The top-rated commercial insurance agent in Morristown, New Jersey is Swyfft, rated 4.5 stars across 1,202 reviews. Other highly rated options include Vishant Hathi - State Farm Insurance Agent, World Insurance Associates LLC, Troy Evans - State Farm Insurance Agent. This directory lists 16 commercial insurance agents serving Morristown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Swyfft | 350 Mt Kemble Ave | (855) 479-9338 |
| 2 | Vishant Hathi - State Farm Insurance Agent | 22 Pine St | (973) 998-9747 |
| 3 | World Insurance Associates LLC | 225 Madison Ave | (973) 539-9300 |
| 4 | Troy Evans - State Farm Insurance Agent | 99 Washington St | (973) 998-7660 |
| 5 | Knightly Insurance Agency | 11 Hill St | (973) 795-7700 |
| 6 | Crum & Forster Insurance | 305 Madison Ave | (973) 490-6600 |
| 7 | Empire Insurance New Jersey | 10 Spring St | (973) 321-7340 |
| 8 | Collective Insurance Service | 75 Madison Ave | (973) 321-7440 |
| 9 | Coaction Specialty Insurance | 412 Mt Kemble Ave #300c | (800) 774-2755 |
| 10 | Robert Lloyd Coutts & Sons | 46 Washington St | (973) 539-4900 |
Swyfft serves commercial clients throughout Morris County, New Jersey, from its base in Morristown, providing essential risk management and insurance placement services. The agency works to secure appropriate coverage for businesses of varying sizes and industries. It specializes in structuring general liability policies to protect against common operational risks. Additionally, Swyfft handles commercial property insurance to safeguard physical assets from unforeseen damage or loss.
Vishant Hathi - State Farm Insurance Agent in Morristown, NJ, provides a range of commercial insurance coverages, including general liability and property protection. The office assists business owners in reviewing and updating their policies to maintain adequate coverage as their operations evolve. Commercial clients receive support with risk management and claims guidance to help navigate unexpected losses. The firm serves a variety of commercial properties, including single-family homes, apartments, retail establishments, and restaurants.
World Insurance Associates LLC serves businesses, property managers, and commercial property owners in Morristown, New Jersey, offering general liability, property, and workers’ compensation coverage. The agency also helps local entrepreneurs secure commercial auto and umbrella policies tailored to their operational needs. Drawing on its regional expertise, it guides clients through risk assessments and policy renewals. In addition to serving Morristown, the firm extends its commercial insurance services to neighboring communities in Morris County and the greater northern New Jersey metro area.
Serving Morristown and the surrounding Morris County communities, Troy Evans - State Farm Insurance Agent handles commercial insurance needs for a range of local businesses. Its focus includes helping owners protect their assets, manage liability exposures, and secure appropriate property coverage for their operations. Day to day, the agent assesses each business’s unique risks and finds suitable policies from its carrier options. For a typical job, this involves sitting down with the business owner to review exposures, then building a tailored coverage plan that addresses those specific concerns.
Knightly Insurance Agency in Morristown, NJ offers both one-time policies for single commercial needs and recurring plans for ongoing business risks. As a local commercial insurance agent, the agency provides coverage for general liability, property damage, and workers’ compensation to protect area businesses from common financial losses. Service for new policies is provided on a one-time setup basis, while ongoing account management and renewals are handled on a scheduled basis as needed throughout the year.
Crum & Forster Insurance provides specialized commercial insurance solutions, including property, liability, and workers’ compensation coverage for businesses. Operating from Morristown, New Jersey, the agency serves local companies by assessing unique operational risks and tailoring policies to meet specific industry needs. It also advises clients on loss prevention strategies to ensure long-term business stability. As winter approaches, the firm assists commercial clients in managing snow and ice removal liability exposures effectively.
Empire Insurance New Jersey in Morristown provides commercial insurance agent services for local businesses, specializing in tailored liability coverage and property protection. The firm helps clients manage workplace risks and equipment exposures through structured policy options. It supports various commercial sectors, including offices needing business interruption coverage, warehouses requiring inventory protection, and food service operations addressing product liability concerns.
Collective Insurance Service serves the Morristown area by helping residential clients secure coverage for their homes and personal property. The company then applies the same thorough approach to commercial insurance, offering policies tailored for local businesses that need protection for their operations and liabilities. Serving small and mid-sized firms in Morristown, they work with clients to understand specific exposures and recommend appropriate coverage. After a policy is in place, they remain available for follow-up assistance and adjustments between regular visits to ensure continued protection.
As winter weather in Morristown increases liability risks for local businesses, Coaction Specialty Insurance provides commercial insurance agent services tailored to area companies. The agency works with property owners and operators to secure policies covering general liability, property damage, and workers’ compensation. They assist with risk assessments for retail shops, office buildings, and light industrial operations throughout the region. An initial on-site inspection of premises is scheduled to identify specific exposures and recommend appropriate coverage limits for each commercial client.
Robert Lloyd Coutts & Sons in Morristown, NJ, is known for delivering practical commercial insurance agent services tailored to local businesses. The firm covers a range of general coverage needs, including liability protection and property insurance for small to mid-sized enterprises. It also helps clients assess workplace risks and comply with standard regulatory requirements. For businesses requiring specialized protection, the agency offers additional services such as workers' compensation policy reviews and custom risk management consultations.
What Does a a Commercial Insurance Agent in Morristown Cost?
The cost of commercial insurance in New Jersey varies by business type, size, and risk. A small retail shop might pay between 500 and 1500 dollars per year for general liability, while a construction company could pay 5000 to 15000 dollars or more for combined coverage. Workers compensation rates are set by the New Jersey Department of Banking and Insurance and depend on payroll and classification codes. This is general information, not insurance advice.
About commercial insurance agents in Morristown
Commercial insurance agents in Morristown, New Jersey help local businesses secure coverage for property, liability, and workers compensation. New Jersey law requires most employers to carry workers compensation insurance under N.J.S.A. 34:15-71. An agent can guide you through state-specific requirements and find policies that fit your business needs.
Frequently Asked Questions
What types of commercial insurance do Morristown businesses need?
Common policies include general liability, property insurance, workers compensation, and commercial auto. New Jersey also requires commercial auto insurance for any business-owned vehicles under N.J.S.A. 39:6B-1.
How do I choose a commercial insurance agent in Morristown?
Look for an agent licensed in New Jersey who understands your industry. Ask about their experience with local businesses and their access to multiple insurance carriers.
Is commercial insurance required by law in New Jersey?
Yes, New Jersey law requires workers compensation insurance for most employers. Commercial auto insurance is also required for business vehicles. Other coverages like general liability are not legally required but are often needed by landlords or clients.
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