The top-rated commercial insurance agent in Englewood Cliffs, New Jersey is Otterstedt Insurance Agency, rated 4.5 stars across 41 reviews. Other highly rated options include Noah Insurance Agency LLC: Allstate Insurance, New Jersey Insurance Agency, NJ General Insurance. This directory lists 12 commercial insurance agents serving Englewood Cliffs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Otterstedt Insurance Agency | 540 Sylvan Ave | (201) 227-1800 |
| 2 | Noah Insurance Agency LLC: Allstate Insurance | 150 Sylvan Ave | (201) 568-6800 |
| 3 | New Jersey Insurance Agency | 486 Sylvan Ave | (551) 294-1741 |
| 4 | NJ General Insurance | 385 US-9W | (201) 249-6188 |
| 5 | HUB International | 570 Sylvan Ave 2nd Floor | (201) 569-4160 |
| 6 | Dong-E Insurance | 635 E Palisade Ave | (201) 503-0003 |
| 7 | Owens Group Insurance | 619 E Palisade Ave | (201) 568-2300 |
| 8 | Hyundai Marine & Fire Insurance | 300 Sylvan Ave | (855) 436-3467 |
| 9 | JYP Insurance Agency, LLC | 375 Sylvan Ave #39 | (877) 201-2019 |
| 10 | Sejong Insurance Agency, LLC | 385 Sylvan Ave Suite#11 | (201) 568-1630 |
Otterstedt Insurance Agency serves businesses throughout the Englewood Cliffs area of New Jersey. As a commercial insurance agent, the company provides a range of policies designed to protect local enterprises from common operational risks. This work involves analyzing a business's specific exposures and then matching them with appropriate coverage options tailored to the local market. The agency regularly handles general liability insurance to cover third-party claims and commercial property insurance to safeguard physical assets like buildings and equipment.
Noah Insurance Agency LLC: Allstate Insurance provides a full range of commercial insurance agent services to businesses in Englewood Cliffs, NJ, including general liability, property, and workers’ compensation coverage. The agency offers ongoing service plans that include policy reviews, claims filing assistance, and coverage updates to help clients manage their changing business needs throughout the year. It services a variety of commercial property types, from single-family homes and apartment buildings to retail stores and restaurants.
New Jersey Insurance Agency serves Englewood Cliffs and the surrounding communities in Bergen County, providing commercial insurance coverage for local businesses. It handles general liability, property, and workers’ compensation policies tailored to the specific risks faced by small and midsize companies in the region. The agency also assists with business auto and professional liability needs. For each client, it begins with a thorough assessment of the operation’s exposures and then recommends a combination of standard policies to meet those needs.
NJ General Insurance, located in Englewood Cliffs, New Jersey, assists businesses in distinguishing between one-time event coverage and ongoing commercial insurance policies, then works to match each client with appropriate property, liability, and workers’ compensation protections for their specific industry. Service is provided on a one-time basis for new policy enrollments or individual risk assessments, with scheduled annual reviews and as-needed consultations for policy adjustments or claims support throughout the year in the local area.
HUB International in Englewood Cliffs, New Jersey provides specialty commercial insurance services, including coverage for property, liability, and workers’ compensation. It also offers general risk management guidance to help local businesses navigate complex insurance needs and regulatory requirements. The agency works with diverse industries, tailoring policies to address specific operational exposures. As winter approaches, it assists clients with assessing snow removal liability, business interruption from weather closures, and vehicle fleet risks on icy roads.
With winter approaching, businesses in Englewood Cliffs face increased risks from snow loads and frozen pipes, making updated liability and property coverage essential. Dong-E Insurance addresses these seasonal concerns by offering tailored commercial insurance policies for local retail stores, offices, and contractors. Their agency helps clients evaluate general liability, workers compensation, and commercial auto needs based on current operations. Every new client relationship begins with a thorough inspection of the business premises to identify specific exposure points and recommend appropriate coverage limits.
Owens Group Insurance provides commercial insurance solutions for businesses located in and around Englewood Cliffs, New Jersey. The agency assists with essential coverage areas such as general liability, property protection, and workers’ compensation. Additional specialty add-ons can address unique exposures like equipment breakdown, business interruption income loss, or cyber liability for data breaches. The firm is prepared to serve a variety of commercial sectors, including professional offices, warehouse facilities, and food service establishments.
Hyundai Marine & Fire Insurance serves local businesses, property managers, and homeowners in Englewood Cliffs, New Jersey. It provides commercial insurance agent services, including tailored policy reviews and risk assessment guidance for various enterprise needs. The company’s expertise helps clients navigate coverage options relevant to their specific operations and property portfolios. Hyundai Marine & Fire Insurance also extends its commercial services to nearby communities within the northern New Jersey metro area, such as neighboring Fort Lee.
JYP Insurance Agency, LLC, located in Englewood Cliffs, NJ, serves local residents with liability protection and property coverage for their homes. The agency also provides comprehensive commercial insurance solutions tailored to small and mid-sized businesses throughout the region. Their agents assess each client’s unique risks to recommend appropriate policies for general operations, property, and liability. After reviewing annual policy renewals, they verify that coverage limits match current business needs and market conditions, ensuring clients receive consistent attention between regular service visits.
Sejong Insurance Agency, LLC in Englewood Cliffs, New Jersey is known for its focus on commercial coverage solutions. The company serves local businesses by assessing their unique operational risks and matching them with appropriate policies for general liability, property, and workers’ compensation. It works closely with clients to build customized packages that protect assets and support daily operations. Additionally, the agency offers professional liability insurance tailored to meet the specific needs of service-based and consulting firms.
What Does a a Commercial Insurance Agent in Englewood Cliffs Cost?
The cost of commercial insurance in New Jersey varies by business type size and location. A small retail shop might pay between 500 and 1500 dollars per year for general liability. A construction company could pay 3000 to 8000 dollars annually for a package policy. Workers compensation rates are set by the New Jersey Department of Banking and Insurance and depend on payroll and industry classification. This is general information not insurance advice.
About commercial insurance agents in Englewood Cliffs
Commercial insurance agents in Englewood Cliffs New Jersey help local businesses secure coverage for property liability and workers compensation. New Jersey law requires most employers to carry workers compensation insurance under N.J.S.A. 34:15-71. An agent can guide you through state-specific requirements and find policies that fit your industry.
Frequently Asked Questions
What types of commercial insurance do businesses in Englewood Cliffs need?
Common policies include general liability commercial property workers compensation and commercial auto. New Jersey mandates workers comp for businesses with employees and commercial auto for any vehicles used for work.
How do I choose a commercial insurance agent in Englewood Cliffs?
Look for an agent licensed in New Jersey who has experience with your industry. Ask about their knowledge of local risks such as flooding or traffic patterns near the Palisades.
Are there specific New Jersey laws that affect commercial insurance?
Yes. New Jersey requires businesses with one or more employees to carry workers compensation insurance. The state also has strict liability rules for commercial auto insurance under N.J.S.A. 39:6B-1.
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