Ken Dookram - State Farm Insurance Agent serves clients in Freeport, New York, and the surrounding communities of Nassau County. It handles commercial insurance policies designed to protect local businesses from common operational risks and liabilities. The agency works closely with business owners to assess their specific needs for property and general liability coverage. By taking a detailed, risk-by-risk approach to evaluate each commercial account, it customizes a policy that addresses the unique exposures of a typical local business.
William Bonomo: Allstate Insurance in Freeport, NY offers commercial insurance agents who explain the distinction between one-time coverage for temporary projects and recurring policies for ongoing business operations. They help local firms secure protection for property, liability, and related exposures. This agency provides service when a client schedules a specific appointment, with consultations arranged in advance and coverage adjustments made on an as-needed basis to accommodate changing circumstances.
Mike Saadati: Allstate Insurance in Freeport provides residential insurance solutions tailored to homeowners and renters in the local area. For business clients, the agency offers commercial coverage options that protect small and mid-sized enterprises from various operational risks. Serving Freeport and the surrounding region, the office supports property, liability, and related insurance needs. Clients often return between regular review visits to update policies as their businesses or personal circumstances evolve.
Specializing in property and general liability coverages, White & Re Agency serves the Freeport business community with comprehensive commercial insurance solutions. It also works with clients to craft customized policies for contractors, restaurants, and other local enterprises, addressing their unique operational risks. Supporting long-term stability, the agency reviews each client’s liabilities exposure carefully. As the islands’ winter weather approaches, the agency helps restaurateurs and retailers secure adequate flood and storm damage protection to safeguard their inventory and premises against seasonal closures.
As local businesses in Freeport prepare for the open-water season, their shorefront operations face increased liability from foot traffic and weather exposure. Careful Trust Inc Co serves as a commercial insurance agent, helping these firms secure coverage that addresses maritime property and general liability exposures. The agency also assists workshop owners and retailers with policies that respond to equipment breakdowns and slip-and-fall claims common in the area. To begin the process, a representative schedules an on-site walkthrough of the commercial property to identify potential hazards before recommending coverage.
Insurance Associates, Inc. serves local businesses in Freeport by providing commercial insurance coverage that protects against operational risks. The company specializes in additional endorsements for liability and property, allowing clients to customize their policies beyond standard plans. It can serve commercial sectors including offices seeking general liability coverage, warehouses requiring property and inventory protection, and food service operations needing specialized risk management for equipment and public liability.
American Transit Insurance Company serves the Nassau County area from its location in Freeport, New York, offering commercial insurance agent services for local business owners. The agency helps clients secure coverage to protect their operations and assets against common business risks. Typical services include property and liability policies to safeguard commercial buildings and equipment. Additionally, the company handles workers’ compensation insurance to cover employee injuries, as well as commercial auto policies for company-owned vehicles used in daily operations.
What Does a a Commercial Insurance Agent in Freeport Cost?
Typical commercial insurance costs in New York vary widely. A small retail store might pay 500 to 1,500 per year for general liability. Workers compensation premiums depend on payroll and industry class codes, often ranging from 0.75 to 5.00 per 100 dollars of payroll. Commercial auto policies for one vehicle can cost 1,200 to 3,000 annually. These are general estimates and actual costs depend on your specific business risks and coverage choices. This is general information and not insurance advice.
About commercial insurance agents in Freeport
Commercial insurance agents in Freeport, New York help local businesses find coverage for general liability, property damage, and workers compensation. New York State law requires most employers to carry workers compensation insurance. Agents can also advise on commercial auto policies required for business vehicles registered in New York.
Frequently Asked Questions
What types of commercial insurance do Freeport businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. New York law mandates workers comp for most employers with one or more employees.
How do I choose a commercial insurance agent in Freeport?
Look for an agent licensed in New York with experience in your industry. Check their knowledge of local risks like flood zones or proximity to the waterfront.
Is commercial auto insurance required for my Freeport business?
Yes, New York State requires liability insurance for any business-owned vehicle. Minimum limits are 25,000 per person and 50,000 per accident for bodily injury.
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