The top-rated commercial insurance agent in Elizabeth, New Jersey is Cuartas Insurance Agency, rated 4.9 stars across 569 reviews. Other highly rated options include UPIX INSURANCE, Angel Rodriguez - State Farm Insurance Agent, Zenith Agency LLC. This directory lists 15 commercial insurance agents serving Elizabeth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cuartas Insurance Agency | 34 Rankin St | (908) 764-0271 |
| 2 | UPIX INSURANCE | 729 Edgar Rd | (908) 845-7722 |
| 3 | Angel Rodriguez - State Farm Insurance Agent | 902 2nd Ave | (908) 469-1432 |
| 4 | Zenith Agency LLC | 1000 Elizabeth Ave suite b | (908) 355-0070 |
| 5 | Dave Carrubba - State Farm Insurance Agent | 321 Rahway Ave | (908) 662-3300 |
| 6 | InsureOne Insurance | 1089 Elizabeth Ave #7 | (908) 452-7032 |
| 7 | RCX Insurance Agency | 847 E Jersey St | (908) 355-0111 |
| 8 | Empire Multi Services LLC | 131 1st St | (908) 242-5879 |
| 9 | New Century Insurance Agency Brokerage | 443 Elizabeth Ave | (908) 576-6821 |
| 10 | MEDICARE ADVISORS INSURANCE GROUP LLC | 3 Broad St | (877) 255-0284 |
Cuartas Insurance Agency serves the Elizabeth, New Jersey, metro area as a commercial insurance agent. The company works with local business owners to assess their operational risks and find appropriate coverage. Policies are sourced from multiple carriers to match each client’s specific needs. Typical services include general liability insurance that protects against third-party claims and commercial property insurance that covers buildings and equipment. The agency regularly handles workers compensation policies for area employers and professional liability coverage for service-based firms.
UPIX Insurance offers a comprehensive range of commercial insurance agency services for businesses in Elizabeth and the surrounding New Jersey area. It provides standard coverage options such as general liability, property insurance, and workers compensation, alongside tailored maintenance plans for ongoing policy review and risk assessment. These plans help adjust coverage as a business grows or changes. Its services are available for various properties, including single-family homes, multi-family apartment buildings, local retail stores, and established restaurants.
Angel Rodriguez - State Farm Insurance Agent serves homeowners, businesses, and property managers in Elizabeth, New Jersey, offering commercial insurance policies designed to protect assets, cover liability risks, and ensure operational continuity for local enterprises. The agency assists with tailored coverage for various professional needs, including property protection and business interruption insurance. Commercial insurance agents in this area frequently help clients navigate regional risk factors and regulatory requirements. The agency also serves clients in neighboring Linden and throughout the greater Newark metropolitan area.
When considering commercial insurance, clients can choose between a single-policy purchase for a specific project or a scheduled plan with ongoing premium payments for continuous coverage. Zenith Agency LLC in Elizabeth, NJ, assists local businesses in evaluating these options to match their liability, property, and workers’ compensation needs. The agent evaluates current exposures from both short-term contracts and recurring operations to recommend appropriate protection levels. Service appointments are available on an as-needed basis for new policy inquiries or existing coverage adjustments.
Dave Carrubba - State Farm Insurance Agent serves the Elizabeth, New Jersey area and its surrounding communities. The company handles commercial insurance policies for local businesses, including general liability and property coverage. It also assists with workers’ compensation policies to protect employees on the job. For a typical job, the agent reviews the specific risks of the business and presents coverage options that fit the client’s operational needs and budget.
InsureOne Insurance provides commercial insurance policies covering general liability and workers’ compensation for local businesses. It also addresses property and auto coverage needs for companies in Elizabeth. The agency assists with risk assessments and policy renewals to maintain adequate protection. As seasonal shifts bring snow and ice, it helps businesses manage slip-and-fall liabilities and winter-related vehicle claims to avoid operational setbacks.
As local businesses in Elizabeth prepare for seasonal shifts in inventory or liability exposure, RCX Insurance Agency provides commercial insurance agent services tailored to that evolving risk landscape. The company analyzes operations from retail to contracting, aligning coverage with each client’s daily realities. Policies address general liability, property, and workers’ compensation, helping businesses manage uncertainties common to the region’s varied commercial sectors. To begin, an agent schedules an on-site inspection of the premises and reviews current operations to identify specific exposures requiring attention.
From residential coverage to business protection, Empire Multi Services LLC handles commercial insurance needs for clients in Elizabeth, New Jersey, and the surrounding area. The agency works to secure policies tailored to local business operations, including liability and property coverage. They serve small and mid-sized companies seeking ongoing risk management. Clients typically return for periodic policy reviews and adjustments between regular visits to ensure their coverage remains aligned with changing business demands.
New Century Insurance Agency Brokerage, based in Elizabeth, NJ, specializes in helping local businesses manage their commercial insurance risks. The agency focuses on securing tailored coverage that addresses the unique operational exposures of companies in the region. Its services commonly include general liability, property, and workers’ compensation policies with additional coverages such as equipment breakdown or cyber liability. Serving a diverse array of commercial sectors, the agency works with clients running offices, warehouses, and food service operations to fulfill their insurance requirements.
What Does a a Commercial Insurance Agent in Elizabeth Cost?
Commercial insurance costs in New Jersey vary widely by business type, size, and location. A small retail shop in Elizabeth might pay $500 to $1,500 per year for general liability. Workers compensation rates are set by the state and average around $1.50 per $100 of payroll for low-risk jobs. Premiums for commercial auto can range from $1,200 to $3,000 per vehicle annually. This is general information, not insurance advice.
About commercial insurance agents in Elizabeth
Commercial insurance agents in Elizabeth, New Jersey help business owners find coverage that meets state requirements. New Jersey law mandates workers compensation insurance for most employers with one or more employees. An agent can guide you through general liability, property, and commercial auto policies specific to Elizabeths business environment.
Frequently Asked Questions
What types of commercial insurance are required in New Jersey?
New Jersey requires workers compensation insurance for most businesses with employees. Commercial auto insurance is required for any business-owned vehicle. Other coverages like general liability are not state-mandated but are often required by landlords or contracts.
How do I choose a commercial insurance agent in Elizabeth?
Look for an agent licensed in New Jersey with experience in your industry. Ask about their knowledge of local risks in Elizabeth such as flood zones or urban property concerns. Check their reputation through the New Jersey Department of Banking and Insurance.
Can a commercial insurance agent help with New Jersey business liability risks?
Yes, agents can assess your specific liability exposures including slip and fall claims common in retail or office spaces. They can recommend coverage limits that align with New Jersey court award trends and local legal requirements.
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