The top-rated commercial insurance agent in Flemington, New Jersey is Morgan Sayre - State Farm Insurance Agent, rated 4.8 stars across 97 reviews. Other highly rated options include Max Chernavsky - State Farm Insurance Agent, Taryn McLean: Allstate Insurance, AAA Flemington. This directory lists 12 commercial insurance agents serving Flemington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Morgan Sayre - State Farm Insurance Agent | 270 S Main St #202 | (908) 824-7848 |
| 2 | Max Chernavsky - State Farm Insurance Agent | 100 Hart Blvd Unit A | (908) 751-1909 |
| 3 | Taryn McLean: Allstate Insurance | 57 E Main St | (908) 782-6560 |
| 4 | AAA Flemington | 146 NJ-31 | (908) 483-9440 |
| 5 | G.S. Newborn & Associates | 32 Mine St | (908) 788-9080 |
| 6 | Cedar Risk Management & Insurance Services | 349 NJ-31 | (908) 237-1800 |
| 7 | McPherson & Newland Insurance | 260 US HWY 202/31 North Suite 600 | (908) 782-3710 |
| 8 | Ed Mahn - State Farm Insurance Agent | 31 Church St | (908) 782-2010 |
| 9 | Farmers Insurance Company of Flemington (NOT affiliated with Farmers Insurance Exchange) | 23 Royal Rd | (908) 782-4120 |
| 10 | The Parker Agency | 403 US-202 | (908) 782-5212 |
Morgan Sayre - State Farm Insurance Agent serves the Flemington, New Jersey area with commercial insurance coverage for local businesses. The agency works with business owners to identify appropriate protection plans for various operational risks. Common policies include general liability and commercial property coverage. They also assist with workers compensation insurance and business interruption protection to help companies manage unexpected losses. The agency handles professional liability insurance for service-based businesses and commercial auto policies for fleet vehicles.
Max Chernavsky - State Farm Insurance Agent in Flemington, NJ offers a full range of commercial insurance coverage tailored to local business needs. Policy options are supported by regular service check-ins and proactive maintenance reviews to help ensure ongoing protection as operations evolve. This approach allows businesses to adjust their plans over time as new assets or liabilities emerge. The agency provides coverage for various property types, including single-family homes, apartments, retail spaces, and restaurants.
Taryn McLean: Allstate Insurance serves local homeowners, businesses, and property managers seeking commercial insurance coverage in Flemington, New Jersey. The agency helps clients protect their assets with policies tailored for small to mid-sized enterprises, including general liability and property insurance. It also assists property managers with coverage for rental units and commercial structures. Understanding that every business has unique risks, the agency works to match policies to specific operational needs. Its service area extends to surrounding Hunterdon County communities such as Clinton and the greater Raritan Valley region.
AAA Flemington serves businesses in Flemington, New Jersey, and the surrounding Hunterdon County communities. It handles a full range of commercial insurance policies for local enterprises, including general liability, property coverage, and workers’ compensation. The company works to assess each client’s unique operational exposures before recommending tailored protection plans. For a typical job, it begins with a detailed risk review, then presents coverage options that align with the specific industry needs and budget of the business.
Some commercial insurance needs are met with a single policy purchase, while others require ongoing adjustments as a business grows. G.S. Newborn & Associates, located in Flemington, NJ, helps local companies manage both property and liability risks common to this region, including coverage for equipment breakdowns and general liability. They also assist with workers’ compensation policies tailored to different commercial sectors in Hunterdon County. Service for policy reviews and updates runs on a scheduled basis, typically aligned with each client’s annual renewal cycle.
Based in Flemington, NJ, Cedar Risk Management & Insurance Services provides specialized commercial coverage tailored to various local industries. It then handles broader insurance needs, including general liability and property protection for businesses throughout the region. The agency works to match policy options with the operational risks each company faces. For instance, as winter conditions arrive, it helps clients secure coverage that addresses potential losses from snow-related business interruptions or liability from icy parking lot accidents.
As winter storms approach in Flemington, New Jersey, businesses require coverage that addresses snow removal liabilities and potential property damage from ice. McPherson & Newland Insurance acts as a commercial insurance agent to help local companies review their general liability and business interruption policies for these seasonal exposures. They guide clients through policy changes as operations expand or new equipment is purchased during the year. After consulting with the business owner, a representative typically schedules a walk-through of the commercial premises to inspect existing safety measures and verify coverage details.
Ed Mahn - State Farm Insurance Agent in Flemington, NJ provides a wide range of commercial insurance solutions. Its specialty add-ons include coverage for property damage, business liability, and workers compensation. The agency works with local business owners to design policies that address specific risks and operational needs. Additional offerings may include inland marine and business interruption protection. Commercial sectors it can serve include offices, warehouses, and food service establishments.
Farmers Insurance Company of Flemington provides residential coverage options for homeowners and renters throughout the area, addressing personal property and liability needs. The agency also serves local businesses with commercial insurance solutions, including general liability and property protection tailored to Flemington’s industries. Operating in Hunterdon County and surrounding communities, the team assists clients in navigating policy details to secure appropriate coverage. After claims or policy adjustments, they follow up with clients between regular visits to ensure continued protection and address any evolving coverage requirements.
The Parker Agency in Flemington, NJ is known for helping businesses obtain essential liability and property coverage. It offers commercial insurance policies designed to protect local enterprises against common operational risks. Clients receive support in evaluating their unique exposures. A specialist can customize policies for diverse industries. The agency also adds on specialized coverage for commercial auto fleets, an important service for area transportation and delivery companies.
What Does a a Commercial Insurance Agent in Flemington Cost?
The cost of commercial insurance in New Jersey varies widely by business type, size, location, and claims history. For a small retail shop in Flemington, general liability insurance might range from 400 to 1,200 per year. Workers compensation premiums are based on payroll and industry classification, often starting around 1,000 per year for low-risk office work. Commercial auto policies for a single vehicle can cost 1,200 to 2,500 annually. These figures are estimates only. This is general information, not insurance advice.
About commercial insurance agents in Flemington
Commercial insurance agents in Flemington, New Jersey help local businesses find coverage for property, liability, and workers compensation. New Jersey law requires most employers to carry workers compensation insurance under N.J.S.A. 34:15-71. An agent can also guide you on commercial auto and general liability policies needed for Hunterdon County operations.
Frequently Asked Questions
What types of commercial insurance do businesses in Flemington typically need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. New Jersey law mandates workers compensation for most employers with one or more employees. An agent can assess your specific risks based on your industry and location.
Does New Jersey require commercial auto insurance for business vehicles?
Yes. New Jersey requires all registered business vehicles to carry liability insurance with minimum limits of 15,000 per person and 30,000 per accident for bodily injury, and 5,000 for property damage. A commercial insurance agent can help you meet these requirements and add optional coverages.
How does a commercial insurance agent in Flemington charge for their services?
Most commercial insurance agents are paid by commissions from the insurance carriers. You typically do not pay a separate fee for the agent. The commission is included in your premium. Some agents may charge a consulting fee for complex accounts, but this is less common.
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